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Articles
- My retirement planning diary (Part 3): How much am I likely to spend in retirement?
- SMSF investors: How to avoid getting scammed
- How to avoid getting caught in the in-house asset trap
- Can my SMSF loan money to me or my business?
- Q&A: What account authority should my accountant have?
- How to boost your SMSF’s immunity to cybersecurity threats
- Election outcomes for your SMSF
- Is it worth starting a pension from your super sooner rather than later?
- Super funds of the year awards: Best super funds for 2025
- Pension fund of the year 2025: What makes a winner?
- Super fund mergers: What does it mean for members?
- Q&A: Do I have to take my SMSF pension as regular payments?
- Pension fund performance: Monthly returns to April 2025
- Super fund performance: Monthly returns to April 2025
- Super fund performance reckoner: Monthly returns for 5 investment categories
- Q&A: Does the frequency of my employer contributions affect my portfolio growth?
- Webinar: SuperGuide members Q&A: June 2025
- Super fund rankings: Conservative category (21–40%)
- Super fund rankings: Balanced category (41–60%)
- Super fund rankings: Growth category (61–80%)
- Super fund rankings: High Growth category (81–95%)
- Super fund rankings: All Growth category (96–100%)
- Pension fund rankings: Conservative category (21–40%)
- Pension fund rankings: Balanced category (41–60%)
- Pension fund rankings: Growth category (61–80%)
- Pension fund rankings: High Growth category (81–95%)
- Pension fund rankings: All Growth category (96–100%)
- Super news for May 2025
- Super housekeeping tips for EOFY
- How to take advantage of the increased Transfer Balance Cap
- What’s the Carer Payment and am I eligible?
- Q&A: Can non-concessional contributions be made if the Transfer Balance Cap has been reached?
- Case study: When can I afford to retire?
- The 7 biggest super mistakes – and how to avoid them
- What are the super and Age Pension rules for same-sex couples?
- My retirement planning diary (Part 2): My super fund-amentals
- SMSFs: Segregating assets in retirement phase
- SMSFs: Investing in private companies
- The why and how of direct investment super options
- How super fund fees impact your net returns
- Q&A: Can we lend to our SMSF to buy a property?
- Managing capital gains tax in your SMSF
- EOFY: Getting your SMSF in order
- Property development in your SMSF: What to consider
- Salary sacrifice and super: How does it work?
- Divorce and superannuation: How it works
- Super news for April 2025
- How much does financial advice cost?
- The Age Pension when living apart: What you need to know
- Webinar: 2025 year-end superannuation tips and traps
- Super pensions: Trends in payment frequency, flexibility, fees and more
- My retirement planning diary (Part 1): Donald you shrunk my retirement!
- What’s the Carer Allowance and am I eligible?
- Is $2 million in super enough to retire on?
- Is $1 million in super enough to retire on?
- Is $700,000 in super enough to retire on?
- Is $500,000 in super enough to retire on?
- How myGov can help you keep track of your super
- Choosing a super fund: Does size really matter?
- Mind over matter: The psychology of retirement planning
- 5 strategies to help fix your total super balance problem
- Which asset classes are popular with SMSFs?
- SMSF property loan paid off? What next?
- Women and super (Part 2): Strategies to boost your super in the lead up to retirement
- Super strategies after losing your spouse in retirement: What are the rules?
- How carry-forward (catch-up) super contributions work
- Australian income tax brackets and rates (2024-25 and previous years)
- Federal Budget March 2025 overview
- How much super do I need to retire on $100,000 a year?
- How much super do I need to retire on $50,000 a year?
- How much super do I need to retire on $80,000 a year?
- How much super do I need to retire on $60,000 a year?
- Age Pension rates (March 2025 to September 2025)
- How to apply for the Home Equity Access Scheme (HEAS)
- Pension fund performance to December 2024
- Webinar: When can I access my super? All conditions of release explained
- How much super do I need to retire?
- How to buy a commercial property and lease it through your SMSF
- SMSF property investment rules
- A retiree’s dilemma: Pay off the mortgage or preserve super?
- SMSF returns are competitive with large funds
- Common ‘myth-conceptions’ about retirement income
- Super news for March 2025
- Which are Australia’s largest super funds?
- Age Pension calculator (March 2025 update)
- Am I eligible for the Age Pension?
- Age Pension income test rules (from March 2025)
- Age Pension assets test rules (from March 2025)
- Hidden perks that make your super account even better
- How to invest in infrastructure through an SMSF
- What to do if the market tanks and you’re retired, or close to it
- How can I top up my super pension?
- SMSFs reserves: What are the rules?
- How much super do I need if I don’t own a home?
- How to plan for your retirement
- Webinar: SuperGuide members Q&A: March 2025
- Do SMSFs rely too heavily on bank shares for dividend income?
- What happens to my TTR when I turn 65?
- Best performing pension funds: Conservative category (21–40%)
- Best performing pension funds: Balanced category (41–60%)
- Best performing pension funds: Growth category (61–80%)
- Best performing pension funds: High Growth category (81–95%)
- Best performing super funds: Conservative category (21–40%)
- Best performing super funds: Balanced category (41–60%)
- Best performing super funds: High Growth category (81–95%)
- Best performing super funds: All Growth category (96–100%)
- Boost your Age Pension by topping up a younger spouse’s super
- Q&A: How is an SMSF member’s Total Super Balance calculated?
- Super news for February 2025
- Transfer Balance Cap indexation: Opportunities for SMSF members?
- Case study: Self-employed single seeking a comfortable and secure retirement income for life
- Tips to boost your super in retirement
- Estate planning when your child has a disability: What can I do?
- What is the cost of living in retirement in Australia?
- Writing your SMSF investment strategy (including templates)
- Can my SMSF invest in gold?
- Retirement income rules of thumb: Do they measure up?
- Tips to boost your super when retirement is approaching
- What happens if I don’t pay the minimum pension from my SMSF?
- SMSFs and insurance: Rules and considerations
- Super or mortgage: Where should I put my extra savings?
- Best performing super funds: Growth category (61–80%)
- Super fund performance reckoners: Annual returns for 5 investment categories
- Super fund performance over 32 calendar years (to December 2024)
- Super news for January 2025
- What are the buy/sell spreads charged by my super fund?
- What are unit pricing and crediting rates and why do they matter?
- What are the penalties for SMSF non-compliance?
- The role of cash and bonds in your portfolio and what’s available
- Should retirees use their super to become debt free?
- Tips to boost your super when retirement is a long way off
- Webinar: Estate planning and superannuation
- How long you can expect to live and what it means for your super
- How to measure the financial impact of delaying retirement
- How sequencing risk affects your retirement
- Can I get free financial advice?
- Case study: Should a wealth retiree start a super pension or draw on non-super investments first?
- 2024 year in review, 2025 year in preview
- What is the Medicare Safety Net and am I eligible?
- Where are we now? Pending and recent superannuation changes
- What laws do SMSFs need to adhere to?
- How to maximise your Age Pension
- 5 new year’s resolutions for your SMSF
- Victorian Seniors Card: Benefits, discounts and how to apply
- QLD Seniors Card: Benefits, discounts and how to apply
- ACT Seniors Card: Benefits, discounts and how to apply
- Tasmanian Seniors Card: Benefits, discounts and how to apply
- SMSFs: Legacy pension relief at long last
- WA Seniors Card: Benefits, discounts and how to apply
- SA Seniors Card: Benefits, discounts and how to apply
- NT Seniors Card: Benefits, discounts and how to apply
- Super news for December 2024
- NSW Seniors Card: Benefits, discounts and how to apply
- Webinar: Super strategies for 2025
- Where to find retirement income in addition to super
- Currency hedging for SMSFs
- Saving for retirement outside super
- How to navigate the different stages of retirement
- Your super after death: How to get your savings into the right hands fast
- Can you be your own SMSF accountant?
- What happens to my Age Pension if I sell my home?
- Super tax breaks to be reduced for accounts with more than $3 million
- Reversionary pensions: What they are and how they work
- What are the setup and running costs for an SMSF?
- Your SMSF calendar for 2025
- How to boost your spouse’s balance and make the most of super caps (including calculator)
- Commonwealth Seniors Health Card: Eligibility and how to apply
- Real DIY super: How to keep SMSF costs super low
- When can I access my super? All conditions of release explained
- Transfer balance cap (TBC) for super pensions: How it works
- Webinar: SuperGuide members Q&A (December 2024)
- Q&A: How can we reduce the super death tax for our beneficiaries?
- Q&A: Can I move my pension to another provider?
- Can I return to work after I access my super?
- Super and pension fund performance: Where does your fund rank?
- What is the sole purpose test, and how does it work?
- Platforms and wraps: Benefits and downsides
- How superannuation works: Super for beginners guide
- Super news for November 2024
- Modern retirement modelling: Increasing confidence in retirement planning
- Minimum pension drawdown rates (2024–25) and calculator
- Are pension withdrawal rates safe?
- Selecting a retirement income calculator
- SMSFs: Running multiple pensions for the one member
- SMSFs: What are the lump sum withdrawal rules?
- Q&A: I’m 63. Can I start a transition-to-retirement pension if I quit one of my jobs?
- Which super funds offer income for life?
- How to afford a ‘comfortable’ retirement with less super
- Retiring early due to ill health? 6 steps to stay on track
- Q&A: If we transfer assets to a new SMSF, will there be capital gains tax?
- Webinar: Advice options for planning your retirement
- Making superannuation contributions: Super for beginners guide
- Proposed increases to the cost of aged care
- How do SMSFs invest?
- Q&A: If I make bring-forward contributions, do I have to wait 3 years before I can start a pension?
- Retirement: The goals are shifting
- Case study: Recontribution of death benefits?
- SMSF trust deeds: Rules, guidelines and updates
- Super news for October 2024
- SMSF insights 2024: Div 296, Superstream, ETFs and more
- How to make the most of your super contributions
- How the government co-contribution scheme works (including calculator)
- Common errors SMSF trustees make with their annual returns
- Buying property in an SMSF Q&As: Part 1
- Which super funds accept transfers from KiwiSaver accounts?
- SMSF investment: 20 most popular LICs/LITs
- TBAR: Transfer balance account reporting for SMSFs
- SMSF investment: 20 most popular managed funds
- SMSF investment: 20 most popular international shares
- SMSF investment: 20 most popular Australian shares
- SMSF investment: 20 most popular ETFs
- Case study: Later-life divorcee using a transition to retirement strategy to rebuild super savings
- Location the missing ingredient in retirement planning
- Super recontribution strategy: How it works
- Recontribution strategy case study: How super tax components impact estate planning
- 10 points to check on your annual super fund statement
- Super news for September 2024
- How the First Home Super Saver (FHSS) scheme works
- Super fund fees and charges you need to know about
- What you need to know about investing an inheritance into super
- How do tax-deductible superannuation contributions work?
- How much can I afford to spend in retirement?
- Lifetime estimator calculator
- APRA’s performance test: Platforms miss the mark
- Converting super into retirement income: What are your options?
- Why it can pay to put as much as possible into super
- Webinar: Super decisions at retirement: Income stream, lump sum, accumulation or a mix?
- Balanced, Growth, Defensive: What’s in a name?
- SMSF pension strategy: Lump sum payments
- How to record SMSF minutes
- The big picture: Focus on super’s long-term returns
- Australian independent financial advisers: National list
- Q&A: How do I ensure a lump sum is taken from the right pension account?
- Webinar: SuperGuide members Q&A: September 2024
- What are the current work test rules for super contributions?
- Super news for August 2024
- Best performing pension funds: All Growth category (96–100%)
- Need care at home? We look at where to find it and what it costs
- Retiree reflections: “If I had my time over again, when would I retire?”
- Planning to retire this year and start a super pension? Here’s what to consider
- What are lifecycle super funds, and how do they perform?
- Transition to retirement Q&As
- Case study: Mid-life average income couple dreaming of a travel-filled retirement
- Q&A: Must super be paid out of an SMSF after the death of a spouse?
- Transition-to-retirement strategies
- Q&A: What are the benefits of spouse super equalisation strategies?
- Top-performing sustainable super funds (to June 2024)
- Top 10 Balanced super funds ranked by risk and return
- Webinar: Buying property in an SMSF
- Super news for July 2024
- Case studies: How to make the most of higher contribution caps
- How to invest according to your values and address climate risk in your SMSF portfolio
- How much super should I have at my age?
- Smashing senior stereotypes
- SMSF statistics: 1.1 million members with $869 billion in super
- What type of people have SMSFs?
- How to consolidate multiple super accounts
- Making super contributions after age 60: Even in retirement
- How does SAPTO work? (Senior Australians and Pensioners Tax Offset)
- What is the retirement age in Australia?
- Employee super contributions for the self-employed and micro businesses
- How is my Total Superannuation Balance (TSB) calculated?
- Non-arm’s length expenditure (NALE) rules for SMSFs
- Concessional super contributions guide (2024-25)
- Superannuation Guarantee contributions rate and rules
- Non-concessional super contributions guide (2024–25)
- In your 50s or younger? The super rules that apply to you
- Accessing super between 60 and 65
- Deeming rates (2024-25) and calculator for the Age Pension income test
- Income tax calculator (2023–24 and 2024–25)
- Your tax guide to accessing your super under age 60
- Employer’s guide to Superannuation Guarantee contributions: Which employees are eligible?
- How the 15-year small business CGT exemption can help boost your super
- Quiz: Employer super responsibilities
- Rules for setting up super and choice of fund for new employees
- The small business CGT retirement exemption explained
- Proportioning rule and super tax: What it is and why it matters
- Case study: Making super contributions from compensation payments
- Calculating your employees’ SG contributions? The rules to help get it right
- Super Guarantee Charge for employers: What is it and what are my options?
- Claiming a tax deduction for your employees’ super: What are the rules?
- Checklist for employers to master your super responsibilities
- In your 70s? The super rules that apply to you
- In your 60s? The super rules that apply to you
- In your teens? The super rules that apply to you
- Quiz: Boosting your super with super contributions
- What to do if you exceed your super contributions caps
- How the Division 293 tax works: Super surcharge for high earners
- Selecting your super fund: Can I make the choice?
- How a transition-to-retirement (TTR) pension works
- A super guide to the bring-forward rule
- What to do if your employer doesn’t pay your super
- How LISTO works (Low Income Superannuation Tax Offset)
- What is the maximum super contribution base?
- How superannuation is taxed: Super for beginners guide
- Understanding the difference between your total super balance and your transfer balance cap
- What age can I access my super (Preservation Age)?
- Superannuation rule changes from July 2024 (and previous years)
- Key superannuation rates and thresholds for 2024-25
- Quiz: Planning for retirement
- Can I live in my SMSF property?
- Preservation age and transition-to-retirement pensions align
- Q&A: How do I start an SMSF pension while leaving other members in accumulation?
- Director Identification Numbers: What is required for SMSFs
- Planning to retire at 65? What you need to consider
- How retirees are using home equity to boost income
- How does your super affect the Age Pension?
- Planning to retire at 60? What you need to consider
- Planning to retire before turning 60? What you need to consider
- How to wind up an SMSF
- What does SuperStream mean for my SMSF?
- Webinar: Transition-to-retirement pensions: The BOOM is coming
- Super news for June 2024
- Q&A: If I’m retired can I leave one of my two funds in accumulation?
- Your tax guide to accessing your super over age 60
- Case study: Combining new retirement products to maximise retirement income
- What to consider if you’re forced to retire early
- Women and super (Part 1): How to grow your super in the early and middle years
- Workforce age discrimination and what it means for your super
- Death benefits Q&As
- What do the 2024 tax cuts mean for your super contributions?
- Downsizer super contributions: Rules and eligibility
- What is a self-managed super fund (SMSF)?
- SMSFs: What is an actuarial certificate, and how much do they cost?
- Retirement planning for couples
- Webinar: SuperGuide members Q&A: June 2024
- Federal Budget May 2024 overview: Superannuation and retiree announcements
- Super news for May 2024
- Q&A: Should I postpone my contribution reserving strategy until after the contribution caps rise?
- Q&A: If I have $1.9m in my super pension can I still make contributions?
- Winding up an estate: 11 steps to help get the job done
- Changing pace: Retiring and thriving together
- What different types of financial advice should I consider?
- SMSF setup guide: 9 steps you need to follow
- The cost of residential aged care
- Webinar: 2024 year-end superannuation tips and traps
- Getting ATO advice for your SMSF: Rulings and fund specific advice
- The $3 million super tax cap: What to consider with 1 year to go
- Multigenerational SMSFs: Benefits and pitfalls
- How to add a new member to your SMSF
- How to boost your SMSF balance with contributions reserving
- SMSF audits: Fees and guidelines
- Managing retirement income with a bucket strategy
- Q&A: Is there a loophole which allows a pension fund to go above the transfer balance cap?
- Q&A: What is required when making lump sum withdrawals from an SMSF in pension mode?
- Q&A: Is TBAR reporting required for lump sum payments?
- Q&A: I’ve used the bring-forward rule, so when can I make more non-concessional contributions?
- Super news for April 2024
- Q&A: Is there a cap on total super balance when you have started a pension?
- Q&A: Do I have to start a pension when I retire?
- Introducing My Aged Care
- Retirement cost of living: 10 tips to boost your finances
- Q&A: How will the new $3m super threshold tax impact retirement planning?
- The taper trap: Super and the Age Pension means test
- What is the DVA (Department of Veterans’ Affairs) Service Pension?
- Retiree reflections: What surprised me most when I retired
- Q&A: What is asset segregation in pension phase?
- Should you fully withdraw super prior to death to minimise tax payable by your beneficiaries?
- Contribution cap increases: Issues to consider
- Should I close my super account when I retire?
- Running multiple SMSFs: What are the pros and cons?
- Aged care star ratings: Good but can do better
- Super news for March 2024
- How lifetime income products can help reduce the ‘taper trap’ for retirees
- Q&A: Can I combine multiple pension accounts?
- Asset valuation guidelines for SMSFs
- Franked dividends and franking credits for SMSFs
- Webinar: Strategies to split or share your super balance with your spouse
- Protecting your super from cyber attacks and scams
- How investing in infrastructure adds to your super returns
- Worried about outliving your retirement savings? 9 steps that can help
- Q&A: What can we do with excess funds if we need less than the minimum pension amount?
- How inflation affects your retirement income
- 7 retirement mistakes you don’t want to make
- SMSFs: Investing in related trusts and companies
- Can you rollover an SMSF pension to another fund?
- Q&A: Timing for commencing a pension and minimum pension requirements
- How to make your super more socially aware
- How to use the TelstraSuper Lifetime Income Calculator
- Estate planning and SMSFs: What it is and why it matters
- What is a core and satellite investment strategy?
- How to use the TelstraSuper Retirement lifestyle planner
- Super news for February 2024
- Getting to know your super fund and what it can do for you
- SMSFs and financial advice: A matter of cost and trust
- Retiree reflections: Does your housing meet your retirement needs?
- What is a testamentary trust and does my Will need one?
- 9 investment risks and how they can affect your super
- Risk profiling and your investment choice
- List of APRA-regulated superannuation funds
- Does my SMSF need to register for GST?
- Webinar: SuperGuide members Q&A: March 2024
- Q&A: How do we structure our SMSF to collect rent as a pension if my wife is under preservation age?
- Have you got an exit plan? The importance of estate planning
- In-specie transfers out of an SMSF
- How to get ready for retirement if you own a business
- Retiring soon? Here are 5 questions you need to answer first
- Super news for January 2024
- Working in retirement: Busting the age barrier
- Webinar: Death benefit nominations
- How to work for longer to improve your retirement lifestyle
- Passive versus active: Which investment style is best?
- Should your life and disability insurance be inside super?
- Insurance inside super: A definitive guide
- 2023 year in review, 2024 year in preview
- How to use the Mercer Retirement income simulator
- What are the SMSF residency requirements?
- ATO SMSF supervisory levy: Cost and guidelines
- Does your super fund pay a retirement bonus when you start a pension?
- Why aged care deserves to be part of your retirement plan
- What are the key differences between SMSFs and public offer funds?
- Age Pension Work Bonus: How it works and case studies
- Retiring overseas: Implications for your super and tax
- Webinar: Super strategies for your SMSF
- Super news for December 2023
- Should I retire overseas?
- What are MySuper products, and which super funds have MySuper products?
- Calculate how to reach your super balance goal
- How the Home Equity Access Scheme works (formerly Pension Loan Scheme)
- Reverse mortgages: What are they and how do they work?
- Super funds with the lowest income protection insurance premiums
- Super funds with the lowest life and TPD insurance premiums
- Boosting your super balance with Grow My Money
- Q&A: Transfer balance account, minimum pension requirements and the 1 June rule
- SMSFs and estate planning: Issues to consider after the death of a SMSF member
- Consider these two risks before you start a super pension
- Managing your super when you’re moving overseas: 5 steps for success
- Reverse mortgage calculators: How-to guides
- SMSFs: Investment property tax deduction mistakes to avoid
- Small APRA funds: What are they and why would I need one?
- Your home: The foundation of retirement planning
- How to use Industry Super Funds’ Transition to Retirement (TTR) calculator
- How to use Moneysmart’s Account-based pension calculator
- How to budget for retirement
- Super news for November 2023
- Granny flats: How to ensure everyone’s rights are protected
- SMSF investment rules: Collectables and personal use assets
- Webinar: SuperGuide members Q&A: December 2023
- Can I access my super? FAQs about conditions of release
- How to choose a pension fund
- SMSFs and estate planning: Key issues that SMSF trustees need to know
- Webinar: Navigating the aged care system
- Q&A: Does the previous year’s balance affect the minimum pension amount?
- Q&A: When I retire, can I transfer the cash assets to my share of the SMSF?
- Q&A: Can an SMSF invest on a “tenants in common” basis in commercial property, funded by a mortgage?
- The sprint finish: How to boost your super before retirement
- What you need to know about six-member SMSFs
- How lump sums can reduce your transfer balance account
- Super news for October 2023
- What retirees need to understand about property insurance
- How do ETFs compare to LICs/LITs and managed funds?
- Reducing tax on capital gains with super contributions
- Q&A: Is a lump sum super payment taxed if I’m under 60?
- How to use the Moneysmart Superannuation calculator
- Q&A: Can we use a recontribution strategy at 70 if we have a large transfer balance?
- SMSFs and estate planning: What fund members should consider and plan for
- Managing your SMSF through a recession
- How to use the Moneysmart Super contributions optimiser
- What advice can I get from my super fund in retirement?
- YourSuper comparison tool review
- How to use the Moneysmart Retirement Planner
- Case study: How to reduce tax on your TPD payments from super
- SMSF loans: What are the SMSF borrowing rules?
- What happens when you meet a financial adviser
- Who to turn to if you have a problem with your financial adviser
- 3 steps to making a complaint about your super fund
- What concession cards are available for seniors and pensioners?
- Help! I think I’m being paid too much pension
- Dual pension strategy: Reducing super death benefits tax for non-dependants
- Webinar: Transition-to-retirement pensions: Strategies and benefits
- Tips to help your super last longer
- Support services for unpaid carers
- Choosing an SMSF service provider
- Q&A: What to consider with unused concessional contribution tax claims?
- Super news for September 2023
- Why financial literacy is vital for a good retirement
- SMSFs and estate planning: An introduction
- SMSFs: How to deal with lost paperwork
- Diversification and your SMSF: Why and how to do it
- What I would do differently now: Retirement plans are shifting with the times
- What on earth is an in specie transfer?
- Q&A: How does a transition to retirement pension impact CGT on property assets?
- Webinar: SuperGuide members Q&A: September 2023
- Q&A: Can I do contribution splitting if I live overseas?
- Super news for August 2023
- What age should I retire?
- Q&A: What is the tax treatment on lump sum withdrawals when 65 and not retired?
- Advance care plans: Why everyone should have one
- Which SMSF expenses are tax deductible?
- SMSFs: Getting ready for the annual meeting with your accountant
- Financial advice through super funds: What’s on offer?
- SMSFs: What advice can your accountant provide?
- Women and super (Part 3): Making the most of super and other assets after retirement
- Super news for July 2023
- Q&A: Does the sole purpose test become redundant when you’ve retired?
- Healthy eating in your 70s and beyond
- Q&A: Can I cancel a reversionary pension within my SMSF and wind up the SMSF?
- Q&A: Can an SMSF accept super contributions if it’s status is “Pending”?
- Webinar: Women’s super: Closing the gap
- Independent financial advice: Why it’s important and how to find it
- How to find a super financial adviser
- Financial advice: What are the risks and benefits?
- 8 warning signs of a bad financial adviser
- Property development in an SMSF: Recent ATO guidance
- Q&A: Can we use the money from our SMSF for personal use upon reaching pension age?
- Retirement Income Review finds 9.5% super is enough
- Q&A: What happens to my SMSF if I travel or move overseas?
- SMSF compliance: What are trustees’ responsibilities?
- Q&A: Can I own an overseas house in my SMSF?
- What are the accumulation and retirement phases of super?
- Tax in SMSFs and regular super funds: How do they differ?
- How do reportable employer super contributions (RESC) work?
- How redundancy and retirement impact your employees’ super
- Commuting an SMSF account-based pension
- What strategies can I consider to reduce tax on a super pension paid from my SMSF?
- Starting an SMSF pension checklist
- SMSF annual admin checklist
- Five common financial mistakes SMSF trustees make just before retirement
- Starting a pension from your super
- SMSF reporting and record-keeping requirements
- SMSFs: How to start a pension
- A simple guide to what tax is payable on super death benefits
- Quiz: Age Pension rules
- Centrelink’s Payment and Service Finder: How it works
- How do I apply for the Age Pension?
- What is the Age Pension age?
- ETFs: How do I use them and what do they cost?
- Aged care: Guide to self-managing home care
- Using the Home Equity Access Scheme to fund aged care
- How to keep your immune system strong this winter
- Commonwealth Seniors Health Card Q&As: Eligibility and completing forms
- Webinar: An introduction to SMSFs
- Hitting your peak later in life (and planning for the lows)
- Case study: Combining downsizer and non-concessional contributions
- Super news for June 2023
- Independent financial advisers: Adelaide and SA
- Independent financial advisers: Canberra and ACT
- Independent financial advisers: Hobart and Tasmania
- Independent financial advisers: Perth and WA
- Independent financial advisers: Brisbane and Queensland
- Independent financial advisers: Melbourne and Victoria
- Independent financial advisers: Sydney and NSW
- What is a target market determination and why should you care?
- Q&A: What are the pros and cons of starting an account-based pension vs investing outside super?
- Q&A: I have over $3m in super so should I now consider a recontribution strategy?
- Q&A: What are the pros and cons of entering pension phase with accumulated losses for capital gains?
- SMSFs: Minimum account-based pension payments, strategies and calculator
- Getting financial advice? What your adviser needs to provide
- SMSF property ownership: Trustee requirements and obligations
- Q&A: How does proportioning work if I have super in both accumulation and pension phases?
- Webinar: SuperGuide members Q&A: June 2023
- Q&A: Do I need to complete a TBAR when commencing a Transition to Retirement (TTR) pension?
- Q&A: Do we need to use the proportioning rule when rolling over super benefits from an SMSF to an industry super fund?
- Q&A: Can I benefit from the increased transfer balance cap if I’ve already started a pension?
- How separation and divorce affect the Age Pension
- Super news for May 2023
- Creating effective salary sacrifice arrangements with your employees
- Are you paying your super contributions on time? Deadlines for employee contributions
- What are the penalties for failing to meet employer super obligations?
- Choosing a default fund for your employees
- Life insurance through super: A definitive guide
- Early release of super due to severe financial hardship
- Early release of super on compassionate grounds
- Accessing super: Reaching age 65
- How to read a super fund PDS
- Employee or contractor for super purposes? How to tell the difference
- Planning your account-based pension withdrawals for the new financial year
- Federal Budget May 2023 overview: Superannuation and retiree announcements
- Latest Choice super heatmap shows progress but fees remain high
- Q&A: What happens if I start a pension and gains push the balance over the transfer balance cap?
- Greenwashing: Do your super fund’s credentials stack up?
- Will overspending delay your retirement?
- How to plan your spending through the 3 stages of retirement
- SMSFs and non-arm’s-length income (NALI)
- SMSF investing: An adviser’s insight into mFunds
- SMSFs and property: Business real property
- Webinar: Year-end superannuation tips and traps
- Q&A: Does a property owned by an SMSF need to be sold upon retirement or can we take possession?
- Q&A: Can I receive my deceased spouse’s accumulation death benefit in a pension income stream?
- Q&A: I’m 60. What happens to my super when I wind up my SMSF?
- Q&A: What should we have in place for when an individual trustee of an SMSF passes away?
- Q&A: What to consider if a director of a corporate trustee of a single member SMSF resigns
- What are the Age Pension gifting rules?
- Q&A: I’m over 75. Can I make a super contribution?
- Q&A: How can you reduce inheritance tax if you leave your super to your children?
- Q&A: Can I contribute to a grandchild’s super account?
- New contribution strategies for retirees
- Super news for April 2023
- How to compare super funds in 7 easy steps
- What are annuities, and how can they help in retirement?
- Q&A: Can you make super contributions when you work overseas?
- Q&A: How much can I contribute in year 4 of a bring-forward period?
- Q&A: Do SMSFs perform better than industry funds?
- Q&A: Can I withdraw a lump sum after I start a pension?
- Q&A: How can I recontribute my pension payments back into my super?
- Q&A: Can I contribute to super after I start a pension?
- SMSF property ownership options and opportunities
- Tax hike on super balances above $3 million: Is it time to rethink our retirement savings vehicles?
- What is an investment-linked annuity?
- Q&A: Can you transfer an investment property into an SMSF?
- SMSFs and cryptocurrency investments
- Q&A: Can you make an in specie transfer of crypto into an SMSF?
- Q&A: Contributing to super prior to a pension
- Webinar: The proposed new $3 million super changes: What you need to know
- What to teach your (big) kids about super
- Low Income Tax Offset (LITO): How it works
- Tax returns in retirement: Do I need to lodge one?
- Super news for March 2023
- The importance of the 10/30/60 Rule to your retirement income
- Webinar: SuperGuide members Q&A: March 2023
- SMSF death benefits: Who are my dependents and why does it matter?
- SMSF investment strategy health checklist
- Advance care planning: Wills, Powers of Attorney, living wills and more
- What government services are available for older Australians?
- Super news for February 2023
- Financial advice: We want it, but cost is an issue
- What are average super fund fees?
- Everything SMSF trustees need to know about rebalancing
- What is the value of financial advice when it comes to your retirement?
- Is an SMSF right for you?
- Webinar: Starting an account-based pension
- Super news for January 2023
- SMSF investment rules: What every trustee should know
- What are the different types of super funds?
- How to choose an investment option for your super pension
- 2022 year in review, 2023 year in preview
- Market volatility and super: How to resist the itch to switch
- Webinar: Estate planning considerations for SMSF members
- Case study: Boosting retirement income with downsizer contributions
- Early release of super for illness or injury
- Latest MySuper heatmap highlights best and worst performers
- How to change super funds (in 5 easy steps)
- Super news for December 2022
- Indexing options in your super fund: Pros and cons
- Case studies: Super death benefit nominations
- Managing your employees’ SG contributions? Technologies you need to know
- How to keep good records for your employees’ super contributions
- How much super do you need to set up an SMSF?
- What are unrestricted and restricted non-preserved super benefits?
- Women and super: Budget snapshot outlines the challenges
- Super news for November 2022
- How to find your lost super
- Webinar: SuperGuide members Q&A: December 2022
- Retirement income: When is the optimal time to purchase a deferred annuity?
- Longevity risk: How deferred annuities can help your savings last
- Federal Budget October 2022 overview: Super and retiree announcements
- Webinar: Insurance inside super: Is it time for a change?
- What are the Age Pension residency rules?
- The financial and health benefits of working into retirement
- Super news for October 2022
- Single women and super: How 3 women beat the statistics
- Webinar: Downsizer super contributions
- Webinar: SuperGuide members Q&A: September 2022
- Webinar: SMSFs and borrowing: Tips and traps
- Webinar: SMSF investment strategy
- Webinar: SuperGuide members Q&A: June 2022
- What SMSF trustees need to know about exempt current pension income (ECPI)
- Do you know what your super fund is invested in?
- Elder abuse: How to spot the signs and reduce risk
- Super news for September 2022
- Unlisted assets: What are they and why is my super fund investing in them?
- SMSFs: What to do if you get a breach notification from the ATO
- MySuper funds: Everything an employer needs to know
- The arm’s length rule for SMSFs
- How do I transfer a UK pension to an Australian super fund?
- Super news for August 2022
- Where is technology for SMSFs headed?
- How to prepare for an SMSF auditor and fill in your SMSF tax return
- What the new Retirement Income Covenant means for you
- Super news for July 2022
- Should you develop a retirement income strategy for your SMSF?
- 2021-22 Year in Review: Volatility reigns
- Minister promises no more regulatory shock for super
- Shift changes threaten home care help
- Quiz: Super for beginners
- Super news for June 2022
- Members benefit from more superannuation board diversity
- What should the federal government’s super and retirement planning priorities be?
- How to create an investment portfolio in retirement
- Super news for May 2022
- 2022 Federal Election: Coalition and Labor super and retirement policy announcements
- Planning for cognitive decline
- SMSF pensions: Planning your pension properly
- How do I arrange a Home Care Package?
- Super news for April 2022
- Quiz: SMSFs for beginners
- Aged Care Royal Commission report card
- What to do if a member wants to leave an SMSF
- Strategies for boosting your super in the gig economy
- Why super funds diversify and what you can learn from it
- 2022 Federal Budget overview: Super, tax and retiree announcements
- The power of compound interest
- The Sharpe Ratio: Risk-adjusted returns and your super
- Losing capacity: The issues for SMSF trustees and what you need to do
- What work can I do for my SMSF and can I be paid?
- Super news for March 2022
- Is it time to change your super investment option?
- Webinar: Age Pension reassessments
- Income support Q&As: How will super affect my disability support pension and other benefits
- How to benchmark your super fund
- Age Pension Q&As: Minimum drawdowns and the Age Pension
- Dixon Advisory’s fall from grace: 4 lessons for all investors
- Super news for February 2022
- History of superannuation: Is it getting better?
- Account-based pensions Q&A special (January 2022)
- Super news for January 2022
- 3 very different types of retirement
- 2021 year in review, 2022 year in preview
- Super funds with the lowest fees
- Super news for December 2021
- Centrelink Q&As: Super pensions and the Commonwealth Seniors Health Card (CSHC)
- What are defined benefit super funds?
- SMSFs structures: Corporate or individual trustee?
- Super news for November 2021
- SMSF Q&A special (November 2021)
- Case study: Transferring shares into your SMSF (an in-specie transfer)
- Super news for October 2021
- SMSF estate and succession planning: What’s the difference?
- Your future now stapled to your super
- Super news for September 2021
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- Had enough of your SMSF: What are your options?
- Your Future, Your Super: What it means for you
- Super news for July 2021
- 2020–21 year in review: A dramatic recovery
- Super news for June 2021
- Video: Explainer on the legacy retirement income products amnesty
- Tips for writing an advanced care directive
- Super news for May 2021
- 2021 Federal Budget overview: Super, tax and aged care announcements
- Member services: What separates the best super funds from the rest?
- Super news for April 2021
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- SMSF investments: Using ETFs for diversification and more
- The lowdown on COVID-19 relief for SMSF borrowings
- Super fund fees: Do lower fees mean better net returns?
- Super news for February 2021
- The importance of asset allocation
- Super news for January 2021
- TPD insurance through super: A definitive guide
- Income protection insurance through super: A definitive guide
- 2020 year in review, 2021 preview
- A step-by-step guide to valuing tricky assets
- How your super fund works and who’s who in your fund
- Super news for December 2020
- Change your mindset: Ways to deal with boredom in retirement
- Key observations from the Retirement Income Review
- Super news for November 2020
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- SMSFs: Sustainable investing just got personal
- 2020 Federal Budget overview: Super, tax and related announcements
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- How to invest your superannuation: Super for beginners guide
- Super news for September 2020
- Video: Pros and cons of SMSFs
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- Best performing super and pension funds: Understanding the 5 risk categories
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- What is a Longevity Plan, and how do they work?
- The SMSF trustee declaration explained
- SMSF Q&As with the ATO: COVID-19 special
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- Protecting Your Super package: What you need to know
- 2019 Federal Budget overview: Super, tax and related announcements
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