SuperGuide Premium
Helping you make the most of your superannuation, and your retirement
Superannuation is generally the second-largest asset for most Australians, and offers many tax incentives to boost your retirement savings.
But superannuation can appear very complex. Without a clear strategy, it’s hard to take advantage of the many options and tax concessions available to you.
Join SuperGuide Premium today, and we’ll show you ways to grow your super balance and attain the retirement lifestyle you deserve.
Learn strategies that can save you tax, boost your super, or your income in retirement.
Discover the best performing super funds, pension funds and asset classes.
Stay on top of ever-changing rules – get all the essential information in one place, and from an independent perspective.
Learn about SuperGuide Premium in 60 seconds
You can subscribe on a monthly or an annual basis
You can pay by credit card, debit card or PayPal. You can also pay by bank transfer when purchasing an annual subscription.
You can pause or cancel your membership at any time, and are also protected by our 30-day no questions asked money back guarantee.
You may be able to treat your subscription as a tax deduction or SMSF expense**
What’s included in a SuperGuide Premium subscription?
More than 500 articles explaining super and retirement rules in plain English
NEW: Performance rankings for 226 super investment options and 159 pension investment options so you can discover how your investment returns stack up against similar investment options PLUS top 10 performing super and pension funds across 5 different risk categories
Expert independent coverage of the latest super, retirement and Age Pension changes (including all rules for the 2019/2020 year)
Strategies, tips, checklists, how-to guides, case studies and Q&As
Calculators, quizzes and other interactive tools make it easier to understand key super and retirement planning topics
Monthly email newsletter, plus additional special editions (including Federal Budget, new financial years)
Advertisement-free articles so you can read with less distraction
SuperGuide Premium has 8 sections
How super works
Includes super for beginners, must-know facts, the latest super and retirement changes, super rates and thresholds, super strategies, how-to guides, Q&As, tips and quizzes.
Making super contributions
Helps answer questions such as how much super is enough, when can you retire, how long will you live, will you get the Age Pension, how can you set up a retirement plan, and how to obtain financial advice.
Super fund performance
Discover the best-performing super funds, latest investment returns, a guide to super investing, investment choice, fees, insurance options and how to compare super funds.
Super and tax
Find out how your super benefits are taxed when you retire, how super contributions are taxed, how super tax affects SMSFs and the tax implications for death benefits.
SMSFs
This section helps anyone running (or considering) a self-managed super fund, and includes SMSFs for beginners, costs, administration, compliance, investment, pensions, borrowing and Q&As.
Planning for retirement
Helps answer questions such as how much super is enough, when can you retire, how long will you live, will you get the Age Pension, how can you set up a retirement plan, and how to obtain financial advice.
Accessing super
Learn the legal ways to withdraw your super, your preservation age, the types of super benefits you can choose, about divorce and super, leaving Australia, or accessing super early.
In retirement
Covers retirement phase topics such as taking a super lump or starting a super pension, working in retirement, CSHC, Age Pension, and what happens to super benefits when someone dies.
SuperGuide Premium can help you answer important questions such as:
- What are the best performing super and pension funds?
- How much super do I need to retire?
- When can I access my super?
- Can I afford to retire early?
- How can I prepare for retirement?
- How do I convert my super to a pension?
- What strategies are most appropriate in retirement?
- Am I eligible for the Age Pension or other entitlements?
- How much can I contribute to my super fund?
- What are the latest rules, and how do they affect me?
- How do I establish a Self Managed Super Fund?
- How much does an SMSF cost?
- How do I build an SMSF investment portfolio?
- Can I invest in property through my SMSF?
What makes SuperGuide different?
SuperGuide was founded in 2009 because we saw the need for an independent, reliable, up-to-date superannuation information resource for everyday Australians.
We passionately believe that it is important for everyone to be financial literate – whether you have a financial adviser or not.
We’re independent: SuperGuide gives you the full picture because we’re not funded by a corporation, by the industry or by government. We have no conflict of interest, ulterior motive or hidden agenda. Our objective is simply to help you get your best possible retirement outcome.
We’re comprehensive: Since 2009 we’ve developed a library of hundreds of articles, checklists, Q&As and case studies that cover all aspects of superannuation, SMSF and retirement planning.
We’re up-to-date: We ensure all articles are up-to-date with current rules and regulations, and we also give you historic and future rates when appropriate.
We’re experts: For decades we have been teaching Australians about how super works and retirement planning for decades, so we know the rules inside out.
The SuperGuide team
We’re fortunate to have some of Australia’s most experienced and
talented super writers on our team, including:
Barbara Drury
Barbara is a financial journalist and author with over 30 years’ experience in Australia and the UK. She is a contributor to The Sydney Morning Herald and The Age Money section, and has worked for the Australian Financial Review and The Australian.
Barbara is the author of Alan Kohler’s Eureka Report Guide to Personal Investing, Sorting Out Your Finances for Dummies and Personal Finance for Dummies and co-author of Investing for Dummies with James Kirby.
Penny Pryor
Penny has nearly two decades experience of writing, reporting and editing financial services publications for both institutional and retail readers. She has contributed to, and edited, the Money Section of the Sun Herald and The Sunday Age.
She has written for the Australian Financial Review and the Sydney Morning Herald, the Cooperative Research Centres Association publication KnowHow Magazine, JMoney, In The Black and Global Investor.
Alexandra Cain
Alexandra regularly writes for the Australian Financial Review as well as several other publications in Australia and overseas including The Sydney Morning Herald, The Age, In The Black and Forge.
She also edits Listed@ASX and has previously published a weekly small business column called The Big Idea which appeared in the Fairfax metropolitan mastheads.
Janine Mace
Janine has over 25 years’ experience writing about superannuation, including a decade as Managing Editor of the ASFA’s highly respected industry magazine, SuperFunds. She has worked with a range of super funds and leading institutional investment managers.
Her work has appeared in the Australian Financial Review personal finance section and she has been a regular contributor to Money Management and Financial Planning magazines.
Don’t just take our word for it
In 2015, in recognition of the quality of the SuperGuide service, we accepted an invitation from the National Library of Australia for SuperGuide to be included in the NLA archive collection, which is reserved for websites that are considered “of significance and to have long-term research value”.
SuperGuide is regularly featured as an expert on superannuation, and recently has been referenced in…
What our readers say
Hi SuperGuide, I just wanted to thank you for providing this service. We have had a self-managed fund for 26 years, but are now looking to roll our balances into not-for-profit funds. In the two months that I have subscribed I have been able, using SuperGuide with my own research, to get a good understanding of the bigger super funds and to select the funds into which we will roll our capital. SuperGuide has been very valuable in this process, and having the ability to pause our subscription is also a big help. Thank you, once again, for a providing a valuable service in such a flexible manner.
Chris Young
Thanks for explaining all the hidden agendas and exposing the duplicitous behaviour of our political leaders – they are treating us like fools.
Gerard
Thank you for your efforts in producing this publication. I have found it very helpful in trying to keep up with the constant changing goal posts.
Jenny C
Thank you once again for making the whole issue of super as it stands today, understandable.
Wendy Donald
Excellent, reliable, non-biased, comprehensive information on Super and SMSFs.
Chris
It’s never too early or too late to take control of your finances. Even if you already have a financial adviser, SuperGuide gives you the insight you need to ask the right questions and facilitate a more
informed discussion with your adviser.
Join SuperGuide Premium today, and discover how small changes can make a big difference to your superannuation and your retirement.
When you join SuperGuide Premium you are fully protected by our 30 day money back guarantee. If you decide that SuperGuide Premium is not for you, just let us know any time within the first 30 days and we’ll send you a prompt refund.
No questions asked.
Contact us if would like to purchase multiple accounts for your team or clients. We can make this easy to manage and offer a volume-based discount so it is more cost-effective for you.
**You may be able to claim an immediate deduction of up to $300 for books, periodicals and digital information used predominantly for earning assessable income that is not income from carrying on a business. The ATO also allows for general deductions as part of the expenses of running an SMSF, to the extent that it is incurred in gaining or producing assessable income, or is necessarily incurred in carrying on a business for the purpose of gaining or producing assessable income. Subscriptions are included as examples of these expenses. If you are planning to claim a tax deduction for your SuperGuide Premium subscription, you should discuss your personal tax situation with your accountant or the ATO.
If you have any questions about the SuperGuide Premium service, you can call us on 1800 955753