Set out below are all SuperGuide articles that relate to How super works.
Super news for January 2022
ASIC issues warning to SMSFs on crypto, Superannuation needs to be part of draft National Plan to End Violence against Women and Children 2022-2032, Size and frequency of voluntary super contributions rises, Cbus Super increases investment options for members, Super assets to triple as number of funds dwindle, Investment funds rise across the board, Proxy advice changes criticised by industry.
Early release of super due to permanent incapacity
If you are unable to ever work again due to physical or mental ill-health, you may be able to tap into your super no matter what your age.
Consolidating super accounts: What to consider first
Multiple super accounts cost you unnecessary fees and reduce your retirement savings. Learn how best to consolidate (or rollover) your super accounts.
Super news for December 2021
Pension Loans Scheme rebranded, rate reduced, 12% Superannuation Guarantee guaranteed, Super fund merger news, Australians want to work for longer, Younger Australians not confident about their retirement, Switching decisions don’t pay off for superannuants, Super funds and Nukes.
Early release of super through DASP (Departing Australia Superannuation Payment)
Temporary residents who worked and earned super in Australia can claim their super payments once they have left the country.
Early release of super due to having a balance below $200
If you have left your job and left behind a super fund with less than $200 in it, you can withdraw the cash if you don’t want to roll it into another fund.
Accessing super: Reaching preservation age and retiring
If you are itching to retire but not sure if you can start drawing on your super, you need to understand which hoops you need to jump through and when.
Early release of super due to temporary incapacity
If you are temporarily unable to work due to physical or mental ill-health issues, you may be able to access some of your super.
When can I access my super? All conditions of release explained
While super is designed to provide income in retirement, there are circumstances when you may be eligible to withdraw some or all of your savings.
A super guide to the bring-forward rule
Using the bring-forward rules is a great way to put a large contribution into your super account in the same year. Here’s what you need to know about the rules.
Retirement age calculator: When can you access your super or the Age Pension?
You may be able to retire whenever you choose in Australia, but age matters if you want to tap into your super or apply for the Age Pension.
Super news for November 2021
Cut-off age for bring-forward rule confirmed, Poor performing super funds still have sticky membership, SMSFs fail to beat the market, Superannuation portfolio holdings disclosure regulations finalised, new director IDs, Retiree living costs rise, calls for fairer PLS rate, APRA turns up the heat on high fees, billions in unpaid super, and Australia’s pension system up with the best.
What are unrestricted and restricted non-preserved super benefits?
If you have ever wondered why your super fund breaks down your balance into preserved and two types of non-preserved amounts, this explainer is for you.
How do I transfer a UK pension to an Australian super fund?
It can make sense to bring your UK pension funds home to Australia, but the process is far from straightforward. We explain how it’s done.
The small business retirement exemption explained
Small business owners often regard their business as their retirement ‘nest egg’, but did you know you can contribute some of the sale proceeds to super and save tax at the same time?
