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Home / How super works / Super rules

Super rules

Super rules

This section will help you understand the fundamentals about superannuation, whether you are a complete beginner or need a refresher.

You’ll find details of the rules that apply for your age group, the special tax concessions that make super attractive, and the essentials on how the super system works.

These guides will help you understand the basic rules in superannuation

How to take advantage of the increased Transfer Balance Cap

How superannuation works: Super for beginners guide

How to take advantage of the increased Transfer Balance Cap

Making superannuation contributions: Super for beginners guide

How to take advantage of the increased Transfer Balance Cap

How superannuation is taxed: Super for beginners guide

How to take advantage of the increased Transfer Balance Cap

Quiz: Super for beginners

How to take advantage of the increased Transfer Balance Cap

What are the accumulation and retirement phases of super?

The following guides detail the current rates, thresholds, caps and recent changes

How to take advantage of the increased Transfer Balance Cap

Key superannuation rates and thresholds for 2024-25

How to take advantage of the increased Transfer Balance Cap

Superannuation rule changes from July 2024 (and previous years)

How to take advantage of the increased Transfer Balance Cap

Where are we now? Pending and recent superannuation changes

How super might apply to someone in your age group

How to take advantage of the increased Transfer Balance Cap

In your teens? The super rules that apply to you

How to take advantage of the increased Transfer Balance Cap

In your 50s or younger? The super rules that apply to you

How to take advantage of the increased Transfer Balance Cap

In your 60s? The super rules that apply to you

How to take advantage of the increased Transfer Balance Cap

In your 70s? The super rules that apply to you

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All information on SuperGuide is general in nature only and does not take into account your personal objectives, financial situation or needs. You should consider whether any information on SuperGuide is appropriate to you before acting on it. If SuperGuide refers to a financial product you should obtain the relevant product disclosure statement (PDS) or seek personal financial advice before making any investment decisions.

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