Divorce and superannuation: How it works
Super is an increasingly important marital asset and one that should not be overlooked when couples divorce.
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For a system that’s simply meant to provide Australians with retirement income, there is nothing simple about superannuation.
There are rules for everything. From how much money you can put in to how and when you can take it out. There are rules governing how much you can have in super before being penalised, and rules relating to tax, death and divorce. And these rules are continually being updated…
Yes, it’s a chore. But as super remains the most tax-effective vehicle for retirement savings, it’s worth knowing the rules and making the most of them.
Super is an increasingly important marital asset and one that should not be overlooked when couples divorce.
Navigating your way around the constant rule changes in the super system is tricky, so here’s our annual list of the modifications you need to know about.
From 1 July 2022, changes to the super rules create new opportunities for older Australians to top up their retirement savings.
Your TSB and TBC may have the same dollar cap amounts, but that’s where the similarity ends.
In the early years of your career, there’s a lot competing for your hard-earned dollars. But your super is important too, so here’s the lowdown.
Although some people are still working in their 70s, making super contributions becomes more difficult, so it’s important to know the rules.
That first job can be exciting, but it’s important to remember that your weekly pay comes with super contributions. Here’s the key rules that apply to you.
If you thought governments were constantly tinkering with super, you’re right. Here’s your guide to the good, the bad and the ugly super changes so far.
It can make sense to bring your UK pension funds home to Australia, but the process is far from straightforward. We explain how it’s done.
Super may not compulsory for the self-employed, but that doesn’t mean it should be ignored.
When you reach your 50s and retirement beckons, it’s time to get serious about your super. Here are the key rules that apply to this age group.
When you reach your 60s, the rules around making contributions and withdrawals from your super account start to change, so it’s important to know what’s what.
Recent increases to contribution caps also impact your total super balance. Here’s how it works.
The amount you can have in a super pension account (known as the transfer balance cap) just increased, but so did the complexity of the rules.
With so many recent changes to super, we’ve compiled this handy list of the rates, caps and thresholds that now apply.
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