Super rules
This section will help you understand the fundamentals about superannuation, whether you are a complete beginner or need a refresher.
You’ll find details of the rules that apply for your age group, the special tax concessions that make super attractive, and the essentials on how the super system works.
These guides will help you understand the basic rules in superannuation
Quiz: Super for beginners
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The following guides detail the current rates, thresholds, caps and recent changes
Key superannuation rates and thresholds for 2025-26
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Superannuation rule changes from July 2025 (and previous years)
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Where are we now? Pending and recent superannuation changes
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How super might apply to someone in your age group
In your 50s or younger? The super rules that apply to you
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In your 60s? The super rules that apply to you
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In your 70s? The super rules that apply to you
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Try our step-by-step guides
It’s always easier to make progress when there are simple steps you can follow. Our step-by-step guides will give you clarity over what you can do to transform your super, as well as plan, prepare for and start retirement.