Other income in retirement

Your super doesn’t have to be your only source of retirement income.

Once you have retired, there is nothing to prevent you returning to work. Even if you declared you were permanently retiring in order to access super, working is an option. Your declaration must simply be a true reflection of your intentions at the time it is made, so if your circumstances change or even if you just find being idle doesn’t suit you, feel free to re-enter the workforce. Any super you already had access to remains available to you.

You might also choose to generate additional income by unlocking the equity in your home or by using investments outside super.