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Can I return to work after I access my super?

Have you ever wondered if retiring and starting a super pension will stop you from returning to work if you have a change of heart?

The short answer is no, it won’t.

Retirement isn’t a ‘locked-in’ contract. You can retire and boomerang back into paid work if you’re so inclined.

You may retire and then suddenly be enticed back to work by someone who values your skills. Some people get bored and decide retirement doesn’t suit them, while others worry their retirement savings are being depleted too quickly. Some early retirees may discover their spouse doesn’t want them hanging around the house all day – and there’s only so much golf a person can play!

But as with everything to do with super, there are rules…

To access your super in the first place, you need to satisfy a condition of release. The rules vary depending on your age. 

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Responses

  1. thank you this is a great article, well written and explained in plain English.

    So if I am 62, retire from my current full time job and access my defined benefit pension and then take on a new full time job, my retirement income remains tax free while I pay full tax on my full time employment?

    1. SuperGuide Avatar
      SuperGuide

      Hi Dean – Sorry for the delay in responding. We do not have a specific article that discusses this topic but are always looking to add more topics.

      In your case, please consult your defined benefit fund as many defined benefit funds have different criteria for its members. Thank you.

      Best wishes
      The SuperGuide team

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