Market volatility and economic uncertainty can wreak havoc with retirement plans, so it’s important to develop strategies to ensure your savings last the distance.
Property investment is popular with SMSFs, so it’s important to know what your fund can and can’t claim as investment property tax deductions if you want to stay on the right side of the ATO.
Super funds suffered a third straight month of negative returns in October, but Chant West estimates the median growth fund will return around 6.5% in calendar 2023. That would be a pleasing result given the current investment environment.
In our reckoner below you can view the median monthly investment returns for 5 superannuation investment options going back to January 2016.
The family home is much more than a roof over your head in retirement. It’s also a potential source of income and aged care funding.
While super is synonymous with retirement, the reality is that many Australians will also draw retirement income from investments held outside super in their own name, a company or trust.
An ATO crackdown on asset valuations, and the proposed tax increase on unrealised capital gains in $3 million-plus super accounts, is putting pressure on SMSFs with collectables to take stock.
Now updated to 30 September 2023. Have you ever looked at your super fund’s investment returns and wondered how your fund compares with similar funds? Is it a consistently high performer or an inveterate underachiever?
UniSuper continued its award-winning run, winning Fund of the Year for the eighth time in a little over a decade at the recent SuperRatings awards night.
Innovation has been slow at the retirement end of superannuation, which makes it even more important to search for a pension fund that will make your retirement as smooth as possible. Awards aren’t everything, but they do put a spotlight on industry best practice.
Rising inflation and volatile markets are forcing many of us to make important decisions about our finances, so it’s important guard against these common mental traps.
Making a tax-deductible super contribution can be a great way to boost your retirement savings. Find out whether they could be the right strategy for you.
Exchanged-traded funds have taken off in Australia, but there is still a role for LICs and managed funds. Learn about the pros and cons of each.
Listed investment companies have been around for almost a century and remain popular with SMSF investors looking for cost-effective diversification in a single trade.
From a standing start 20 years ago, ETFs now play a central role in many SMSF investment portfolios with more than 300 to choose from.
Traditional managed funds may not have the ‘it’ factor of ETFs but they still pack a punch in many SMSF portfolios, providing significant diversification.
Australian shares remain the most popular asset class among SMSF investors who continue to put their faith, and their money, in our mining heavyweights and big four banks.
Investing directly in international shares is still a fringe activity for most SMSFs, but the allure of the world’s big tech companies is proving irresistible for some.