For all its complexity, super boils down to one simple goal. Lose sight of that goal, and the ATO will come knocking.
How do I transfer a UK pension to an Australian super fund?
It can make sense to bring your UK pension funds home to Australia, but the process is far from straightforward. We explain how it’s done.
Rules of Thumb: Do these popular retirement planning hacks measure up?
Working out how much income you will need in retirement isn’t easy, but some simple rules of thumb can be a good place to start.
Consider these two risks before you start a super pension
Market volatility and economic uncertainty can wreak havoc with retirement plans, so it’s important to develop strategies to manage the risks.
Age Pension rates (September 2021 to March 2022)
Age Pension rates increase on 20 September 2021. This article also explains how the Age Pension works, and includes the latest Age Pension rates for residents, non-residents, and the transitional Age Pension.
The big picture: Focus on super’s long-term returns
They say a picture is worth a thousand words, so we’ve created a visual representation of super’s value in the long run.
Super fund performance: Monthly returns to August 2021
Super funds continue to produce strong returns for their members in a difficult economic climate, with the median Growth fund up 1.7% in August for a cumulative return of 2.8% in the first two months of the financial year.
Monthly super fund performance Reckoner: Monthly returns for 5 investment categories
In our reckoner below you can view the median monthly investment returns for 5 superannuation investment options going back to January 2016.
What on earth is an in specie transfer?
If you have ever wondered whether you can move shares or commercial property held in your own name into super, yes you can.
How does SAPTO work? (Senior Australians and Pensioners Tax Offset)
SAPTO can help retirees reduce their tax bill but working out whether you are eligible and for how much is far from straightforward.
Age Pension calculator (updated September 2021)
Our Age Pension calculator gives you an indication of potential Age Pension entitlements. The Age Pension rates are those that apply from 20 September 2021 to 19 March 2022.
Age Pension income test limits (September 2021 to March 2022)
A common question for those nearing or in retirement is “How much can a pensioner earn before it affects the pension?”.
Age Pension assets test limits (September 2021 to March 2022)
This article details the rules and limits of the Age Pension assets test (how much your savings and other assets are worth), which is one half of the means test (along with the income test) that determines how much Age Pension you could be eligible for.
SMSF reporting and record-keeping requirements
SMSFs have many attractions but keeping up with the admin is not one of them. Here’s what you need to know to stay on the right side of the law.
Personal income tax cuts (2018–2025): What it means for you
The majority of Australians are already enjoying tax cuts and increased financial support in the form of tax offsets, with more to come.
