In our reckoner below you can view the median monthly investment returns for 5 superannuation investment options going back to January 2016.
Super fund performance: Monthly returns to September 2020
September gave super funds their first negative monthly result since March, but returns are still solid for the first quarter of this financial year.
SMSFs reserves: What are the rules?
There are legitimate reasons for maintaining reserves in your SMSF, but the ATO is keen to point out that avoiding tax is not one of them.
SMSFs: Investment property tax deduction mistakes to avoid
Property investment is popular with SMSFs, but mistakes are common when it comes to tax time.
SMSF investment rules: Collectables and personal use assets
If you are a passionate collector or connoisseur, then you may be able to use that knowledge to boost your retirement savings.
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SMSFs and cryptocurrency investments
Now that some of the initial hype has gone out of cryptocurrencies, it’s a good time to take a clear-eyed view of their investment potential.
Income tax: Australian tax brackets and rates (2020/21)
Learn the Australian income tax rates for 2019/20 and 2020/21, as well as details on how income tax is calculated, deductions, offsets and levies.
Guide to the Low and Middle Income Tax Offset (LMITO)
The Low and Middle Income Tax Offset (LMITO) helps low and middle income earners lower the amount of tax they need to pay. Because it is a tax offset, it can only be used to lower the amount of tax that you owe and not to generate a tax refund or pay your Medicare Levy.
Women and super: How to beat the odds
When it comes to super, it’s still a man’s world. That means it’s up to women to even the score. We show you how.
Guide to the Low Income Tax Offset (LITO)
The Low Income Tax Offset (LITO) means working Australians can earn up to $20,452 before they need to pay any income tax. It was introduced by the Government in 1993. Because it is a tax offset, it can only be used to lower the amount of tax that you owe and not to generate a tax refund or pay your Medicare Levy.
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Personal income tax cuts (2018–2025): What it means for you
The Personal Income Tax Plan which provides targeted tax relief over seven years for low and middle income earners and protects middle income Australians from bracket creep consists of three steps.
Accessing super: Reaching preservation age and retiring
When it comes to retiring and tapping into your super, the countdown begins at age 55.
What age can I access my super (Preservation Age)?
There are a series of hurdles you need to clear before you can access your super. The first is your age.
Accessing super: Ceasing employment after 60
Retire at 60, grab your tax-free super and ride off into the distance. Sounds like a plan, but as with everything to do with super, the devil is in the detail.
Accessing super: Reaching age 65
You can access your super in Australia when you turn 65. It is the most straightforward condition of release. To apply for your super benefits you should contact your super fund.