Articles by
Barbara Drury

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How much super do I need to retire?
Forget advice saying you need $1 million in super to retire. The amount you will need depends on your personal circumstances and preferences, and may be less than you think.
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When can I access my super? All conditions of release explained
While super is designed to provide income in retirement, there are circumstances when you may be eligible to withdraw some or all of your savings.
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Am I eligible for the Age Pension?
A common question for Australians planning their retirement is if, and when, they will be eligible for the Age Pension.
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Age Pension assets test rules (from March 2026)
This article details the rules and limits of the Age Pension assets test (how much your savings and other assets are worth), which is one half of the means test (along with the income test) that determines how much Age Pension you could be eligible for.
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Age Pension income test rules (from March 2026)
A common question for those nearing or in retirement is “How much can a pensioner earn before it affects the pension?”.
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Age Pension calculator (March 2026 update)
Our Age Pension calculator gives you an estimate of your potential Age Pension entitlements based on your situation, assets and income.
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Age Pension rates (March 2026 to September 2026)
Age Pension rates are rising again. Check the latest rates for singles, couples and transitional pensions and learn what you may be entitled to.
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What is the cost of living in retirement in Australia?
One of the challenges of retirement planning is working out how much income you will need to live the good life. Here are some tips to get you started.
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Deeming rates and calculator for the Age Pension income test
On 20 August 2025 the government announced the first change to deeming rates since 1 May 2020 when rates were frozen at artificially low levels during COVID.
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How to compare super funds in 7 easy steps
If you are considering switching funds, or choosing a fund for the first time, comparing funds has never been easier.
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Which are Australia’s largest super funds?
Bigger is not always better but it can help super funds in a fiercely competitive market for members and performance.
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How to benchmark your super fund
Your super is too important to set and forget, so we show you how to tell if your fund is delivering the returns, benefits and other services you need.
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Pension fund performance: Monthly returns to January 2026
Despite ongoing market volatility, pension funds started the New Year in positive territory.
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Super fund performance reckoners: Monthly returns for 5 investment categories
In our reckoner below you can view the median monthly investment returns for 5 superannuation investment options going back to January 2016.
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Super fund performance: Monthly returns to January 2026
Super funds kept their head above water in January, despite some very choppy seas.
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ETFs: How to use them and what they cost
Exchange-traded funds have made building a well-diversified investment portfolio easier and more cost effective than ever, as growing numbers of SMSF investors are discovering.
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Super and pension fund performance: Where does your fund rank?
Have you ever looked at your super fund’s investment returns and wondered how your fund compares with similar funds? Is it a consistently high performer or an inveterate underachiever?
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Retirement planning is about more than money
A healthy super balance helps, but living life to the full in retirement also requires a sense of purpose and meaning.