Articles by
Barbara Drury
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Retiring soon? Here are 6 questions you need to answer first
From planning your retirement income to where you will live and how you will spend your time, there’s a lot to think about in the run-up to retirement.
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Retirement income rules of thumb: Do they measure up?
Working out how much income you will need in retirement is no easy task, but some simple short cuts may provide an estimate to start the planning process.
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How to strengthen your finances in retirement
If the rising cost of living is eating into your retirement savings, it’s time to review your budget and look for potential sources of additional income.
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Choosing a lifecycle option for your age group
If your super is invested in a lifecycle fund, or you are interested in exploring your options, SuperGuide’s new lifecycle comparison tool can help.
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SMSF minimum pension payments: Rules and strategies
For SMSF members in retirement phase, strict rules apply to minimum pension payments and breaches can be costly.
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SMSF returns are competitive with large funds
SMSFs still underperform large super funds in years when markets are strong, but consistently beat the big end of town over five years.
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Super fund performance reckoners: Annual returns for 5 investment categories
In these reckoners you can view the median super fund returns for 1, 3, 5, 7, 10 and 15 years across five different investment options for the last 10 calendar years and 9 financial years.
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Pension fund performance: Monthly returns to February 2026
Pension funds continued their positive run in February but look set for a fall in March as war in the Middle East intensifies, pushing up oil prices and inflation.
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Super fund performance: Monthly returns to February 2026
Super funds continued their positive run in February, but war in the Middle East and rising oil prices have played havoc with global markets in recent weeks.
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Super fund performance reckoners: Monthly returns for 5 investment categories
In our reckoner below you can view the median monthly investment returns for 5 superannuation investment options going back to January 2016.
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Minimum pension drawdown rates (2025–26) and calculator
Age-based minimum annual withdrawal rates apply to account-based pensions. Here’s how they are calculated.
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Deeming rates and calculator for the Age Pension income test
The days of ultra low deeming rates are over as they increase for the second year this financial year.
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How much super do I need to retire?
Forget advice saying you need $1 million in super to retire. The amount you will need depends on your personal circumstances and preferences, and may be less than you think.
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When can I access my super? All conditions of release explained
While super is designed to provide income in retirement, there are circumstances when you may be eligible to withdraw some or all of your savings.
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Am I eligible for the Age Pension?
A common question for Australians planning their retirement is if, and when, they will be eligible for the Age Pension.
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Age Pension assets test rules (from March 2026)
This article details the rules and limits of the Age Pension assets test (how much your savings and other assets are worth), which is one half of the means test (along with the income test) that determines how much Age Pension you could be eligible for.
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Age Pension income test rules (from March 2026)
A common question for those nearing or in retirement is “How much can a pensioner earn before it affects the pension?”.
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Age Pension calculator (March 2026 update)
Our Age Pension calculator gives you an estimate of your potential Age Pension entitlements based on your situation, assets and income.
