Articles by
Barbara Drury
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Common ‘myth-conceptions’ about retirement income
UpdatedGiven the complexity of super and how it interacts with the Age Pension, it’s not surprising that misunderstandings abound. So let’s bust a few myths.
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Annuities and lifetime income streams: How they work and who they suit
UpdatedModern annuities not only offer guaranteed income in retirement but some pay income for life and may increase your Age Pension entitlements.
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Am I eligible for the Age Pension?
UpdatedA common question for Australians planning their retirement is if, and when, they will be eligible for the Age Pension.
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Age Pension assets test rules (from September 2026)
UpdatedAge Pension assets test limits change three times a year, but your family home is never counted. Check the latest limits and what else is included.
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Age Pension calculator (September 2026 update)
UpdatedOur Age Pension calculator gives you an estimate of your potential Age Pension entitlements based on your situation, assets and income.
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Age Pension rates (from 20 September 2026)
UpdatedAge Pension rates are rising again, but how much you actually get depends on your assets and income. Check the latest rates and figures.
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Deeming rates and calculator for the Age Pension income test
UpdatedCurrent deeming rates and thresholds for the Age Pension income test. See exactly how your assets are assessed.
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Age Pension income test rules (from September 2026)
UpdatedA common question for those nearing or in retirement is “How much can a pensioner earn before it affects the pension?”.
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In specie transfers and SMSFs: What you need to know
UpdatedIf you’ve ever wondered if you can transfer shares or a business property into your SMSF, the answer is yes but strict rules apply.
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Super fund performance reckoners: Monthly returns for 5 investment categories
UpdatedIn our reckoner below you can view the median monthly investment returns for 5 superannuation investment options going back to January 2016.
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Lifecycle super funds: What they are and how they perform
UpdatedLifecycle funds are designed to reduce risk as you near retirement without sacrificing returns; recent research shows many do just that but you need to know what to look for.
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Top 10 Balanced super funds ranked by risk and return
UpdatedEarning a good return on your super is important, but so is avoiding wild ups and downs when markets are volatile, especially when you are nearing retirement.
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Which Australian super funds accept KiwiSaver transfers?
UpdatedOnly a handful of Australian super funds accept KiwiSaver transfers, so it pays to know the rules and caps before moving your savings across the Tasman.
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The 5 types of super funds explained
UpdatedKnowing what type of super fund you’re in can make a lot of difference in retirement, so it’s worth checking if you haven’t already.
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How does SAPTO work? (Senior Australians and Pensioners Tax Offset)
UpdatedEligible pensioners could be in for a small but welcome financial sweetener come tax time, thanks to this little known tax offset.
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Super fund mergers: What does it mean for members?
UpdatedIf your fund is involved in a merger, don’t panic. You could end up better off, but you do need to make sure your new fund is still a good fit.
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SMSF reporting and record-keeping requirements
UpdatedSMSFs have many attractions but keeping up with the admin is not one of them. Here’s what you need to know to stay on the right side of the law.
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Where to find retirement income in addition to super
UpdatedWhile a healthy super balance is comforting, in practice your retirement income is likely to come from a variety of sources.
