SuperGuide
Superannuation and retirement planning information
Age Pension rates increase on 20 September 2024. This article also explains how the Age Pension works, and includes the latest Age Pension rates for residents, non-residents, and the transitional Age Pension.
If you are confused about the meaning of super investment option labels like Balanced, Growth and Defensive you’re not alone. Even the funds can’t agree.
They say a picture is worth a thousand words, so we’ve created a visual representation of super’s value in the long run.
As retirement beckons, it’s worth checking the rules around making last minute super contributions and how much you can transfer into a tax-free pension account.
Lifecycle funds are designed to reduce risk as you near retirement without sacrificing returns; recent research shows many do just that but you need to know what to look for.
Pension funds enjoyed another stellar run last financial year, with returns well ahead of inflation.
In these reckoners you can view the median super fund returns for 1, 3, 5, 7, 10 and 15 years across five different investment options for the last 9 calendar years and 8 financial years.
Super funds surmounted a wall of worries in 2023 to post a return of almost 10%, thanks to buoyant global share markets.
While super funds with the highest annual returns capture headlines, some funds and their members place a premium on balancing rewards with a focus on consistency.
Climate change, sustainability, greenwashing – investing is a minefield these days but there are steps you can take to align your investments with your values.
The size of the self-managed super fund sector continues to grow in terms of members and assets, at the expense of all but industry super funds.
As SMSFs cement their place in the retirement savings landscape, trends in income, age and gender of members are emerging.
If you are eligible for the Age or DVA pension you could be in line for a handy tax rebate, depending on your taxable income and relationship status.
A new financial year brings updated thresholds for a range of super measures. Take a look at the new numbers to check for opportunities.
Now that the stage 3 tax cuts are law, most Australians will receive a tax cut in 2024-25. Until then, existing income tax rates and thresholds apply.
Once you start a retirement income stream, minimum annual payments are calculated on your account balance on 1 July each year, multiplied by a percentage factor that increases as you age. This is often referred to as the minimum pension drawdown.
Many of us dream of early retirement, but if you need to access your super to live the dream you need to tick a few boxes first, beginning with your age.
Under the deeming rules, you are ‘deemed’ to earn a certain annual rate of return on your financial assets, regardless of the rate of return you actually earn.
