Australian shares remain the most popular asset class among SMSF investors who continue to put their faith, and their money, in our mining heavyweights and big four banks.
Investing directly in international shares is still a fringe activity for most SMSFs, but the allure of the world’s big tech companies is proving irresistible for some.
Even if you aren’t eligible for the Age Pension, there are a variety of valuable concession and healthcare cards available, depending on your age, income and location.
Lifecycle funds are designed to reduce risk as you near retirement without sacrificing returns; recent research shows many do just that but you need to know what to look for.
A common question for Australians planning their retirement is if, and when, they will be eligible for the Age Pension.
They may be referred to as DIY funds, but in practice most SMSF trustees will need at least some professional advice, from setting up their fund to the annual audit and tax returns.
Our Age Pension calculator gives you an estimate of your potential Age Pension entitlements for the period 20 September 2023 to 19 March 2024.
A common question for those nearing or in retirement is “How much can a pensioner earn before it affects the pension?”.
This article details the rules and limits of the Age Pension assets test (how much your savings and other assets are worth), which is one half of the means test (along with the income test) that determines how much Age Pension you could be eligible for.
Age Pension rates increased on 20 September 2023. This article also explains how the Age Pension works, and includes the latest Age Pension rates for residents, non-residents, and the transitional Age Pension.
If retirement beckons, you probably need a plan. You could seek professional financial advice, but it’s not difficult to make a basic retirement plan yourself by following these steps.
If you’ve ever wondered if you can transfer shares or a business property into your SMSF, the answer is yes but strict rules apply.
It’s a common question and the short answer is that age is only one of many considerations when you are weighing up when to retire.
The expenses associated with running your own super fund can add up, so it’s important to understand which expenses you can, and can’t, claim as a tax deduction.
Super funds have slow to respond to calls for more innovative retirement income products that address members’ needs, but there are some changes to watch out for.
While all super funds aim to deliver good long-term returns, some also strive to smooth short-term fluctuations along the way to take some of the worry out of investing for their members.
They say a picture is worth a thousand words, so we’ve created a visual representation of super’s value in the long run.
Most people would expect the financial advice they receive is independent and free of conflicts of interest, but that is not always the case. Here’s what to look for.