If $40,000 a year sounds like your kind of retirement, the next step is to work out how much super you will need to fund it.
Most of us could benefit from personal financial advice at some point in our lives, but finding an independent, qualified adviser attuned to your needs is crucial.
If you have savings in a KiwiSaver account, you can voluntarily transfer them to an Australian super fund under the provisions of a Trans-Tasman Retirement Savings Portability scheme that was introduced on 1 July 2013.
Corporate Australia is emerging from COVID in good shape and dividends are making a comeback. So what dividend yields are on offer and where do dividends fit into your income strategy?
Age Pension rates increase on 20 March 2021. This article also explains how the Age Pension works, and includes the latest Age Pension rates for residents, non-residents, and the transitional Age Pension.
Knowing what and where you will spend will make retirement planning much easier, and help you avoid retirees’ biggest fear: outliving their savings.
This calculator helps you estimate how long you might live, based on the latest Life Tables from the Australian Bureau of Statistics (ABS) and the Australian Government Actuary.
SuperGuide’s Asset Sector Performance reckoner allows you to compare the investment performance of various asset classes over the short, medium and long term. The reckoner covers 12 asset classes over 1, 3, 5, 7 and 10 years and, where available, also over 15 years.
Our Age Pension calculator gives you an indication of potential Age Pension entitlements. The Age Pension rates are those that apply from 20 March 2021 to 19 September 2021.
A common question from people planning their retirement is if, and when, they will be eligible for the Age Pension.
A common question for those nearing or in retirement is “How much can a pensioner earn before it affects the pension?”.
This article details the rules and limits of the Age Pension assets test (how much your savings and other assets are worth), which is one half of the means test (along with the income test) that determines how much Age Pension you could be eligible for.
APRA statistics released this week show retail funds have lost nearly $23 billion in value since December 2017, while over the same period industry funds grew by nearly $40 billion. This represents a change in value of assets of -6% for retail funds and +4% for industry funds.
Getting high-quality independent financial advice is too important to put in the too-hard basket. These red flags will help you avoid bad advisers.
MySuper funds have been around since 2014, but they are undergoing change in an effort to improve investment performance and lower fees.