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Home / Plan your retirement / Preparing for retirement

Preparing for retirement

It’s nearly time!

After years of saving and (hopefully) planning, retirement is just around the corner.

It’s an exciting prospect, but with such a big life change it’s only natural to have some doubts. “Will I have enough money to live the way I want? How will my partner and I cope with being together 24/7? Will I be bored? Or lose my sense of purpose?”

There’s a lot to think about.

Preparing for retirement will no doubt require some last-minute financial fine-tuning, to check your retirement investment strategy and access to income from super, the Age Pension and other sources. But it’s not all about money.

Preparing for retirement may also require some mental and emotional adjustments. Before you make the leap, allow time to reflect on how you want to spend your days and how retirement might affect your relationships – with your partner, extended family, friends and community.

Below are some of our key articles on preparing for retirement:

What to do if the market tanks and you’re retired, or close to it

October 1, 2020

Countdown to retirement: Tips to help kickstart your retirement plans

June 1, 2020

Guide to transition-to-retirement pensions (TTRs or TRISs)

March 22, 2020

Financial advisers give tips on preparing for retirement

March 11, 2020

Five common financial mistakes people make just before retirement

October 1, 2019

5 ways sequencing risk affects your retirement

September 1, 2019

How to navigate the different phases of retirement

August 9, 2019

Timing counts if you plan to retire this year and start a super pension

July 21, 2019

Retiring soon? Here are 5 questions you need to answer first

July 15, 2019

How do I apply for the Age Pension?

July 1, 2019

Adjusting to retirement: 8 factors that can help

December 3, 2018

Set out below are all SuperGuide articles that relate to Preparing for retirement.

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What to do if the market tanks and you’re retired, or close to it

October 1, 2020 by Barbara Drury Leave a Comment

These are challenging times for investors, especially if you’re about to retire or already drawing on your super.

Sequencing risk and pension income: A tale of two market journeys

April 9, 2020 by Barbara Drury Leave a Comment

A major market fall is always bad news for investors, especially retirees who have limited time and opportunity to recoup losses. But the impact of losses on your pension income is all in the timing.

Guide to transition-to-retirement pensions (TTRs or TRISs)

March 22, 2020 by Barbara Drury Leave a Comment

Transition to retirement income streams (or pensions) allow you to gradually draw on your super benefits while you’re still working and moving towards your retirement.

Financial advisers give tips on preparing for retirement

March 11, 2020 by SuperGuide Leave a Comment

Preparing for retirement can be daunting for many Australians. In this video members of the Profession of Independent Financial Advisers help you understand the important things to consider.

Five common financial mistakes people make just before retirement

October 1, 2019 by Penny Pryor Leave a Comment

Preparing for retirement can be fraught, and keeping on top of your superannuation may not be front of mind. We take a look five of the common mistakes that pre-retirees make, and ways to avoid them.

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5 ways sequencing risk affects your retirement

September 1, 2019 by Janine Mace Leave a Comment

Find out about the dangers of sequencing risk and strategies that can help defend against it.

What you must do to get ready for retirement if you own a business

August 4, 2019 by Julie Hamilton Leave a Comment

If you work for yourself, planning for retirement and deciding what to do with your business can be a minefield. We talk to an expert about what you need to be thinking about and where to find help, so you can make your transition from running a business to retirement stress free.

Timing counts if you plan to retire this year and start a super pension

July 21, 2019 by Barbara Drury Leave a Comment

If you’re retiring this financial year it pays to think about possible timing issues before you start drawing down on your superannuation.

Retiring soon? Here are 5 questions you need to answer first

July 15, 2019 by Barbara Drury Leave a Comment

Retiring is a huge step and it would be normal if you have some last-minute details to sort through before you make the final leap.

Did tax kill the transition-to-retirement magic pudding?

February 6, 2019 by Barbara Drury Leave a Comment

TTR pensions were originally designed to allow people to reduce working hours in the lead-up to retirement and replace all or some of the pay they lost by drawing an income stream from their superannuation.

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How super works
Super for beginners
Super rules
Employers guide to super
Super contributions
Super and tax
Accessing super
Super news
Women and super
Super tips and strategies
How-to guides
Super quizzes
Superannuation Q&As
Superannuation glossary
Super funds
Best performing super funds
Super fund rankings
Best performing pension funds
Pension fund rankings
Super fund average returns
Super investing strategies
Comparing super funds
Choosing a super fund
Choosing an investment option
Super fund fees
Insurance and super
Super fund profiles
SMSFs
SMSFs for beginners
SMSF administration
SMSF checklists
SMSF compliance
SMSF investing
SMSF pensions
SMSF strategies
SMSF Q&As
Plan your retirement
Retirement planning for beginners
When should I retire?
How long will I live?
How much super do I need?
Will I get the Age Pension?
How much will I spend in retirement?
Financial advice
Retiring overseas
Preparing for retirement
Retirement planning strategies
Retirement calculators and reckoners
In retirement
Income in retirement
Super lump sums
Super pensions
Age Pension
Working in retirement
Life in retirement
Senior concessions and services
Aged care
Estate planning
Super death benefits
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