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Home / Plan your retirement / Retirement planning for beginners

Retirement planning for beginners

Retirement planning for beginners

In this section you can learn about the fundamentals of planning for your retirement.

Whether you are an absolute beginner or want to refresh your understanding of the key concepts, you can discover articles that will help you understand better when you could retire, how much income you might need in retirement, how might you might live for, and other considerations when planning for your retirement.

You can learn about the key aspects about retirement planning for beginners in the following SuperGuide articles:

How much super do I need to retire?

How much super do I need to retire?

How to plan for your retirement

How to plan for your retirement

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Why financial literacy is vital for a good retirement

Why financial literacy is vital for a good retirement

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What should my retirement plan contain, and can I write it myself?

What should my retirement plan contain, and can I write it myself?

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What age should I retire?

What age should I retire?

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Your home: The foundation of retirement planning

Your home: The foundation of retirement planning

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Countdown to retirement: Tips to help kickstart your retirement plans

Countdown to retirement: Tips to help kickstart your retirement plans

How long you can expect to live, and what it means for your super

How long you can expect to live, and what it means for your super

Set out below are the latest articles that relate to retirement planning for beginners.

PremiumSaving for retirement outside super

Saving for retirement outside super

April 6, 2022

While super remains the most tax-effective home for your retirement savings, non-super investments have an important role to play, especially for wealthier Australians.

PremiumWho to turn to if you have a problem with your super or financial adviser

Who to turn to if you have a problem with your super or financial adviser

March 14, 2022

If you have problems with your super or financial adviser, it’s important to know who you can turn to for help in solving your complaint and the process to follow.

How to plan for your retirement

How to plan for your retirement

January 10, 2022

Retirement planning can seem complex and a little daunting, so we’ve broken it down into 7 easy steps.

PremiumRules of thumb: Do these popular retirement planning hacks measure up?

Rules of thumb: Do these popular retirement planning hacks measure up?

December 20, 2021

One of the first questions people raise when they’re thinking about retirement is whether they can afford it. Some simple rules of thumb aim to act as a guide.

Quiz: Planning for retirement

Quiz: Planning for retirement

December 6, 2021

Take the following 10-question quiz to test your knowledge on how to plan for your retirement.

How accurate are ‘retirement estimates’? 7 assumptions you need to understand

How accurate are ‘retirement estimates’? 7 assumptions you need to understand

December 3, 2021

We’d all like a crystal ball showing our nest egg at retirement. Failing that, a good place to start could be the retirement estimate on your annual statement.

PremiumHow reliable are retirement income calculators?

How reliable are retirement income calculators?

December 3, 2021

Online calculators that work out how much you’ll have to spend in retirement are great, but you need to understand the assumptions they use.

PremiumMind over matter: The psychology of retirement planning

Mind over matter: The psychology of retirement planning

November 17, 2021

When it comes to complex decisions about our future financial security, we often shoot ourselves in the foot. But a little self-knowledge can go a long way.

PremiumHow to select a retirement income calculator

How to select a retirement income calculator

October 5, 2021

Choosing the right calculator to work out your retirement income is important, as different calculators provide different results and types of information.

PremiumWhy financial literacy is vital for a good retirement

Why financial literacy is vital for a good retirement

July 20, 2021

Understanding how to manage and invest your money is an essential skill when it comes to building a successful retirement.

PremiumReflections on the 2021 Federal Budget

Reflections on the 2021 Federal Budget

June 8, 2021

Proposed changes allowing people to grow their super before and after retirement get the thumbs up from our panel of retirees and pre-retirees.

PremiumWhat should my retirement plan contain, and can I write it myself?

What should my retirement plan contain, and can I write it myself?

February 18, 2021

Retirement planning can seem daunting, with so many things to consider. But rest assured, it doesn’t take a degree in rocket science to get your head around the key concepts.

PremiumRetirement planning case study: Couple aged 47 and 48

Retirement planning case study: Couple aged 47 and 48

January 22, 2021

Chris (47) earns $180,000 per year and has $430,000 in super. Lisa (48) earns $80,000 per year and has $220,000 in super. They have one daughter at university and are close to paying off their mortgage. They want to know if they are on track to retire when Chris turns 60.

PremiumRetirement planning case study: Couple aged 58 and 60

Retirement planning case study: Couple aged 58 and 60

January 22, 2021

Dan (60) is a freelance web designer who earns $76,000 a year. He hasn’t always put money aside for super, so his balance is a relatively low $120,000.

PremiumRetirement planning case study: Single woman, aged 52

Retirement planning case study: Single woman, aged 52

January 5, 2021

Deb is worried that she won’t have enough savings to live comfortably in retirement and, at age 52, wonders if she’s left it too late to catch up.

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