Set out below are all SuperGuide articles that relate to Retirement planning for beginners.
How to plan for your retirement
Retirement planning can seem complex and a little daunting, so we’ve broken it down into 7 easy steps.
Rules of thumb: Do these popular retirement planning hacks measure up?
One of the first questions people raise when they’re thinking about retirement is whether they can afford it. Some simple rules of thumb aim to act as a guide.
Quiz: Planning for retirement
Take the following 10-question quiz to test your knowledge on how to plan for your retirement.
How accurate are ‘retirement estimates’? 7 assumptions you need to understand
We’d all like a crystal ball showing our nest egg at retirement. Failing that, a good place to start could be the retirement estimate on your annual statement.
How reliable are retirement income calculators?
Online calculators that work out how much you’ll have to spend in retirement are great, but you need to understand the assumptions they use.
Mind over matter: The psychology of retirement planning
When it comes to complex decisions about our future financial security, we often shoot ourselves in the foot. But a little self-knowledge can go a long way.
How to select a retirement income calculator
Choosing the right calculator to work out your retirement income is important, as different calculators provide different results and types of information.
Why financial literacy is vital for a good retirement
Understanding how to manage and invest your money is an essential skill when it comes to building a successful retirement.
Reflections on the 2021 Federal Budget
Proposed changes allowing people to grow their super before and after retirement get the thumbs up from our panel of retirees and pre-retirees.
What should my retirement plan contain, and can I write it myself?
Retirement planning can seem daunting, with so many things to consider. But rest assured, it doesn’t take a degree in rocket science to get your head around the key concepts.
Retirement planning case study: Couple aged 47 and 48
Chris (47) earns $180,000 per year and has $430,000 in super. Lisa (48) earns $80,000 per year and has $220,000 in super. They have one daughter at university and are close to paying off their mortgage. They want to know if they are on track to retire when Chris turns 60.
Retirement planning case study: Couple aged 58 and 60
Dan (60) is a freelance web designer who earns $76,000 a year. He hasn’t always put money aside for super, so his balance is a relatively low $120,000.
Retirement planning case study: Single woman, aged 52
Deb is worried that she won’t have enough savings to live comfortably in retirement and, at age 52, wonders if she’s left it too late to catch up.
Home ownership and super are far more entwined than you might think
When the government’s Retirement Income Review examined superannuation, the Age Pension and voluntary savings, home ownership had a surprisingly important role.
Your home: The foundation of retirement planning
The Great Australian Dream of home ownership is about more than a roof over your head, it has a big role to play in retirement planning.
