Thinking about it can send even the most financially savvy among us to sleep, but making a comprehensive budget is one of the most valuable steps in your retirement planning process.
Without delving into your spending habits, estimating the income you want to retire on can be like throwing darts at a dartboard – you may not land in the right place.
Happily, there are tools and resources available that can make the process simpler and set you on your way to understanding what you are likely to spend.
