Articles by
Kate Crawford
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The financial and health benefits of working past age 65
UpdatedStaying in the workforce beyond a traditional retirement age could boost both your health and finances but it’s not all roses.
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In your 70s? The super rules that apply to you
UpdatedThe super rules in your 70s come with a hard deadline at 75, and a little-known window just after it that can make a big difference.
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Dual pension strategy: Reducing tax on inherited super
UpdatedYour spouse can inherit your super tax free, but adult children often can’t. Starting a second pension can reduce the tax they pay.
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Case study: Super recontribution strategy to reduce death benefits tax
UpdatedTaking money out of super and recontributing it straight back sounds pointless, until you see what it does to the tax your children pay.
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Boost your Age Pension by topping up a younger spouse’s super
UpdatedA quirk in Centrelink’s means testing makes investing in your younger partner’s super a compelling strategy to maximise your Age Pension.
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Women and super (Part 3): Making the most of your assets after retirement
UpdatedThere are still ways to boost your retirement income and support your lifestyle, even if your final super balance was disappointing.
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The sprint finish: How to boost your super before retirement
UpdatedIf you are ready to retire but your super balance isn’t, don’t despair. Here are some handy strategies to give your super a last minute cash injection.
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A tax roadmap for your final working years: Maximising caps, timing
UpdatedMiss the timing in your final working years and some tax breaks are simply gone. Our roadmap shows you what to do, and when.
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What are defined benefit super funds?
UpdatedDefined benefit super funds are often considered irrelevant dinosaurs, but understanding how they work is essential if you’re entitled to one.
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Super boosting strategies for independent contractors and gig workers
UpdatedIndependent contractors and gig workers don’t get employer super, so building your retirement savings is up to you.
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Pension refreshing: How to add to your super pension
UpdatedPension accounts can’t accept contributions directly, but a pension refresh can help you add new savings to your retirement income.
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Compare retirement scenarios and stress test your plan with Canwi
UpdatedA video walkthrough of Canwi, a planning tool that models your income, expenses, assets, debts and super, then stress tests your retirement plan against 1,000 possible futures.
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APRA’s performance test: Is your super underperforming?
UpdatedAPRA’s annual test names the super funds and investment options falling short, and what happens next if yours is one of them.
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How to manage early retirement due to ill health
UpdatedA roadmap to your entitlements, insurance claims and super options if ill health forces you into early retirement.
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Forced to retire early? Your financial options explained
UpdatedEarly retirement isn’t always your choice, but knowing your options can take some of the sting out.
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What to do about super when an employee leaves your business
UpdatedHow to get your final super contribution right and help retiring employees.
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What to check on your annual super fund statement
UpdatedYour annual super statement tells you more than just your balance. Here’s what to check to make sure your retirement plan is still on track.
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Explore a transition to retirement strategy using Industry Super’s TTR calculator
UpdatedA video walkthrough of Industry Super Funds’ updated transition to retirement (TTR) calculator, showing how to model three common TTR scenarios and where the tool’s limitations start to matter.
