Articles by
Kate Crawford
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Transfer balance cap (TBC) for super pensions: How it works
UpdatedThe transfer balance cap limits the amount of your super savings you can invest in a tax-free pension for retirement.
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Division 296 super tax explained
UpdatedThe tax on super balances over $3 million is now law. Find out who it affects, how it’s calculated and what it could cost you.
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Super fund choice, stapled funds and employer obligations
UpdatedKnow your deadlines and processes when arranging super for new employees because penalties may apply for getting it wrong.
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Tips to boost your super when retirement is a long way off
UpdatedFocusing on your super with plenty of time up your sleeve can set you up for a secure future and minimise sacrifices down the line.
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How much super do I need to retire on $80,000 a year?
UpdatedHow much super do you need to retire on $80,000 a year? Roughly $1 million to $1.4 million, depending on your age and investment approach.
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How much super do I need to retire on $60,000 a year?
UpdatedHow much super do you need to retire on $60,000 a year, a step up from the standard ‘comfortable’ benchmark? Expect $430,000 to $725,000.
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Making super contributions after age 60: Even in retirement
UpdatedIf you have cash to spare or receive a windfall, there are many ways you can add to your super later in life, even if you are no longer working.
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Working out the best mix of super contributions
UpdatedChoosing the optimal mix of before and after-tax super contributions can make a big difference to your retirement outcome. We show you how to work out the best solution for you.
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Investing an inheritance into super: What you need to know
UpdatedLearn how investing a sudden financial gain in super can pay off, with detailed case studies and a look at important restrictions.
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Reducing tax on capital gains with super contributions
UpdatedIf you’ve made a capital gain this year, the tax office is knocking at the door. A personal tax-deductible super contribution could keep them at bay.
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Is $2 million in super enough to retire on?
UpdatedIf you expect to have about $2 million in super on retirement, how much income might this provide and for how long?
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Super recontribution strategy: Rules, tax and examples
UpdatedFind out how a recontribution strategy can decrease tax for your beneficiaries and help you and your spouse share super balances more evenly.
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Salary sacrifice and super: How it works
UpdatedBy directing some of your pre-tax income to super, you could boost your retirement savings and reduce tax.
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How to get your super in shape for retirement
UpdatedAs retirement nears, setting your super on the right path is more important than ever.
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How much super do I need to retire on $50,000 a year?
UpdatedHow much super do you need for a $50,000 comfortable retirement? Expect $240,000 to $490,000, but you’ll need Age Pension support.
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Using small business CGT exemptions to boost your super
UpdatedSmall business CGT concessions could allow you to make a substantial super contribution from the sale of your business.
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How to boost your spouse’s super balance
UpdatedCouples who plan together succeed together. Learn how paying attention to your spouse’s super could maximise your opportunities.
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5 strategies to help fix your total super balance problem
UpdatedIf a high super balance is limiting your ability to get more into the tax effective super environment, there are ways to reduce your balance and maximise contributions at the same time.
