Kate Crawford

Boost your Age Pension by topping up a younger spouse’s super

A quirk in Centrelink’s means testing makes investing in your younger partner’s super a compelling strategy to maximise your Age Pension.
Case study: Self-employed single seeking a comfortable and secure retirement income for life

Watch to see how free tools empower Justine to get her retirement savings on track and reduce her tax bill.
Tips to boost your super in retirement

Leaving work doesn’t mean the end of opportunities to add to your super in your 60s and beyond.
Tips to boost your super when retirement is approaching

As retirement nears, setting your super on the right path is more important than ever.
Super or mortgage: Where should I put my extra savings?

It’s a common question with no simple answer; you will need to do your own sums. We show you how.
What are the buy/sell spreads charged by my super fund?

Could you be overlooking some of the costs in your super? Find out how buy/sell spreads can take a bite of the pie.
What are unit pricing and crediting rates and why do they matter?

Ever wondered how your super fluctuates over time? Understanding unit prices and crediting rates is the key to unlocking how your fund calculates returns.
Tips to boost your super when retirement is a long way off

Retirement may seem distant, but focusing on your super with plenty of time up your sleeve can set you up for a secure future and minimise sacrifices down the line.
How to measure the financial impact of delaying retirement

If you are weighing up whether you can afford to retire sooner rather than later, it’s worth calculating some different scenarios before you pull the plug on your working life. We show you how.
Your super after death: How to get your savings into the right hands fast

With the news that super funds have taken a year or more to pay families after a member dies, what can you do to protect your loved ones?
Super tax breaks to be reduced for accounts with more than $3 million

The federal government has released draft legislation for its controversial new tax on super balances above $3 million, clarifying some issues but retaining the substance of its original plan.
How to boost your spouse’s balance and make the most of super caps (including calculator)

Couples who plan together succeed together. Learn how paying attention to your spouse’s super could maximise your opportunities.
Transfer balance cap (TBC) for super pensions: How it works

The transfer balance cap limits the amount you can transfer from your super savings into a tax-free pension. The cap is currently $1.9m but you may have a different cap depending on when you started a pension.
How to make the most of your super contributions

Choosing the optimal mix of before and after-tax super contributions can make a big difference to your retirement outcome. We show you how to work out the best solution for you.
Case study: Later-life divorcee using a transition to retirement strategy to rebuild super savings

This is a fascinating case study of a 60 year-old divorcee boosting a modest super balance through a transition-to-retirement strategy, carry-forward contributions and part-time work in retirement.
Super recontribution strategy: How it works

Find out how a recontribution strategy can decrease tax for your beneficiaries and help you and your spouse share super balances more evenly.
10 points to check on your annual super fund statement

Your annual super fund statement provides a useful snapshot of where you are on the road to retirement and if you’re on track to reach your destination – you just need to know where to look.
How the First Home Super Saver (FHSS) scheme works

Let low taxes and a generous interest rate do the heavy lifting while you save for your first home in super. To encourage take-up of the scheme, changes have been made that simplify the process.