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Home / How super works / Super tips and strategies

Super tips and strategies

Super tips and strategies

When it comes to making the most of your super, knowing the rules is only part of the picture. Making savvy use of those rules with the right strategies can take you to the next level.

These strategies, tips, and case studies can empower you to make the right decisions and wring out the full benefit of the super system.

See also our sections on super investing strategies, retirement planning strategies and strategies for SMSFs.

Essential tips to take control of your super

Webinar: SuperGuide members Q&A: June 2025

How to boost your spouse’s balance and make the most of super caps (including calculator)

Webinar: SuperGuide members Q&A: June 2025

Hidden perks that make your super account even better

Webinar: SuperGuide members Q&A: June 2025

How myGov can help you keep track of your super

Webinar: SuperGuide members Q&A: June 2025

10 points to check on your annual super fund statement

Webinar: SuperGuide members Q&A: June 2025

Protecting your super from cyber attacks and scams

Webinar: SuperGuide members Q&A: June 2025

How to find your lost super

Webinar: SuperGuide members Q&A: June 2025

What to teach your (big) kids about super

Webinar: SuperGuide members Q&A: June 2025

Super housekeeping tips for EOFY

Webinar: SuperGuide members Q&A: June 2025

Webinar: SuperGuide members Q&A: June 2025

Webinar: SuperGuide members Q&A: June 2025

The 7 biggest super mistakes – and how to avoid them

Webinar: SuperGuide members Q&A: June 2025

Webinar: 2025 year-end superannuation tips and traps

Webinar: SuperGuide members Q&A: June 2025

Webinar: 2024 year-end superannuation tips and traps

Practical tips tailored for your age group

Webinar: SuperGuide members Q&A: June 2025

Tips to boost your super when retirement is a long way off

Webinar: SuperGuide members Q&A: June 2025

Tips to boost your super when retirement is approaching

Webinar: SuperGuide members Q&A: June 2025

Tips to boost your super in retirement

Strategies to boost your super balances through additional super contributions

Webinar: SuperGuide members Q&A: June 2025

How to make the most of your super contributions

Webinar: SuperGuide members Q&A: June 2025

How to use the Moneysmart Superannuation calculator

Webinar: SuperGuide members Q&A: June 2025

Case studies: How to make the most of higher contribution caps

Webinar: SuperGuide members Q&A: June 2025

How to use the Moneysmart Super contributions optimiser

Webinar: SuperGuide members Q&A: June 2025

Super recontribution strategy: How it works

Webinar: SuperGuide members Q&A: June 2025

Why it can pay to put as much as possible into super

Webinar: SuperGuide members Q&A: June 2025

How to take advantage of the increased Transfer Balance Cap

Webinar: SuperGuide members Q&A: June 2025

Super or mortgage: Where should I put my extra savings?

Webinar: SuperGuide members Q&A: June 2025

Making super contributions after age 60: Even in retirement

Webinar: SuperGuide members Q&A: June 2025

New contribution strategies for retirees

Webinar: SuperGuide members Q&A: June 2025

Case study: Making super contributions from compensation payments

Webinar: SuperGuide members Q&A: June 2025

What you need to know about investing an inheritance into super

Webinar: SuperGuide members Q&A: June 2025

Q&A: Does the frequency of my employer contributions affect my portfolio growth?

Webinar: SuperGuide members Q&A: June 2025

Q&A: Can non-concessional contributions be made if the Transfer Balance Cap has been reached?

Webinar: SuperGuide members Q&A: June 2025

Q&A: What are the benefits of spouse super equalisation strategies?

Webinar: SuperGuide members Q&A: June 2025

What do the 2024 tax cuts mean for your super contributions?

Webinar: SuperGuide members Q&A: June 2025

Contribution cap increases: Issues to consider

Webinar: SuperGuide members Q&A: June 2025

Reducing tax on capital gains with super contributions

Webinar: SuperGuide members Q&A: June 2025

Q&A: What to consider with unused concessional contribution tax claims?

Webinar: SuperGuide members Q&A: June 2025

Case study: Combining downsizer and non-concessional contributions

These articles help females address the super gender gap, and understand super in the context of relationship breakdowns

Webinar: SuperGuide members Q&A: June 2025

Women and super (Part 1): How to grow your super in the early and middle years

Webinar: SuperGuide members Q&A: June 2025

Women and super (Part 2): Strategies to boost your super in the lead up to retirement

Webinar: SuperGuide members Q&A: June 2025

Divorce and superannuation: How it works

Webinar: SuperGuide members Q&A: June 2025

Women and super (Part 3): Making the most of super and other assets after retirement

Webinar: SuperGuide members Q&A: June 2025

What are the super and Age Pension rules for same-sex couples?

Webinar: SuperGuide members Q&A: June 2025

How to boost your spouse’s balance and make the most of super caps (including calculator)

Webinar: SuperGuide members Q&A: June 2025

Webinar: Strategies to split or share your super balance with your spouse

Webinar: SuperGuide members Q&A: June 2025

Webinar: Women’s super: Closing the gap

Webinar: SuperGuide members Q&A: June 2025

Women and super: Budget snapshot outlines the challenges

Webinar: SuperGuide members Q&A: June 2025

Single women and super: How 3 women beat the statistics

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SuperGuide is Australia’s leading superannuation and retirement planning website.

Superguide Pty Ltd ATF Superguide Unit Trust as a Corporate Authorised Representative (CAR) is a Corporate Authorised Representative of Independent Financial Advisers Australia, AFSL 464629.

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All information on SuperGuide is general in nature only and does not take into account your personal objectives, financial situation or needs. You should consider whether any information on SuperGuide is appropriate to you before acting on it. If SuperGuide refers to a financial product you should obtain the relevant product disclosure statement (PDS) or seek personal financial advice before making any investment decisions.

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