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Superannuation and retirement planning information

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  • SMSFs
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Home / SMSFs

SMSFs

As if superannuation wasn’t complex enough, when you have a self-managed superannuation fund (SMSF) you take on considerably more responsibility, and it’s essential therefore to have a comprehensive understanding of the current super and SMSF rules.

In this section you will find detailed explanations of the SMSF rules and the responsibilities for SMSF trustees.

  • SMSFs for beginners
  • SMSF administration
  • SMSF checklists
  • SMSF compliance
  • SMSF investment
  • SMSF pensions
  • SMSF strategies
  • SMSF Q&As

As a first step, the following are key articles that describe how SMSFs work.

Your SMSF calendar

January 4, 2021

What does it cost to run an SMSF?

December 2, 2020

SMSF investment: 20 most popular Australian shares

November 16, 2020

How to create an SMSF investment strategy (including example documents)

August 6, 2020

SMSF trustee housekeeping checklist for 2020/21

June 29, 2020

SMSF compliance: What are trustees’ responsibilities?

May 1, 2020

SMSF annual admin checklist

April 22, 2020

SMSFs: How to start a pension

March 23, 2020

How do SMSF retirees invest?

March 14, 2020

Guide to SMSF administration, reporting and record-keeping

January 1, 2020

SMSFs: What advice can your accountant provide?

December 14, 2019

How to wind up an SMSF

December 4, 2019

How to set up an SMSF correctly

December 3, 2019

Quiz: SMSFs for beginners

May 10, 2019

Real DIY super: Ways that SMSFs can be ultra low-cost

May 2, 2019

SMSFs and capital gains tax (CGT)

April 5, 2019

Which asset classes are popular with SMSFs?

April 4, 2019

SMSF investment rules: What every trustee should know

February 15, 2019

Set out below are all SuperGuide articles that relate to SMSFs.

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SMSF investments: Using ETFs for diversification and more

March 4, 2021 by Alexandra Cain Leave a Comment

They are easy to use, cheap and growing in number. So how are SMSFs using ETFs and what’s stopping more of them from following the trend?

The lowdown on COVID-19 relief for SMSF borrowings

March 4, 2021 by Penny Pryor Leave a Comment

Answers to common questions from SMSF trustees about repayment relief for their LRBA loans.

5 tips to figure out if a tech company on the stock market is an ethical investment

February 14, 2021 by The Conversation Leave a Comment

These days people trading on the stock market want more than just a strong financial return. They’re increasingly opting for investments that will also have a positive societal impact.

The importance of asset allocation

February 10, 2021 by Penny Pryor Leave a Comment

The most important investment decision you make may not be about what you invest in, but how you spread your money across different investments.

2020 Year in Review, 2021 Preview

January 14, 2021 by Barbara Drury Leave a Comment

After a tumultuous year that rocked lives and livelihoods, investors have cause for cautious optimism in the year ahead.

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Guide to SMSFs and insurance

January 14, 2021 by Barbara Drury Leave a Comment

SMSF trustees regularly need to assess whether each member of their fund has an appropriate level of insurance. In this article we look at whether there are benefits having insurance inside your SMSF rather outside your super fund.

A step-by-step guide to valuing tricky assets

January 4, 2021 by Penny Pryor Leave a Comment

SMSFs are required to value their assets at market value every financial year, this is easy enough for listed assets, such as equities, but it’s not so straightforward for unlisted assets like commercial property or collectibles.

5 new year’s resolutions for your SMSF

January 4, 2021 by Penny Pryor Leave a Comment

An SMSF is no different to a fitness, diet or a savings plan, in that a few days dedicated to making sure it is in order for the year ahead will reap benefits over the next 12 months. So what are some of the things that you should be resolving to do for your SMSF in 2021?

Your SMSF calendar

January 4, 2021 by Penny Pryor Leave a Comment

SMSF trustees have a lot to remember. Along with trustee meetings and minutes, trustees need to keep up to date with current superannuation legislation and review their investments regularly. There are annual returns to lodge, auditor reports to arrange and actuarial reports to book as well if your SMSF is paying a certain kind of pension.

How much super do you need to set up an SMSF?

December 3, 2020 by Barbara Drury Leave a Comment

SMSFs can cost a bit to set up, but the latest research shows they quickly become cost effective to run.

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SMSFs: What is an actuarial certificate, and how much do they cost?

December 2, 2020 by SuperGuide Leave a Comment

An actuarial certificate is a document that certifies how much of a SMSF’s earnings are derived from its members’ accumulation phases and retirement phases.

What does it cost to run an SMSF?

December 2, 2020 by Penny Pryor Leave a Comment

A new report concludes that managing your own superannuation fund could cost less than you think.

US election plays second fiddle to COVID

December 1, 2020 by Alexandra Cain Leave a Comment

Despite the derision US president Donald Trump attracts, there are pluses and minuses to his departure from the White House next January for local superannuation investors.

What you need to know about six member SMSFs

December 1, 2020 by Penny Pryor Leave a Comment

Legislation is soon expected to pass that will enable larger SMSFs. Are you thinking about adding members? Let us know in our poll.

Video: Reactions to the Rice Warner report on SMSF costs

November 25, 2020 by Tracey Spicer Leave a Comment

Tracey Spicer talks to John Maroney, CEO of the SMSF Association, and Meg Heffron from Heffron about Rice Warner’s 2020 report on SMSF costs.

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How super works
Super for beginners
Super rules
Employers guide to super
Super contributions
Super and tax
Accessing super
Super news
Women and super
Super tips and strategies
How-to guides
Super quizzes
Superannuation Q&As
Superannuation glossary
Super funds
Best performing super funds
Super fund rankings
Best performing pension funds
Pension fund rankings
Super fund average returns
Super investing strategies
Comparing super funds
Choosing a super fund
Choosing an investment option
Super fund fees
Insurance and super
Super fund profiles
SMSFs
SMSFs for beginners
SMSF administration
SMSF checklists
SMSF compliance
SMSF investing
SMSF pensions
SMSF strategies
SMSF Q&As
Plan your retirement
Retirement planning for beginners
When should I retire?
How long will I live?
How much super do I need?
Will I get the Age Pension?
How much will I spend in retirement?
Financial advice
Retiring overseas
Preparing for retirement
Retirement planning strategies
Retirement calculators and reckoners
In retirement
Income in retirement
Super lump sums
Super pensions
Age Pension
Working in retirement
Life in retirement
Senior concessions and services
Aged care
Estate planning
Super death benefits
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