• Skip to primary navigation
  • Skip to main content
  • Skip to footer
SuperGuide

SuperGuide

Superannuation and retirement planning information

  • Join Premium
  • Account
  • Log In
  • How super works
      • Super for beginners
      • Employers guide to super
      • Women and super
      • Super rules
      • Super contributions
      • Super and tax
      • Accessing super
      • Super news
      • Super glossary
  • Super funds
      • Best performing super funds
      • Best performing pension funds
      • Super fund rankings
      • Pension fund rankings
      • Super fund profiles
      • Super fund comparison
      • Super fund average returns
      • Super investing strategies
      • Comparing super funds
      • Choosing a super fund
      • Super fund fees
      • Insurance and super
  • SMSFs
      • SMSFs for beginners
      • SMSF strategies
      • SMSF checklists
      • SMSF Q&As
      • SMSF administration
      • SMSF compliance
      • SMSF investing
      • SMSF pensions
  • Plan your retirement
      • Retirement planning for beginners
      • When should I retire?
      • How long will I live?
      • Will I have enough super?
      • Will I get the Age Pension?
      • How much will I spend in retirement?
      • Financial advice
      • Retiring overseas
      • Preparing for retirement
      • Retirement planning strategies
      • Retirement calculators and reckoners
  • In retirement
      • Income in retirement
      • Super lump sums
      • Super pensions
      • Age Pension
      • Working in retirement
      • Life in retirement
      • Seniors concessions and services
      • Aged care
      • Estate planning
      • Super death benefits
  • Special Features
    • Tips and strategies
    • Calculators and reckoners
    • Checklists and how-to guides
    • Case studies
    • Super quizzes
    • Newsletter archive

Home / SMSFs

SMSFs

SMSFs

As if superannuation wasn’t complex enough, when you have a self-managed superannuation fund (SMSF) you take on considerably more responsibility, and it’s essential therefore to have a comprehensive understanding of the current super and SMSF rules.

In this section you can learn about the rules surrounding SMSF administration and compliance, investing through your SMSF and starting an SMSF pension.

You can also discover valuable SMSF strategies, checklists and Q&As.

Visit the sections below to learn more about how SMSFs work

SMSFs for beginners

SMSFs for beginners

SMSF administration

SMSF administration

SMSF compliance

SMSF compliance

SMSF investing

SMSF investing

SMSF pensions

SMSF pensions

SMSF strategies

SMSF strategies

SMSF checklists

SMSF checklists

SMSF Q and As

SMSF Q and As

As a first step, the following are key articles that describe how SMSFs work.

Quiz: SMSFs for beginners

Quiz: SMSFs for beginners

Premium How do SMSF retirees invest?

How do SMSF retirees invest?

SMSF investment: 20 most popular Australian shares

SMSF investment: 20 most popular Australian shares

Premium SMSFs: How to start a pension

SMSFs: How to start a pension

Premium Your SMSF calendar for 2022

Your SMSF calendar for 2022

Premium SMSF setup guide: 9 steps you need to follow

SMSF setup guide: 9 steps you need to follow

Premium How to wind up an SMSF

How to wind up an SMSF

Premium SMSF reporting and record-keeping requirements

SMSF reporting and record-keeping requirements

Premium Real DIY super: How to keep SMSF costs super low

Real DIY super: How to keep SMSF costs super low

Premium Which asset classes are popular with SMSFs?

Which asset classes are popular with SMSFs?

Premium SMSF investment rules: What every trustee should know

SMSF investment rules: What every trustee should know

What does it cost to run an SMSF?

What does it cost to run an SMSF?

Premium Writing your SMSF investment strategy (including templates)

Writing your SMSF investment strategy (including templates)

Premium SMSF compliance: What are trustees’ responsibilities?

SMSF compliance: What are trustees’ responsibilities?

Premium SMSF annual admin checklist

SMSF annual admin checklist

Premium SMSFs: What advice can your accountant provide?

SMSFs: What advice can your accountant provide?

Set out below are the latest articles that relate to smsfs.

PremiumSMSF year-end checklist: Have you done what needs to be done?

SMSF year-end checklist: Have you done what needs to be done?

May 10, 2022

As June 30 approaches, it’s time to make last-minute contributions and get your SMSF housekeeping chores done and dusted.

Premium Can you be your own accountant for your SMSF?

Can you be your own accountant for your SMSF?

May 10, 2022

If you’ve got time on your hands and a good grasp of the super rules, then doing some of your own SMSF accounting tasks may be worth considering.

SMSF pensions: Planning your pension properly

SMSF pensions: Planning your pension properly

May 9, 2022

Tim Miller from SuperGuardian discusses the most important considerations when planning a pension, potential traps to look out for, and what often can be overlooked.

Quiz: SMSFs for beginners

Quiz: SMSFs for beginners

April 15, 2022

Take the following 10-question quiz to test your knowledge on the fundamentals of self-managed super funds (SMSFs).

PremiumWhat are the penalties for SMSF non-compliance?

What are the penalties for SMSF non-compliance?

April 13, 2022

We all make mistakes, but when it comes to your SMSF it’s important to work with the ATO to rectify mistakes or stiff penalties can apply.

PremiumHow to invest in infrastructure through an SMSF

How to invest in infrastructure through an SMSF

April 8, 2022

Everyone loves to ride in planes, trains and automobiles, but what if you could earn regular income from the infrastructure they depend on? You can, and here’s how.

PremiumWhat to do if a member wants to leave an SMSF

What to do if a member wants to leave an SMSF

April 6, 2022

If there’s one thing certain in life it’s this – things change. If you or another member of your SMSF want to take your leave, strict rules apply.

PremiumLosing capacity: The issues for SMSF trustees and what you need to do

Losing capacity: The issues for SMSF trustees and what you need to do

March 15, 2022

None of us likes to think about losing mental capacity, but failure to plan for the possibility can have a major impact on the running of your SMSF and its other members.

PremiumWhat work can I do for my SMSF and can I be paid?

What work can I do for my SMSF and can I be paid?

March 15, 2022

There are strict rules governing paid work you can and can’t do for your SMSF. Getting it wrong can be costly.

PremiumWhat SMSF trustees need to know about exempt current pension income (ECPI)

What SMSF trustees need to know about exempt current pension income (ECPI)

March 14, 2022

SMSFs paying a pension may be able to reduce the overall tax liability of their fund. We explain how.

PremiumHow do SMSF retirees invest?

How do SMSF retirees invest?

March 1, 2022

Despite periodic criticism that SMSFs lack diversification, there is mounting evidence that proves otherwise.

PremiumHow to boost your SMSF balance with contributions reserving

How to boost your SMSF balance with contributions reserving

February 25, 2022

By using a contributions reserving strategy, SMSFs can potentially double their annual contributions caps in a single year

PremiumSMSF returns are comparable to large funds

SMSF returns are comparable to large funds

February 16, 2022

The performance of SMSFs relative to large APRA funds has always been contested, but new research shows SMSFs are competitive once their balance hits $200,000.

PremiumDixon Advisory’s fall from grace: 4 lessons for all investors

Dixon Advisory’s fall from grace: 4 lessons for all investors

February 16, 2022

When Dixon Advisory collapsed, it left a trail of aggrieved SMSFs and investment losses. It’s a saga we can all learn from.

PremiumDirector Identification Numbers: What is required for SMSFs

Director Identification Numbers: What is required for SMSFs

January 27, 2022

If you have a self-managed super fund (SMSF) with a corporate trustee, then you need to be aware of the new requirement to apply for and obtain a Director Identification Number (Director ID).

  • Go to page 1
  • Go to page 2
  • Go to page 3
  • Interim pages omitted …
  • Go to page 9
  • Go to Next Page →

Footer

SuperGuide is Australia’s leading superannuation and retirement planning website.

Superguide Pty Ltd ATF Superguide Unit Trust as a Corporate Authorised Representative (CAR) is a Corporate Authorised Representative of Independent Financial Advisers Australia, AFSL 464629.

  • Level 23, 520 Oxford St, Bondi Junction, NSW 2022
  • 1800 955 753

Company

  • About Us
  • Advertise
  • Careers
  • Contact us
  • Copyright Policy
  • Editorial Policy and Complaints
  • Sitemap

SuperGuide Premium

  • Free SuperGuide newsletter
  • New to SuperGuide?
  • Pricing
  • Subscriber feedback
  • Support
Google Rating
4.9
Based on 35 reviews
js_loader

Important: Disclaimer

All information on SuperGuide is general in nature only and does not take into account your personal objectives, financial situation or needs. You should consider whether any information on SuperGuide is appropriate to you before acting on it. If SuperGuide refers to a financial product you should obtain the relevant product disclosure statement (PDS) or seek personal financial advice before making any investment decisions.

© Copyright SuperGuide 2009-22

  • Full SuperGuide disclaimer
  • Terms and Conditions of Use
  • Financial Services Guide
  • Privacy Policy and Privacy Collection