Set out below are all SuperGuide articles that relate to Plan your retirement.
List of Australian independent financial advisers
Finding a truly independent financial adviser is not easy, but don’t let that put you off. We’ve done the hard work for you.
8 warning signs of a bad financial adviser
Getting high-quality independent financial advice is too important to put in the too- hard basket. These red flags will help you avoid bad advisers.
What should my retirement plan contain, and can I write it myself?
Retirement planning can seem daunting, with so many things to consider. But rest assured, it doesn’t take a degree in rocket science to get your head around the key concepts.
Getting financial advice? What your adviser needs to provide
When you see a financial adviser, there are rules about the documents and information you must be given to ensure the advice is in your best interests and will help you make informed decisions.
Retirement planning case study: Couple aged 47 and 48
Chris (47) earns $180,000 per year and has $430,000 in super. Lisa (48) earns $80,000 per year and has $220,000 in super. They have one daughter at university and are close to paying off their mortgage. They want to know if they are on track to retire when Chris turns 60.
Retirement planning case study: Couple aged 58 and 60
Dan (60) is a freelance web designer who earns $76,000 a year. He hasn’t always put money aside for super, so his balance is a relatively low $120,000.
Retiree reflections: If I had my time over, when would I retire?
Some of us plan our retirement, some have retirement thrust upon us. So how do retirees feel about the timing of their exit from work?
How to use the MoneySmart Retirement Planner
There can be a bit of a learning curve with MoneySmart’s Retirement Planner, and it may appear intimidating at first glance, so we created a short video to help you get an understanding of how the tool works.
Retirement planning case study: Single woman, aged 52
Deb is worried that she won’t have enough savings to live comfortably in retirement and, at age 52, wonders if she’s left it too late to catch up.
What is the retirement age in Australia?
“What is Australia’s retirement age?” or “What age can I retire?” are common questions. The simple answer is “it depends”.
Home ownership and super are far more entwined than you might think
When the government’s Retirement Income Review examined superannuation, the Age Pension and voluntary savings, home ownership had a surprisingly important role.
What age should I retire?
The decision about when to retire is rarely made overnight. It’s a major life event and deserves careful thought and planning. Finances play a big part, but so do your health, your partner’s circumstances and whether you still enjoy your work or are itching to leave.
Your home: The foundation of retirement planning
The Great Australian Dream of home ownership is about more than a roof over your head, it has a big role to play in retirement planning.
Video: How much super someone needs will be unique to them
Amara Haqqani from Milliman discusses how the estimates we hear about how much super someone needs for retirement are limited because everyone’s needs are unique.
Video: Behavioural economics and retirement
Tracey Spicer talks to Professor Anup Basu from QUT Business School about behavioural economics and how it can help us understand our decisions around superannuation and retirement.