SuperGuide – Superannuation and retirement planning information
Your future now stapled to your super
New legislation will ‘staple’ members to their first super fund until they retire unless they choose otherwise. There are benefits but also some pitfalls to be aware of.
Super fund mergers: What’s in it for you?
Super news for September 2021
APRA’s ‘failed’ funds: Be alert but not alarmed
Age Pension rates (September 2021 to March 2022)
SuperGuide helps you make the most of your super, so you can make the most of your retirement
Discover the top performing super funds, how much super is enough, how to run an SMSF, retirement planning strategies and much more.
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How super works
How does SAPTO work? (Senior Australians and Pensioners Tax Offset)
SAPTO can help retirees reduce their tax bill but working out whether you are eligible and for how much is far from straightforward.
How superannuation is taxed: Super for beginners guide
Making superannuation contributions: Super for beginners guide
Early release of super due to COVID-19 (coronavirus)
Your tax guide to accessing your super under age 60
Super funds
Super fund performance: Monthly returns to July 2021
Super funds continued their positive run into the new financial year, with the median Growth fund (61-80% growth assets) up 1.1% in July.
Pension fund rankings: All Growth category (96–100%)
Pension fund rankings: High Growth category (81–95%)
Pension fund rankings: Growth category (61–80%)
Pension fund rankings: Balanced category (41–60%)
SMSFs
SMSF reporting and record-keeping requirements
SMSFs have many attractions but keeping up with the admin is not one of them. Here’s what you need to know to stay on the right side of the law.
Real DIY super: How to keep SMSF costs super low
SMSFs and property: A Super Guide
Which asset classes are popular with SMSFs?
What is a self-managed super fund (SMSF)?
Plan your retirement
7-point guide to what happens when you meet a financial adviser
Getting good financial advice can make a big difference to your retirement outcome, but before you take the plunge make sure you understand what’s involved.
Independent financial advice: Why it’s important and how to find it
What makes a financial adviser independent?
List of Australian independent financial advisers
Guide to transition-to-retirement pensions (TTRs or TRISs)
In retirement
Age Pension rates (September 2021 to March 2022)
Age Pension rates increase on 20 September 2021. This article also explains how the Age Pension works, and includes the latest Age Pension rates for residents, non-residents, and the transitional Age Pension.
Age Pension calculator (updated September 2021)
Age Pension income test limits (September 2021 to March 2022)
Age Pension assets test limits (September 2021 to March 2022)
Are you getting your slice of the Age Pension Work Bonus?
Popular features
Calculators and reckoners
Video
Strategies
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Kick start your retirement planning
Try our free 7-day email series on planning your retirement, including how much super you’ll need, when you can retire and a quiz to test what you’ve learned.
