Welcome to Australia’s most superannuation and retirement planning website
Welcome to Australia's most popular superannuation and retirement planning website
SuperGuide was founded in 2009 by Trish Power, author of Superannuation for Dummies, Super Freedom, and DIY Super for Dummies.
Each year, SuperGuide receives more than 4.5 million visits from Australians reading our hundreds of articles about superannuation, retirement planning and the Age Pension.
How super works: Covers the latest super rates and thresholds, latest super changes, super for beginners, compulsory employer super contributions rules, comparing super funds, how-to super guides, and helpful retirement reckoners. Learn more
Making super contributions: Covers how much super your employer must pay, how much you can contribute, salary sacrifice, tax-deductible super contributions, contributions caps and contributions strategies. Learn more
Super fund performance: Covers latest super fund investment returns, best-performing super funds, performance reckoners, investment choice, super fees, insurance options and how to compare and choose a super fund. Learn more
Super and tax: Find out how your super benefits are taxed when you retire, including the tax treatment of your super’s investment earnings in retirement phase. Discover how super contributions are taxed, how super tax affects SMSFS, and the tax implications when death benefits are paid. Learn more
SMSFs: This section is for Australians running a self-managed super fund, or considering setting up an SMSF. Covers SMSF compliance, administration, investment, and SMSF pensions. Learn more
Planning for retirement: Helps answer retirement planning questions such as, how much super is enough?, What age can I retire?, Types of super benefits?, How long will I live?, Will I get the Age Pension, and How can I set up a retirement plan? Learn more
Accessing super: Covers the 14 legal ways to withdraw your super (conditions of release), your preservation age, the types of super benefits you can choose, divorce and super, leaving Australia, and accessing super early. Learn more
In retirement: Covers important retirement rules including taking a super lump or starting a super pension, working in retirement, obtaining financial advice, CSHC, Age Pension, and what happens to super benefits when someone dies. Learn more
Super Contributions Guides
Popular topics
Recent articles
- Lifecycle investment options (returns to September 2018) October 17, 2018
- Investment performance: Latest super returns (to September 2018) October 17, 2018
- SMSF investment: Franked dividends and the 45-day rule October 17, 2018
- Super for beginners, part 17: Four must-knows about super’s tax rules October 17, 2018
- Death benefits: Is a binding DBN different from a reversionary pension? October 17, 2018
- Superannuation death benefits and the $1.6 million transfer balance cap October 17, 2018
- Non-concessional contributions: Re-contribution strategy still applies October 17, 2018
- SMSF pension earnings remain tax-free after death October 17, 2018
- Anti-detriment payments banned since July 2017 October 17, 2018
- Superannuation death benefits: Who receives super payments, and how much tax is paid? October 17, 2018
- Monthly Superannuation Returns Performance Reckoner (for 5 investment options) October 17, 2018
- The super challenge: At what age should I retire? October 17, 2018
