Welcome to Australia’s most superannuation and retirement planning website
Welcome to Australia's most popular superannuation and retirement planning website
SuperGuide was founded in 2009 by Trish Power, author of Superannuation for Dummies, Super Freedom, and DIY Super for Dummies.
Each year, SuperGuide receives more than 4.5 million visits from Australians reading our hundreds of articles about superannuation, retirement planning and the Age Pension.
How super works: Covers the latest super rates and thresholds, latest super changes, super for beginners, compulsory employer super contributions rules, comparing super funds, how-to super guides, and helpful retirement reckoners. Learn more
Making super contributions: Covers how much super your employer must pay, how much you can contribute, salary sacrifice, tax-deductible super contributions, contributions caps and contributions strategies. Learn more
Super fund performance: Covers latest super fund investment returns, best-performing super funds, performance reckoners, investment choice, super fees, insurance options and how to compare and choose a super fund. Learn more
Super and tax: Find out how your super benefits are taxed when you retire, including the tax treatment of your super’s investment earnings in retirement phase. Discover how super contributions are taxed, how super tax affects SMSFS, and the tax implications when death benefits are paid. Learn more
SMSFs: This section is for Australians running a self-managed super fund, or considering setting up an SMSF. Covers SMSF compliance, administration, investment, and SMSF pensions. Learn more
Planning for retirement: Helps answer retirement planning questions such as, how much super is enough?, What age can I retire?, Types of super benefits?, How long will I live?, Will I get the Age Pension, and How can I set up a retirement plan? Learn more
Accessing super: Covers the 14 legal ways to withdraw your super (conditions of release), your preservation age, the types of super benefits you can choose, divorce and super, leaving Australia, and accessing super early. Learn more
In retirement: Covers important retirement rules including taking a super lump or starting a super pension, working in retirement, obtaining financial advice, CSHC, Age Pension, and what happens to super benefits when someone dies. Learn more
Super Contributions Guides
Popular topics
Recent articles
- Super Tip No 3: Turn $1000 into $1500 in three steps November 18, 2018
- Super Tip No 2: Love your super like your own November 18, 2018
- Does the government’s co-contribution count towards my contributions cap? November 18, 2018
- Super Tip No 4: Understand what happens to your super money November 18, 2018
- Super Tip No 1: Treat your super like overtime November 18, 2018
- Super contributions: How much co-contribution will I get? November 18, 2018
- Co-contributions: Can I claim the tax-free bonus for the financial year that I retire? November 18, 2018
- Super for beginners: Top 10 must-know facts November 18, 2018
- Co-contributions: Can I claim the tax-free bonus as a property investor? November 18, 2018
- Super for beginners, part 6: Can I make concessional (before-tax) contributions while I am not employed? November 15, 2018
- Super for beginners, part 26: How is tax deducted from salary sacrifice super contributions? November 15, 2018
- Super for beginners, part 4: My son’s super account is bleeding fees November 15, 2018
