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SuperGuide

Superannuation and retirement planning information

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    • Comparing super funds
    • Choosing a super fund
    • Choosing an investment option
    • Super fund fees
    • Insurance and super
    • Super fund profiles
  • SMSFs
    • SMSFs for beginners
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  • Plan your retirement
    • Retirement planning for beginners
    • When should I retire?
    • How long will I live?
    • How much super do I need?
    • Will I get the Age Pension?
    • How much will I spend in retirement?
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  • In retirement
    • Income in retirement
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    • Working in retirement
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SuperGuide – Superannuation and retirement planning information

Insurance and super

Video: Beginners guide to super and insurance

by SuperGuide – January 21, 2021

Camille Schmidt from SuperRatings talks about some of the benefits of being insured through your super fund, what types of insurance you can get, how to think about your insurance needs, how to compare insurance options and why premiums have recently risen.
Plan your retirement

Retiree reflections: If I had my time over, when would I retire?

by Joanna Webber – January 21, 2021

How much super do I need?

How to use the MoneySmart Retirement Planner

by Robert Barnes – January 21, 2021

Insurance and super

Super funds with the lowest fees for life and TPD insurance

by Barbara Drury – January 20, 2021

How super works

Super news for January 2021

by Joanna Webber – January 19, 2021

Super fund performance over 28 calendar years (to December 2020)

Super fund performance: Monthly returns to December 2020

Best performing super funds: Growth category (61–80%)

Insurance inside super: A definitive guide

Granny flats: How to ensure everyone’s rights are protected

2020 Year in Review, 2021 Preview

Super fund performance over 28 calendar years (to December 2020)
Super fund performance: Monthly returns to December 2020
Best performing super funds: Growth category (61–80%)
Insurance inside super: A definitive guide
Granny flats: How to ensure everyone’s rights are protected
2020 Year in Review, 2021 Preview

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Discover the top performing super funds, how much super is enough, how to run an SMSF, retirement planning strategies and much more.

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How super works

Super for beginners: How superannuation is taxed

December 03, 2020

This article broadly explains how superannuation is taxed, including when you make contributions, as your super grows, and when you access your super.

Accessing super: Reaching preservation age and retiring

October 09, 2020

Super tips and strategies if you are in your 20s

October 06, 2020

Super tips and strategies if you are in your 30s or 40s

October 06, 2020

Super tips and strategies if you are in your 50s

October 06, 2020

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Super funds

Super funds with the lowest fees for life and TPD insurance

January 20, 2021

Despite concerns that life insurance premiums inside superannuation are set to rise as a result of new legislation making insurance opt-in for members under 25, inactive accounts and balances below $6,000, there is little sign of this happening.

Super funds with the lowest fees for income protection insurance

January 20, 2021

Super fund performance over 28 calendar years (to December 2020)

January 19, 2021

Annual super fund performance Reckoner: Annual returns for 5 investment categories

January 19, 2021

Super fund performance: Monthly returns to December 2020

January 19, 2021

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SMSFs

Guide to SMSFs and insurance

January 14, 2021

SMSF trustees regularly need to assess whether each member of their fund has an appropriate level of insurance. In this article we look at whether there are benefits having insurance inside your SMSF rather outside your super fund.

Your SMSF calendar

January 04, 2021

How much super do you need to set up an SMSF?

December 03, 2020

What does it cost to run an SMSF?

December 02, 2020

SMSF investment: 20 most popular Australian shares

November 16, 2020

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Plan your retirement

Retiree reflections: If I had my time over, when would I retire?

January 21, 2021

Some of us plan our retirement, some have retirement thrust upon us. So how do retirees feel about the timing of their exit from work?

What is the retirement age in Australia?

January 04, 2021

Find an Australian independent financial adviser

December 09, 2020

What age should I retire?

December 01, 2020

Your home: The foundation of retirement planning

November 24, 2020

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In retirement

Reverse mortgages: What are they and how do they work?

December 02, 2020

If your super account is not as big as you would like when you retire, one solution could be to look to your home as a way to generate some extra money – and that doesn’t necessarily mean you need to become an Airbnb host.

Age Pension rates (March 2020 to March 2021)

September 18, 2020

Age Pension calculator: How much could you be eligible for?

September 18, 2020

Age Pension income test limits (July 2020 to March 2021)

September 18, 2020

Age Pension assets test limits (July 2020 to March 2021)

September 18, 2020

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Popular features

Calculators and reckoners

Annual super fund performance Reckoner: Annual returns for 5 investment categories

January 19, 2021

Age Pension calculator: How much could you be eligible for?

September 18, 2020

Super to income Reckoner

February 18, 2020

Income from super Reckoner

February 18, 2020

Super fees and returns calculator

October 02, 2019

Video

Financial advisers give tips on preparing for retirement

March 11, 2020

Life expectancy and longevity

March 09, 2020

Choosing a super investment option

February 15, 2020

Choosing a pension fund

February 14, 2020

Introduction to aged care

February 13, 2020

How-to guides

How to use the MoneySmart Retirement Planner

January 21, 2021

Super to income Reckoner

February 18, 2020

Income from super Reckoner

February 18, 2020

Is $500,000 in super enough to retire on?

February 11, 2020

Is $750,000 in super enough to retire on?

February 11, 2020

Strategies

What age should I retire?

December 01, 2020

Super tips and strategies if you are in your 50s

October 06, 2020

Super tips and strategies if you are in your 60s or 70s

October 06, 2020

Am I eligible for the Age Pension?

September 03, 2020

Countdown to retirement: Tips to help kickstart your retirement plans

June 01, 2020

Quizzes

Quiz: Employer super responsibilities

December 01, 2020

Quiz: Boosting your super with super contributions

July 01, 2020

Quiz: Age Pension rules

September 01, 2019

Quiz: Super for beginners

August 12, 2019

Risk profiling and your investment choice

May 22, 2019

Kick start your retirement planning

Try our free 7-day email series on planning your retirement, including how much super you’ll need, when you can retire and a quiz to test what you’ve learned.

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Important: Disclaimer

All information on SuperGuide is general in nature only and does not take into account your personal objectives, financial situation or needs.

You should consider whether any information on SuperGuide is appropriate to you before acting on it.

If SuperGuide refers to a financial product you should obtain the relevant product disclosure statement (PDS) or seek personal financial advice before making any investment decisions.

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About SuperGuide

SuperGuide is Australia’s leading superannuation and retirement planning website. Learn more

Superguide Pty Ltd ATF Superguide Unit Trust as a Corporate Authorised Representative (CAR) is a Corporate Authorised Representative of Independent Financial Advisers Australia, AFSL 464629

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