SuperGuide – Superannuation and retirement planning information
Retiree reflections: What surprised me most about retirement
Before retirement, the focus is often on preparing our finances. After retirement, our changing priorities can come as a surprise.
Rules of Thumb: Do these popular retirement planning hacks measure up?
Consider these two risks before you start a super pension
Age Pension rates (September 2021 to March 2022)
The big picture: Focus on super’s long-term returns
SuperGuide helps you make the most of your super, so you can make the most of your retirement
Discover the top performing super funds, how much super is enough, how to run an SMSF, retirement planning strategies and much more.
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How super works
How does SAPTO work? (Senior Australians and Pensioners Tax Offset)
SAPTO can help retirees reduce their tax bill but working out whether you are eligible and for how much is far from straightforward.
How superannuation is taxed: Super for beginners guide
Making superannuation contributions: Super for beginners guide
Early release of super due to COVID-19 (coronavirus)
Your tax guide to accessing your super under age 60
Super funds
Super fund performance: Monthly returns to August 2021
Super funds continue to produce strong returns for their members in a difficult economic climate, with the median Growth fund up 1.7% in August for a cumulative return of 2.8% in the first two months of the financial year.
Pension fund rankings: All Growth category (96–100%)
Pension fund rankings: High Growth category (81–95%)
Pension fund rankings: Growth category (61–80%)
Pension fund rankings: Balanced category (41–60%)
SMSFs
What is a self-managed super fund (SMSF)?
Controlling your own financial destiny is an appealing prospects for many Australians, but it’s important to understand the costs as well as the benefits.
What is the sole purpose test, and how does it work?
What on earth is an in specie transfer?
SMSF reporting and record-keeping requirements
Real DIY super: How to keep SMSF costs super low
Plan your retirement
Rules of Thumb: Do these popular retirement planning hacks measure up?
Working out how much income you will need in retirement isn’t easy, but some simple rules of thumb can be a good place to start.
7-point guide to what happens when you meet a financial adviser
Independent financial advice: Why it’s important and how to find it
What makes a financial adviser independent?
List of Australian independent financial advisers
In retirement
Consider these two risks before you start a super pension
Market volatility and economic uncertainty can wreak havoc with retirement plans, so it’s important to develop strategies to manage the risks.
Age Pension rates (September 2021 to March 2022)
Commonwealth Seniors Health Card: What it is and how to apply
Age Pension calculator (updated September 2021)
Age Pension income test limits (September 2021 to March 2022)
Popular features
Calculators and reckoners
Video
Strategies
Quizzes
Kick start your retirement planning
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