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Superannuation and retirement planning information

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  • Super funds
    • Best performing super funds
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    • Comparing super funds
    • Choosing a super fund
    • Choosing an investment option
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  • SMSFs
    • SMSFs for beginners
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  • Plan your retirement
    • Retirement planning for beginners
    • When should I retire?
    • How long will I live?
    • How much super do I need?
    • Will I get the Age Pension?
    • How much will I spend in retirement?
    • Financial advice
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    • Retirement calculators and reckoners
  • In retirement
    • Income in retirement
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    • Age Pension
    • Working in retirement
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SuperGuide – Superannuation and retirement planning information

SMSF investing

4 steps to address climate risk in your SMSF portfolio

by Alexandra Cain – April 16, 2021

A systematic approach is advisable if you want to reduce the impact of climate change on the environment and your future investment returns.
How super works

Super news for April 2021

by Penny Pryor – April 15, 2021

How much super do I need?

How much super do I need to retire?

by Barbara Drury – April 13, 2021

How much super do I need?

How much super do I need to retire on $60,000 a year?

by Barbara Drury – April 13, 2021

How super works

Indexation of the Transfer Balance Cap

by Meg Heffron – April 05, 2021

Dividends shaken but not stirred

The cost of residential aged care

Age Pension rates (March 2021 to September 2021)

Yes, women retire with less than men, but boosting compulsory super won’t help

Super funds have been working for themselves when they should have been working for us. That’s about to change.

Super fund performance: Monthly returns to February 2021

Dividends shaken but not stirred
The cost of residential aged care
Age Pension rates (March 2021 to September 2021)
Yes, women retire with less than men, but boosting compulsory super won’t help
Super funds have been working for themselves when they should have been working for us. That’s about to change.
Super fund performance: Monthly returns to February 2021

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Discover the top performing super funds, how much super is enough, how to run an SMSF, retirement planning strategies and much more.

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How super works

Capital gains and super: Using super contributions to reduce your CGT bill

March 10, 2021

Making super contributions not only helps with saving for your retirement; it can also be a useful tool for minimising your tax bill in the right situation.

Definitive guide to the Transfer Balance Cap

March 05, 2021

Tax in SMSFs and regular super funds: Which is better?

February 11, 2021

Super for beginners: How superannuation is taxed

December 03, 2020

Quiz: Employer super responsibilities

December 01, 2020

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Super funds

Super fund performance: Monthly returns to February 2021

March 17, 2021

Growth funds edged up a further 0.9% in February and Chant West estimates they have risen another 2.3% so far this month on the back of strong sharemarket returns.

Asset sector performance: Returns over 1 to 15 years (to December 2020)

March 10, 2021

What is MySuper, and which super funds have MySuper products?

February 26, 2021

Super fund fees: Do lower fees mean better net returns?

February 19, 2021

Super and pension funds with the lowest fees

February 16, 2021

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SMSFs

SMSF investment rules: What every trustee should know

April 15, 2021

As an SMSF trustee you need to have a clear understanding of what you can and cannot invest in.

The importance of asset allocation

February 10, 2021

Guide to SMSFs and insurance

January 14, 2021

Your SMSF calendar

January 04, 2021

How much super do you need to set up an SMSF?

December 03, 2020

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Plan your retirement

How much super do I need to retire?

April 13, 2021

The amount of super YOU need to retire will depend on your personal circumstances, financial resources both inside and outside super and your lifestyle. So before you set an arbitrary super target, block out the fearmongers and think about the big picture.

How much super do I need to retire on $50,000 a year?

April 13, 2021

Is $500,000 in super enough to retire on?

April 06, 2021

Retirement cost of living: How much does a comfortable lifestyle cost?

March 15, 2021

List of Australian independent financial advisers

March 04, 2021

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In retirement

Age Pension rates (March 2021 to September 2021)

March 26, 2021

Age Pension rates increase on 20 March 2021. This article also explains how the Age Pension works, and includes the latest Age Pension rates for residents, non-residents, and the transitional Age Pension.

Case studies: How is the Age Pension assessed?

March 12, 2021

Age Pension calculator: How much could you be eligible for?

March 09, 2021

Am I eligible for the Age Pension?

March 09, 2021

Age Pension income test limits (March 2021 to July 2021)

March 09, 2021

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Popular features

Calculators and reckoners

Income from super Reckoner

April 16, 2021

Age Pension calculator: How much could you be eligible for?

March 09, 2021

Annual super fund performance Reckoner: Annual returns for 5 investment categories

January 19, 2021

Super to income Reckoner

February 16, 2020

Super fees and returns calculator

October 02, 2019

Video

Financial advisers give tips on preparing for retirement

March 11, 2020

Life expectancy and longevity

March 09, 2020

Choosing a super investment option

February 15, 2020

Choosing a pension fund

February 14, 2020

Introduction to aged care

February 13, 2020

How-to guides

How much super do I need to retire?

April 13, 2021

How to use the MoneySmart Retirement Planner

January 21, 2021

How accurate are ‘retirement estimates’? 7 assumptions you need to understand

November 21, 2019

Falling behind with your super? How your super balance compares

October 02, 2019

Strategies

Am I eligible for the Age Pension?

March 09, 2021

What age should I retire?

December 01, 2020

Super tips and strategies if you are in your 50s

October 06, 2020

Super tips and strategies if you are in your 60s or 70s

October 06, 2020

Countdown to retirement: Tips to help kickstart your retirement plans

June 01, 2020

Quizzes

Quiz: Employer super responsibilities

December 01, 2020

Quiz: Boosting your super with super contributions

July 01, 2020

Quiz: Age Pension rules

September 01, 2019

Quiz: Super for beginners

August 12, 2019

Risk profiling and your investment choice

May 22, 2019

Kick start your retirement planning

Try our free 7-day email series on planning your retirement, including how much super you’ll need, when you can retire and a quiz to test what you’ve learned.

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Important: Disclaimer

All information on SuperGuide is general in nature only and does not take into account your personal objectives, financial situation or needs.

You should consider whether any information on SuperGuide is appropriate to you before acting on it.

If SuperGuide refers to a financial product you should obtain the relevant product disclosure statement (PDS) or seek personal financial advice before making any investment decisions.

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About SuperGuide

SuperGuide is Australia’s leading superannuation and retirement planning website. Learn more

Superguide Pty Ltd ATF Superguide Unit Trust as a Corporate Authorised Representative (CAR) is a Corporate Authorised Representative of Independent Financial Advisers Australia, AFSL 464629

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