SuperGuide

Superannuation and retirement planning information

Accessing super

Accessing super

There are multiple ways that you can legally access your superannuation. These are known as conditions of release.

People most commonly think of accessing super at retirement, but there are times some or all of your super balance may be withdrawn early, such as if you develop a terminal illness or are suffering severe financial hardship.

You might also choose to release some of your voluntary savings to help with the purchase of your first home.

The following guides explain when you can access your super

In certain circumstances, you might be able to access your super early

There are different tax implications if you access your super before or after age 60

Any super remaining after you pass away may be able to be directed to dependents