In retirement
Set out below are the key topics in retirement
As a first step, the following are key articles that tackle the big questions in retirement.
Set out below are the latest articles that relate to in retirement.
How the Home Equity Access Scheme works (formerly Pension Loans Scheme)
The Home Equity Access Scheme can be a great way to boost your retirement income by taking a loan from the government against the equity in your home.
Deeming rates (and calculator) for the Age Pension income test
Under the deeming rules, you are ‘deemed’ to earn a certain annual rate of return on your financial assets, regardless of the rate of return you actually earn.
Age Pension income test limits (July 2022 to September 2022)
A common question for those nearing or in retirement is “How much can a pensioner earn before it affects the pension?”.
Age Pension assets test limits (July 2022 to September 2022)
This article details the rules and limits of the Age Pension assets test (how much your savings and other assets are worth), which is one half of the means test (along with the income test) that determines how much Age Pension you could be eligible for.
Age Pension rates (March 2022 to September 2022)
Age Pension rates increase on 20 March 2022. This article also explains how the Age Pension works, and includes the latest Age Pension rates for residents, non-residents, and the transitional Age Pension.
Age Pension calculator (July 2022 update)
Our Age Pension calculator gives you an estimate of your potential Age Pension entitlements for the period 1 July 2022 to 19 September 2022.
Shift changes threaten home care help
Changes to minimum shifts for home care workers could make it more difficult for elderly clients to make their funding packages cover the care they need.
How can I top up my super pension?
New rules will allow older people to add to their super without meeting the work test but thought needs to be given to how those contributions are made.
Case study: Recontribution of death benefits?
When an older person inherits their spouse’s super, decisions need to be made about the best way to hold the funds. New super rules offer increased choices.
Commonwealth Seniors Health Card: How to apply
A government concession card to get cheaper health care can make a big difference to your retirement budget – and it’s not just for those on the Age Pension.
Are pension withdrawal rates safe?
Retirees often withdraw the minimum amount from their super pension for fear they will outlive their savings. But recent studies show many could safely spend more. So what is a ‘’safe” withdrawal rate?
Workforce age discrimination and what it means for your super
If you’re still keen to work, age discrimination can seriously affect your retirement plans. We’re all being encouraged to work longer, but what if you can’t?
Planning for cognitive decline
Dr Jane Lonie from Autonomy First discusses some of the key aspects of cognitive impairment that retirees should be aware of, and why it is prudent to have a plan for cognitive decline.
How do I arrange a Home Care Package?
Government-supported packages to allow elderly Australians to remain living at home are in high demand, but what you get is not always what you want.
Super pensions: Trends in payment frequency, flexibility, fees and more
While super funds have been slow to innovate in the retirement space, recent improvements to their pension products have gone under the radar. Here’s what’s on offer.
