Set out below are the key topics in retirement
As a first step, the following are key articles that tackle the big questions in retirement.
Set out below are the latest articles that relate to in retirement.
The Home Equity Access Scheme can be a great way to boost your retirement income by taking a loan from the government against the equity in your home.
Under the deeming rules, you are ‘deemed’ to earn a certain annual rate of return on your financial assets, regardless of the rate of return you actually earn.
A common question for those nearing or in retirement is “How much can a pensioner earn before it affects the pension?”.
This article details the rules and limits of the Age Pension assets test (how much your savings and other assets are worth), which is one half of the means test (along with the income test) that determines how much Age Pension you could be eligible for.
Age Pension rates increase on 20 March 2022. This article also explains how the Age Pension works, and includes the latest Age Pension rates for residents, non-residents, and the transitional Age Pension.
Our Age Pension calculator gives you an estimate of your potential Age Pension entitlements for the period 1 July 2022 to 19 September 2022.
Changes to minimum shifts for home care workers could make it more difficult for elderly clients to make their funding packages cover the care they need.
New rules will allow older people to add to their super without meeting the work test but thought needs to be given to how those contributions are made.
When an older person inherits their spouse’s super, decisions need to be made about the best way to hold the funds. New super rules offer increased choices.
A government concession card to get cheaper health care can make a big difference to your retirement budget – and it’s not just for those on the Age Pension.
Retirees often withdraw the minimum amount from their super pension for fear they will outlive their savings. But recent studies show many could safely spend more. So what is a ‘’safe” withdrawal rate?
If you’re still keen to work, age discrimination can seriously affect your retirement plans. We’re all being encouraged to work longer, but what if you can’t?
Dr Jane Lonie from Autonomy First discusses some of the key aspects of cognitive impairment that retirees should be aware of, and why it is prudent to have a plan for cognitive decline.
Government-supported packages to allow elderly Australians to remain living at home are in high demand, but what you get is not always what you want.
While super funds have been slow to innovate in the retirement space, recent improvements to their pension products have gone under the radar. Here’s what’s on offer.