Retirement planning strategies
Learn more about key retirement planning strategies in the following SuperGuide articles:
Set out below are the latest articles that relate to retirement planning strategies.
What age should I retire?
There are no hard and fast rules around when you can retire, but there are some practical issues to consider and money is just one of them.
Planning to retire at 60? What you need to consider
When you’re planning to retire at 60, there are lots of questions you need answers to when it comes to your super and any financial assistance that may be on offer.
Planning to retire at 65? What you need to consider
At 65 retirement beckons, but you’re likely to have lots of questions about your super and the assistance available to retirees.
How the Home Equity Access Scheme works (formerly Pension Loans Scheme)
The Home Equity Access Scheme can be a great way to boost your retirement income by taking a loan from the government against the equity in your home.
How much super do I need to retire?
The amount of super YOU need to retire will depend on your personal circumstances, financial resources both inside and outside super and your lifestyle. So before you set an arbitrary super target, block out the fearmongers and think about the big picture.
‘Today’s dollars’: The impact of inflation on retirement income
With inflation and the cost of living on the rise and expected to get worse, it’s worth pausing to consider the impact of inflation on your retirement income planning.
Am I eligible for the Age Pension?
A common question for Australians planning their retirement is if, and when, they will be eligible for the Age Pension.
How does your super affect the Age Pension?
The amount you and your partner have in super can have a big impact on your Age Pension entitlements. We explain how.
How to plan for your retirement
Retirement planning can seem complex and a little daunting, so we’ve broken it down into 7 easy steps.
Commuting an SMSF allocated pension
Stopping part or all of a pension can be a useful strategy for SMSFs in certain situations. We explain how and why.
How accurate are ‘retirement estimates’? 7 assumptions you need to understand
We’d all like a crystal ball showing our nest egg at retirement. Failing that, a good place to start could be the retirement estimate on your annual statement.
How reliable are retirement income calculators?
Online calculators that work out how much you’ll have to spend in retirement are great, but you need to understand the assumptions they use.
How inflation affects your retirement income forecast
While markets are talking up interest rate rises, retirees should be more worried about the potential impact of rising inflation on their retirement income.
How the 10/30/60 Rule can help achieve your retirement plans
The 10/30/60 Rule shows it’s just as important to use a carefully developed investment strategy in retirement as it is during your working life.
How to select a retirement income calculator
Choosing the right calculator to work out your retirement income is important, as different calculators provide different results and types of information.
