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Home / Plan your retirement / Retirement planning strategies

Retirement planning strategies

Retirement planning strategies

In this section you can learn about the most critical retirement strategies you should consider when planning your retirement.

Some of the fundamental questions to ask yourself include when you should retire, whether you will continue working, how much you might spend in retirement, whether you could be eligible for the Age Pension and how long you might live for.

Learn more about key retirement planning strategies in the following SuperGuide articles:

Premium What strategies can I consider to reduce tax on my super pension?

What strategies can I consider to reduce tax on my super pension?

Premium Am I eligible for the Age Pension?

Am I eligible for the Age Pension?

Premium Super tips and strategies if you are in your 60s or 70s

Super tips and strategies if you are in your 60s or 70s

Premium Mind over matter: The psychology of retirement planning

Mind over matter: The psychology of retirement planning

Premium How a transition-to-retirement pension works

How a transition-to-retirement pension works

Premium What age should I retire?

What age should I retire?

Premium Super tips and strategies if you are in your 50s

Super tips and strategies if you are in your 50s

Premium Countdown to retirement: Tips to help kickstart your retirement plans

Countdown to retirement: Tips to help kickstart your retirement plans

Premium Is a bucket strategy the solution for your retirement income plan?

Is a bucket strategy the solution for your retirement income plan?

Set out below are the latest articles that relate to retirement planning strategies.

How much super do I need to retire?

How much super do I need to retire?

May 11, 2022

The amount of super YOU need to retire will depend on your personal circumstances, financial resources both inside and outside super and your lifestyle. So before you set an arbitrary super target, block out the fearmongers and think about the big picture.

PremiumHow the Home Equity Access Scheme works (formerly Pension Loans Scheme)

How the Home Equity Access Scheme works (formerly Pension Loans Scheme)

March 30, 2022

The Home Equity Access Scheme (previously known as the Pension Loans Scheme) facilitates a loan from the government against the equity in your home.

Premium‘Today’s dollars’: The impact of inflation on retirement income

‘Today’s dollars’: The impact of inflation on retirement income

March 23, 2022

With inflation and the cost of living on the rise and expected to get worse, it’s worth pausing to consider the impact of inflation on your retirement income planning.

PremiumAm I eligible for the Age Pension?

Am I eligible for the Age Pension?

March 14, 2022

A common question for Australians planning their retirement is if, and when, they will be eligible for the Age Pension.

PremiumHow does your super affect the Age Pension?

How does your super affect the Age Pension?

March 1, 2022

The amount you and your partner have in super can have a big impact on your Age Pension entitlements. We explain how.

How to plan for your retirement

How to plan for your retirement

January 10, 2022

Retirement planning can seem complex and a little daunting, so we’ve broken it down into 7 easy steps.

PremiumCommuting an SMSF allocated pension

Commuting an SMSF allocated pension

January 10, 2022

Stopping part or all of a pension can be a useful strategy for SMSFs in certain situations. We explain how and why.

How accurate are ‘retirement estimates’? 7 assumptions you need to understand

How accurate are ‘retirement estimates’? 7 assumptions you need to understand

December 3, 2021

We’d all like a crystal ball showing our nest egg at retirement. Failing that, a good place to start could be the retirement estimate on your annual statement.

PremiumHow reliable are retirement income calculators?

How reliable are retirement income calculators?

December 3, 2021

Online calculators that work out how much you’ll have to spend in retirement are great, but you need to understand the assumptions they use.

PremiumHow inflation affects your retirement income forecast

How inflation affects your retirement income forecast

November 2, 2021

While markets are talking up interest rate rises, retirees should be more worried about the potential impact of rising inflation on their retirement income.

PremiumHow the 10/30/60 Rule can help achieve your retirement plans

How the 10/30/60 Rule can help achieve your retirement plans

October 5, 2021

The 10/30/60 Rule shows it’s just as important to use a carefully developed investment strategy in retirement as it is during your working life.

PremiumHow to select a retirement income calculator

How to select a retirement income calculator

October 5, 2021

Choosing the right calculator to work out your retirement income is important, as different calculators provide different results and types of information.

Premium5 ways sequencing risk affects your retirement

5 ways sequencing risk affects your retirement

October 5, 2021

Sequencing risk can ruin even the most carefully planned retirement, with losses and low returns when you withdraw your super savings giving you less to spend.

PremiumHow to choose an investment option for your super pension

How to choose an investment option for your super pension

October 5, 2021

Selecting the right investment option for your super pension can have a big impact on how much money you have to spend during your retirement years.

PremiumHow to plan your spending through the 3 stages of retirement

How to plan your spending through the 3 stages of retirement

October 5, 2021

Your spending in retirement will depend not just on how much you have saved, but also on different spending patterns as you age.

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