Retirement planning strategies
In this section you can learn about the most critical retirement strategies you should consider when planning your retirement.
There are tips and strategies to suit a range of age groups, whether you have many years left to save or need to get ready to retire in a hurry, including approaches that can help make your savings last the distance.
You’ll also find planning ideas if you’re thinking of retiring overseas or own a business.
See also our sections on Super tips and strategies, super investing strategies and strategies for SMSFs.
Learn fundamental retirement planning tips in the following guides
Where to find retirement income in addition to super
These guides are essential reading for everyone planning their retirement
Retirement income rules of thumb: Do they measure up?
Why it can pay to put as much as possible into super
Super or mortgage: Where should I put my extra savings?
Saving for retirement outside super
Managing retirement income with a bucket strategy
Where to find retirement income in addition to super
7 retirement mistakes you don’t want to make
The sprint finish: How to boost your super before retirement
How to plan your spending through the 3 stages of retirement
The following guides cover specific situations which may be applicable to you
Women and super (Part 2): Strategies to boost your super in the lead up to retirement
Super strategies after losing your spouse in retirement: What are the rules?
The taper trap: Super and the Age Pension means test
Retiring early due to ill health? 6 steps to stay on track
Worried about outliving your retirement savings? 9 steps that can help
Should I retire overseas?
5 strategies to help fix your total super balance problem
A retiree’s dilemma: Pay off the mortgage or preserve super?
How much super do I need if I don’t own a home?
What to consider if you’re forced to retire early
How lifetime income products can help reduce the ‘taper trap’ for retirees
Transition-to-retirement pensions offer a way to access your super before you stop working
How a transition-to-retirement (TTR) pension works
How to use Industry Super Funds’ Transition to Retirement (TTR) calculator
What happens to my TTR when I turn 65?
Transition to retirement Q&As
Transition-to-retirement strategies
Preservation age and transition-to-retirement pensions align
Webinar: Transition-to-retirement pensions: The BOOM is coming
Webinar: Transition-to-retirement pensions: Strategies and benefits
Recent member Q&As about retirement planning strategies
Q&A: Is there a loophole which allows a pension fund to go above the transfer balance cap?
Q&A: How will the new $3m super threshold tax impact retirement planning?
Q&A: What can we do with excess funds if we need less than the minimum pension amount?
Q&A: What are the pros and cons of entering pension phase with accumulated losses for capital gains?
Try our step-by-step guides
It’s always easier to make progress when there are simple steps you can follow. Our step-by-step guides will give you clarity over what you can do to transform your super, as well as plan, prepare for and start retirement.