The amount of super YOU need to retire will depend on your personal circumstances, financial resources both inside and outside super and your lifestyle. So before you set an arbitrary super target, block out the fearmongers and think about the big picture.
Learn more about key retirement planning strategies in the following SuperGuide articles:
Set out below are the latest articles that relate to retirement planning strategies.
The Home Equity Access Scheme (previously known as the Pension Loans Scheme) facilitates a loan from the government against the equity in your home.
With inflation and the cost of living on the rise and expected to get worse, it’s worth pausing to consider the impact of inflation on your retirement income planning.
A common question for Australians planning their retirement is if, and when, they will be eligible for the Age Pension.
The amount you and your partner have in super can have a big impact on your Age Pension entitlements. We explain how.
Retirement planning can seem complex and a little daunting, so we’ve broken it down into 7 easy steps.
Stopping part or all of a pension can be a useful strategy for SMSFs in certain situations. We explain how and why.
We’d all like a crystal ball showing our nest egg at retirement. Failing that, a good place to start could be the retirement estimate on your annual statement.
Online calculators that work out how much you’ll have to spend in retirement are great, but you need to understand the assumptions they use.
While markets are talking up interest rate rises, retirees should be more worried about the potential impact of rising inflation on their retirement income.
The 10/30/60 Rule shows it’s just as important to use a carefully developed investment strategy in retirement as it is during your working life.
Choosing the right calculator to work out your retirement income is important, as different calculators provide different results and types of information.
Sequencing risk can ruin even the most carefully planned retirement, with losses and low returns when you withdraw your super savings giving you less to spend.
Selecting the right investment option for your super pension can have a big impact on how much money you have to spend during your retirement years.
Your spending in retirement will depend not just on how much you have saved, but also on different spending patterns as you age.