Super and tax
Learn about the key aspects of the super and tax in the following SuperGuide articles:
Set out below are the latest articles that relate to super and tax.
Income tax calculator (2021-22 and 2022-23)
Our income tax calculator will show you what offsets you may be eligible for, as well as your marginal tax rate and how much income tax you effectively pay.
Australian income tax brackets and rates for 2022
The amount of tax you pay will depend on your assessable income less a host of tax deductions and offsets. Here are the latest rates and thresholds.
Guide to the Low and Middle Income Tax Offset (LMITO)
LMITO is here for another year, saving taxpayers up to $1,080, so catch it if you can.
Managing capital gains to reduce tax and boost your super
Capital gains are an investment goal, but they leave you with a tax liability, so it’s worth checking some of the strategies for cutting your CGT bill.
Proportioning rule and super tax: What it is and why it matters
If you withdraw your super before age 60 it’s important to understand the proportioning rule and how it will impact the amount of tax you pay.
Personal income tax cuts (2018–2025): What it means for you
The majority of Australians are already enjoying tax cuts and increased financial support in the form of tax offsets, with more to come.
How does SAPTO work? (Senior Australians and Pensioners Tax Offset)
SAPTO can help retirees reduce their tax bill but working out whether you are eligible and for how much is far from straightforward.
Guide to the Low Income Tax Offset (LITO)
Low-income earners may be eligible to reduce their tax bill by as much as $700, without lifting a finger. Check our guide to who’s eligible and for how much.
How superannuation is taxed: Super for beginners guide
Super is arguably the most tax-effective retirement savings vehicle in the land, so it’s worth getting acquainted with the rules.
Your tax guide to accessing your super under age 60
If you access your super when you’re under age 60, the tax man is going to get a share of it, so make sure you know the rules.
Your tax guide to accessing your super over age 60
When you reach age 60, the rules change on how much tax you are required to pay when you withdraw your super savings.
Tax in SMSFs and regular super funds: Which is better?
All super funds pay the same tax rate, but there are differences in the ability of SMSFs and large super funds to manage their tax liabilities for the benefit of members.
