Articles by
Kate Crawford
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How working affects your Age Pension and tax (including calculator)
Working while receiving the Age Pension could improve your retirement income but after tax and a potential cut to your entitlements, is it worth it?
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The power of compound interest
Even modest regular savings can double roughly every 9–10 years thanks to compound interest and time. Here’s how it works.
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How much super should I have at my age?
If you’ve ever wondered how your super balance stack up against people your age, or your retirement income goal, read on.
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How much super do I need if I’m renting in retirement?
Retirees who rent generally need more retirement income and savings than homeowners, to enjoy a similar standard of living.
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How to budget for retirement, using real spending figures
Unsure whether you have enough saved to retire? Working out your retirement budget beats guessing, and shows what to do if it doesn’t add up.
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Case study: High earners near retirement aim for six-figure income and tax-free inheritance
Watch how John and Helen adjusted their retirement plan to secure a six-figure income, extend their savings, and leave a tax-free inheritance.
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Home Equity Access Scheme (HEAS) explained
The government’s reverse mortgage (previously called the Pension Loan Scheme), helps older Australians convert property equity into retirement income without selling their home.
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Financial advice through super funds: What’s on offer?
Super funds have been expanding their financial advice services to members, but it’s important to understand the different levels of advice on offer, how it’s provided and paid for.
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How the First Home Super Saver (FHSS) scheme works
Let low taxes and a generous interest rate do the heavy lifting while you save for your first home in super.
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The 7 biggest super mistakes – and how to avoid them
Where super is concerned, small mistakes or oversights can have big financial consequences so it pays to nip them in the bud.
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The why and how of direct investment super options
If more control over the investments and tax in your super is appealing but you don’t fancy the additional attention and time an SMSF requires, direct investing with a public-offer fund could be for you.
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How myGov can help you keep track of your super
Your myGov account can help you do everything from consolidate multiple super accounts to checking how much more you could contribute this financial year.
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Women and super (Part 2): Strategies to boost your super in the lead up to retirement
Whether you are single or in a couple, when retirement beckons there are many ways to top up your super and maybe even reduce your tax bill at the same time.
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A retiree’s dilemma: Pay off the mortgage or preserve super?
Should you use your super to become debt-free in retirement? Weigh the pros and cons before making a decision.
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Hidden perks that make your super account even better
We’ve done the digging to help you make the most of what your super fund has to offer.
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Case study: Self-employed single seeking a comfortable and secure retirement income for life
Watch to see how free tools empower Justine to get her retirement savings on track and reduce her tax bill.
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Super or mortgage: Where should I put my extra savings?
Should you put extra money into super or your mortgage? We compare the numbers with real examples to help you decide.
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What are the buy/sell spreads charged by my super fund?
Could you be overlooking some of the costs in your super? Find out how buy/sell spreads can take a bite of the pie.
