Articles by
Kate Crawford
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How much super do I need to retire on $100,000 a year?
UpdatedHow much super do you need to retire on $100,000 a year? Depending on your age and investment approach, expect $1.4 million to $1.9 million.
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Total super balance vs Transfer balance cap explained
UpdatedThe acronyms may be similar, but these two terms are not the same. We clear up the confusion and explain how they affect what you can do with your super.
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Should you start a super pension when you are eligible, or wait?
UpdatedHundreds of thousands of Australians who are eligible to transfer their super into a tax-free pension account have not taken the opportunity. Are you one of them?
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Creating effective salary-sacrifice arrangements with your employees
UpdatedThe right written agreement prevents tax issues for your staff.
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How to keep good records for your employees’ super contributions
UpdatedThe right evidence, organised effectively, protects your business from running foul of the tax office.
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What employers need to know about Super Guarantee penalties
UpdatedHere’s what happens if you’re late paying your employees’ super and what you can do about it.
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Super tips for small business owners and the self-employed
UpdatedWhat to do when super is compulsory, and how voluntary contributions and insurance can secure your future.
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ATO reporting for salary sacrifice and additional employer super contributions
UpdatedAs if employers don’t have enough to do, they also need to notify the ATO of any reportable employer super contributions they make for their employees.
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Superannuation rule changes from July 2026 (and previous years)
UpdatedEvery new super rule change explained: Payday Super, higher contribution caps, the transfer balance cap and Division 296 tax.
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Payday Super: Preparing your business for the transition
UpdatedIf you have employees, you will need to process your compulsory super contributions faster and more often. Get to grips with the essentials to prevent hiccups.
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Is $700,000 in super enough to retire on?
UpdatedIf you (or you and your partner combined) anticipate having a retirement balance of about $700,000, how much income might it provide and for how long?
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Is $1 million in super enough to retire on?
UpdatedIf you (or you and your partner combined) anticipate having a retirement super balance of about $1 million, how much income might it provide and for how long?
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Is $500,000 in super enough to retire on?
UpdatedWe’ve run the numbers to find out what kind of retirement half a million dollars could provide.
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Planning your account-based pension withdrawals for the new financial year
UpdatedIf you‘re thinking about increasing or decreasing payments from your super pension, the new financial year is a good time, but not the only time, to consider it.
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Life insurance inside super: Choosing the right level of cover
UpdatedYour guide to selecting an adequate and appropriate level of the right protection for your family.
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How to invest your super in retirement
UpdatedChoosing your retirement investment mix carefully can help stretch your savings further at a level of risk you’re comfortable with.
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Case study: Retirement income trade-offs in later retirement
UpdatedThis retiree case study follows Jackie and Charles as they explore ways to increase their retirement income while preserving a long-held family asset. It compares different strategies involving downsizing, superannuation, gifting and the Age Pension – highlighting the trade-offs retirees face later in life.
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Case study: Rebuilding retirement income after losing a partner
UpdatedThis retiree case study follows Janet as she reassesses her retirement income after the sudden loss of her partner. It explores the Age Pension and superannuation decisions she faces, and how different income strategies can help restore certainty in retirement.
