Articles by
Kate Crawford
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How working affects your Age Pension and tax (including calculator)
Working while receiving the Age Pension could improve your retirement income but after tax and a potential cut to your entitlements, is it worth it?
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The power of compound interest
Even modest regular savings can grow into substantial nest egg, thanks to the combined effects of compound interest and time. Here’s how it works.
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How much super should I have at my age?
If you’ve ever wondered how your super balance stack up against people your age, or your retirement income goal, read on.
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How much super do I need if I don’t own a home?
Retirees who pay rent are likely to need more retirement income, and savings, to enjoy a similar standard of living to their home-owning peers.
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How to budget for retirement
Unsure whether you have enough saved to retire? First you need to work out how much you are likely to spend. Luckily, there are tools for that.
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How can I top up my super pension?
Contributions can’t be added directly, so how do you get additional savings across into a pension? Find out your options and what to consider.
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The sprint finish: How to boost your super before retirement
If you are ready to retire but your super balance isn’t, don’t despair. Here are some handy strategies to give your super a last minute cash injection.
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APRA’s performance test: Platforms continue to miss the mark
For the second year running, all MySuper products passed APRA’s performance test. A few platform options fell short, while thousands more are not tested at all.
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Case study: High earners near retirement aim for six-figure income and tax-free inheritance
Watch how John and Helen adjusted their retirement plan to secure a six-figure income, extend their savings, and leave a tax-free inheritance.
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Home Equity Access Scheme (HEAS) explained
The government’s reverse mortgage (previously called the Pension Loan Scheme), helps older Australians convert property equity into retirement income without selling their home.
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What to check on your annual super fund statement
Your annual super fund statement provides a useful snapshot of where you are on the road to retirement and if you’re on track to reach your destination – you just need to know where to look.
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Financial advice through super funds: What’s on offer?
Super funds have been expanding their financial advice services to members, but it’s important to understand the different levels of advice on offer, how it’s provided and paid for.
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What to know before taking a lump sum from super
Cashing a chunk of your super tax-free is tempting, but make sure you look before you leap.
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How the First Home Super Saver (FHSS) scheme works
Let low taxes and a generous interest rate do the heavy lifting while you save for your first home in super.
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The 7 biggest super mistakes – and how to avoid them
Where super is concerned, small mistakes or oversights can have big financial consequences so it pays to nip them in the bud.
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The why and how of direct investment super options
If more control over the investments and tax in your super is appealing but you don’t fancy the additional attention and time an SMSF requires, direct investing with a public-offer fund could be for you.
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How myGov can help you keep track of your super
Your myGov account can help you do everything from consolidate multiple super accounts to checking how much more you could contribute this financial year.
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Women and super (Part 2): Strategies to boost your super in the lead up to retirement
Whether you are single or in a couple, when retirement beckons there are many ways to top up your super and maybe even reduce your tax bill at the same time.
