What age should I retire?
It’s a common question and the short answer is that age is only one of many considerations when you are weighing up when to retire.
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Barbara is a financial journalist and author with over 30 years’ experience in Australia and the UK. She is a contributor to The Sydney Morning Herald and The Age Money section, and has worked for the Australian Financial Review and The Australian.
Barbara is the author of Alan Kohler’s Eureka Report Guide to Personal Investing, Sorting Out Your Finances for Dummies and Personal Finance for Dummies and co-author of Investing for Dummies with James Kirby.
It’s a common question and the short answer is that age is only one of many considerations when you are weighing up when to retire.
The expenses associated with running your own super fund can add up, so it’s important to understand which expenses you can, and can’t, claim as a tax deduction.
Super funds have slow to respond to calls for more innovative retirement income products that address members’ needs, but there are some changes to watch out for.
While all super funds aim to deliver good long-term returns, some also strive to smooth short-term fluctuations along the way to take some of the worry out of investing for their members.
They say a picture is worth a thousand words, so we’ve created a visual representation of super’s value in the long run.
Most people would expect the financial advice they receive is independent and free of conflicts of interest, but that is not always the case. Here’s what to look for.
Good advice can make an enormous difference to your financial health and wellbeing, which is why it’s worth taking these steps to find the right financial adviser for your needs.
There is mounting evidence that financial advice can be good for your hip pocket as well as your general wellbeing, but you need to be vigilant.
The vast majority of financial advisers want the best for their clients, but sadly, some abuse their position for personal gain. Here’s what to watch out for.
When it comes to super, it’s still a man’s world. That means it’s up to women to even the score. We show you how.
The wisdom of increasing compulsory super next July is not the only reason the Retirement Income Review was eagerly anticipated, but it certainly added fuel to the fire.
The amount you and your partner have in super can have a big impact on your Age Pension entitlements. We explain how.
Under the deeming rules, you are ‘deemed’ to earn a certain annual rate of return on your financial assets, regardless of the rate of return you actually earn.
SMSFs provide members with a high degree of control and flexibility, but there are strict rules attached.
Super is a very tax-effective vehicle for your retirement savings, but no-one said the taxation of super was simple. Here’s a quick overview of what you pay and when.
While self-managed super funds have gone mainstream, the people who run them have some unique characteristics.
If you are looking to wind back working hours or boost your super in the lead-up to retirement, a transition-to-retirement (TTR) pension may be the answer.
Super often ends up being your biggest asset outside the family home, so it pays to understand how it works and then to keep tabs on it.
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