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My retirement diary (Part 5): The psychology of retirement

Read part 1, part 2, part 3 and part 4 of Barbara’s retirement diary.

Perhaps it’s because of the work I do, but my retirement planning has focused almost exclusively on finances. Will I have enough super and how much is enough? I now realise I haven’t given nearly enough thought to how I want to live in retirement.

Sure, I had a vague bucket list. Freedom to do what I like, when I like. Learning to play the piano, improving my French, local and overseas travel, and writing for pleasure. And did I mention freedom!

What I didn’t have was a plan. After being in the workforce for more than 40 years, retirement is like a foreign country – a mirage shimmering on the horizon but always out of reach. Only now it’s within reach and part of me wonders if money was the only thing holding me back.

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