Leaving or living or working outside Australia

Australia has become part of the global workplace, and Australian citizens regularly leave our shores, and international citizens regular arrive to work temporarily in Australia, or permanently relocate, to start a new life. Australians often return to Australia more than once. What does all of this labour mobility mean for superannuation benefits?

For many people with Australian superannuation accounts, it will mean accessing super when they leave Australia, while for Australian citizens and permanent residents it will require action to ensure super savings are looked after while they live or work outside Australia. Upon arrival/return to Australia, some individuals will be able to transfer overseas benefits (specifically, NZ KiwiSaver accounts and UK pension accounts, although strict conditions apply and not always available).

Set out below are key SuperGuide articles explain the super rules for those leaving, living or working outside Australia: