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Superannuation and retirement planning information

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Home / Leaving or living outside Australia

Leaving or living outside Australia

Australia has become part of the global workplace, and Australian citizens regularly leave our shores, and international citizens regular arrive to work temporarily in Australia, or permanently relocate, to start a new life. Australians often return to Australia more than once. What does all of this labour mobility mean for superannuation benefits?

For many people with Australian superannuation accounts, it will mean accessing super when they leave Australia, while for Australian citizens and permanent residents it will require action to ensure super savings are looked after while they live or work outside Australia. Upon arrival or return to Australia, some individuals will be able to transfer overseas benefits (specifically, NZ KiwiSaver accounts and UK pension accounts, although strict conditions apply and not always available).

Set out below are key SuperGuide articles explain the super rules for those leaving, living or working outside Australia:

What are the SMSF residency requirements?

June 1, 2020

Which super funds accept transfers from KiwiSaver accounts?

May 1, 2020

What are the Age Pension residency rules?

March 1, 2020

How to structure your super if you’re going overseas

October 11, 2019

Should I retire overseas?

October 3, 2019

What happens to your SMSF when you go overseas?

July 12, 2019

Can I access my super if I retire overseas?

April 5, 2019

Early release of super through DASP (Departing Australia Superannuation Payment)

March 8, 2019

Set out below are all SuperGuide articles that relate to Leaving or living outside Australia.

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What are the SMSF residency requirements?

June 1, 2020 by Barbara Drury Leave a Comment

SMSFs must pass residency requirements at all time to be eligible for the tax concessions that are available under Australian superannuation legislation.

Which super funds accept transfers from KiwiSaver accounts?

May 1, 2020 by Barbara Drury Leave a Comment

If you have savings in a KiwiSaver account, you can voluntarily transfer them to an Australian super fund under the provisions of a Trans-Tasman Retirement Savings Portability scheme that was introduced on 1 July 2013.

How do I transfer a UK pension to an Australian super fund?

May 1, 2020 by Barbara Drury Leave a Comment

If you’re thinking of transferring a UK pension into an Australian super fund, the process has become much more difficult in recent years, but not impossible.

When can I access my super? All conditions of release explained

April 1, 2020 by Barbara Drury Leave a Comment

To legally access your super in Australia you must satisfy a condition of release. Different conditions of release have different payment conditions and tax implications.

How to structure your super if you’re going overseas

October 11, 2019 by Alexandra Cain Leave a Comment

The laws that apply to your retirement savings can become more complex if you live or work overseas for any length of time. Here, we highlight some of the rules, issues and options that you need to consider to look after your retirement savings.

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Should I retire overseas?

October 3, 2019 by Joanna Webber Leave a Comment

With property prices and the cost of living on the rise, more Australians are weighing up the advantages of retiring abroad.

Retiring overseas: Implications for your super and tax

July 21, 2019 by Luke Vanem Leave a Comment

While the exact number is hard to pin down, various industry estimates put the total number of Australian retirees who are now living overseas at around 90,000, a figure which has risen steadily in recent years.

Can I access my super if I retire overseas?

April 5, 2019 by SuperGuide 1 Comment

Question: I’m an Australian citizen and want to retire in Italy when I’m 52. Can I access my super because I don’t plan on working again in Australia?

Early release of super through DASP (Departing Australia Superannuation Payment)

March 8, 2019 by SuperGuide 1 Comment

The Departing Australia superannuation payment (DASP) is available to departed temporary residents who worked and earned super in Australia. It is not available to permanent Australian residents, nor for Australian and New Zealand citizens.

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How super works
Super for beginners
Super rules
Employers guide to super
Super contributions
Super and tax
Accessing super
Super news
Women and super
Super tips and strategies
How-to guides
Super quizzes
Superannuation Q&As
Superannuation glossary
Super funds
Best performing super funds
Super fund rankings
Best performing pension funds
Pension fund rankings
Super fund average returns
Super investing strategies
Comparing super funds
Choosing a super fund
Choosing an investment option
Super fund fees
Insurance and super
Super fund profiles
SMSFs
SMSFs for beginners
SMSF administration
SMSF checklists
SMSF compliance
SMSF investing
SMSF pensions
SMSF strategies
SMSF Q&As
Plan your retirement
Retirement planning for beginners
When should I retire?
How long will I live?
How much super do I need?
Will I get the Age Pension?
How much will I spend in retirement?
Financial advice
Retiring overseas
Preparing for retirement
Retirement planning strategies
Retirement calculators and reckoners
In retirement
Income in retirement
Super lump sums
Super pensions
Age Pension
Working in retirement
Life in retirement
Senior concessions and services
Aged care
Estate planning
Super death benefits
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All information on SuperGuide is general in nature only and does not take into account your personal objectives, financial situation or needs.

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Superguide Pty Ltd ATF Superguide Unit Trust as a Corporate Authorised Representative (CAR) is a Corporate Authorised Representative of Independent Financial Advisers Australia, AFSL 464629

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