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Q&A: Can I combine multiple pension accounts?

Q: I know that you can easily combine multiple super funds that are in accumulation mode, but can you do it for accounts that are in pension mode? For example, if you have (or planning to have) more than one UniSuper Flexi Pensions, in your name, providing separate pension income streams, can you at some point in time combine them all into one primary Flexi Pension in order to save on account fees? If so, what would be the necessary procedure required to achieve this outcome?

A: Let me take you through the key fundamentals here, and in particular because you’ve referred to a particular product, I’ve just got to be careful with how I reply to you around that. I, of course, can’t give you specific product advice, but I can give you enough factual information for you to then work out what needs to be done.

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