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Home / Case studies

Case studies

Case studies

In this section you can find articles which feature case studies to better illustrate how a super rule or strategy works.

Some of the topics covered include when you can afford to retire, how reverse mortgages work, how to reduce tax on TPD payments, the pros and cons of investing an inheritance into super, boosting retirement income with downsizer contributions, transferring shares into an SMSF, using a recontribution strategy, how to make the most of higher contribution caps and much more.

Set out below are the latest articles that relate to case studies.

PremiumHow much can I afford to spend in retirement?

How much can I afford to spend in retirement?

May 24, 2022

It’s a common question, but the answer to your optimum pension drawdown may be as simple as spend your age.

PremiumA super guide to the bring-forward rule

A super guide to the bring-forward rule

May 12, 2022

Using the bring-forward rule is a great way to put a larger contribution into your super account in a single year. Here’s what you need to know about the rules.

PremiumNew contribution strategies for retirees

New contribution strategies for retirees

May 7, 2022

From 1 July this year, the window for making last minute contributions opens up all the way to age 75. These case studies show how.

PremiumProportioning rule and super tax: What it is and why it matters

Proportioning rule and super tax: What it is and why it matters

April 3, 2022

If you withdraw your super before age 60 it’s important to understand the proportioning rule and how it will impact the amount of tax you pay.

PremiumHow the Home Equity Access Scheme works (formerly Pension Loans Scheme)

How the Home Equity Access Scheme works (formerly Pension Loans Scheme)

March 30, 2022

The Home Equity Access Scheme (previously known as the Pension Loans Scheme) facilitates a loan from the government against the equity in your home.

PremiumReverse mortgages: What are they and how do they work?

Reverse mortgages: What are they and how do they work?

March 30, 2022

If you’re finding it difficult to make ends meet in retirement, one way to free up some extra cash could be to take out a reverse mortgage.

PremiumWhat SMSF trustees need to know about exempt current pension income (ECPI)

What SMSF trustees need to know about exempt current pension income (ECPI)

March 14, 2022

SMSFs paying a pension may be able to reduce the overall tax liability of their fund. We explain how.

PremiumCase study: How to reduce tax on your TPD payments from super

Case study: How to reduce tax on your TPD payments from super

March 1, 2022

If you suffer a total and permanent disability, making the most of any TPD insurance you have in super is crucial.

PremiumThe pros and cons of investing your inheritance into super

The pros and cons of investing your inheritance into super

February 28, 2022

Deciding whether to put an inheritance into super can be tricky, so think carefully before you act.

PremiumThe small business retirement exemption explained

The small business retirement exemption explained

February 28, 2022

Small business owners often regard their business as their retirement ‘nest egg’, but did you know you can contribute some of the sale proceeds to super and save tax at the same time?

PremiumWork test: Making super contributions after you turn 67

Work test: Making super contributions after you turn 67

February 28, 2022

In your late 60s, you may need to meet a work test before making contributions into your super account. Here’s the current rules and what they mean for you.

PremiumNon-concessional super contributions guide (2021–22)

Non-concessional super contributions guide (2021–22)

February 28, 2022

Non-concessional contributions are a great way to top up your super retirement savings. Here’s our simple guide to how they work.

PremiumIn retirement case study: Boosting retirement income with downsizer contributions

In retirement case study: Boosting retirement income with downsizer contributions

February 25, 2022

Lee and Mandy are retired and want to see whether downsizing could increase their retirement income.

PremiumCase study: When can I afford to retire?

Case study: When can I afford to retire?

December 1, 2021

When you start actively planning your retirement, it helps to do some rough calculations to work out how long your super might last under different scenarios.

PremiumWhat’s the Carer Allowance and am I eligible?

What’s the Carer Allowance and am I eligible?

November 19, 2021

If you’re retired and caring for an ill or frail partner or family member, the government’s Carer Allowance can provide some useful extra income.

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