How much can I afford to spend in retirement?
It’s a common question, but the answer to your optimum pension drawdown may be as simple as spend your age.
Case studies
Set out below are the latest articles that relate to case studies.
A super guide to the bring-forward rule
Using the bring-forward rule is a great way to put a larger contribution into your super account in a single year. Here’s what you need to know about the rules.
New contribution strategies for retirees
From 1 July this year, the window for making last minute contributions opens up all the way to age 75. These case studies show how.
Proportioning rule and super tax: What it is and why it matters
If you withdraw your super before age 60 it’s important to understand the proportioning rule and how it will impact the amount of tax you pay.
How the Home Equity Access Scheme works (formerly Pension Loans Scheme)
The Home Equity Access Scheme (previously known as the Pension Loans Scheme) facilitates a loan from the government against the equity in your home.
Reverse mortgages: What are they and how do they work?
If you’re finding it difficult to make ends meet in retirement, one way to free up some extra cash could be to take out a reverse mortgage.
What SMSF trustees need to know about exempt current pension income (ECPI)
SMSFs paying a pension may be able to reduce the overall tax liability of their fund. We explain how.
Case study: How to reduce tax on your TPD payments from super
If you suffer a total and permanent disability, making the most of any TPD insurance you have in super is crucial.
The pros and cons of investing your inheritance into super
Deciding whether to put an inheritance into super can be tricky, so think carefully before you act.
The small business retirement exemption explained
Small business owners often regard their business as their retirement ‘nest egg’, but did you know you can contribute some of the sale proceeds to super and save tax at the same time?
Work test: Making super contributions after you turn 67
In your late 60s, you may need to meet a work test before making contributions into your super account. Here’s the current rules and what they mean for you.
Non-concessional super contributions guide (2021–22)
Non-concessional contributions are a great way to top up your super retirement savings. Here’s our simple guide to how they work.
In retirement case study: Boosting retirement income with downsizer contributions
Lee and Mandy are retired and want to see whether downsizing could increase their retirement income.
Case study: When can I afford to retire?
When you start actively planning your retirement, it helps to do some rough calculations to work out how long your super might last under different scenarios.
What’s the Carer Allowance and am I eligible?
If you’re retired and caring for an ill or frail partner or family member, the government’s Carer Allowance can provide some useful extra income.
