SMSF property investment rules
One of the attractions of having an SMSF is the ability to invest in real property, but strict rules apply.
Case studies
Set out below are the latest guides that relate to case studies.
What are unit pricing and crediting rates and why do they matter?
Ever wondered how your super fluctuates over time? Understanding unit prices and crediting rates is the key to unlocking how your fund calculates returns.
Should retirees use their super to become debt free?
There are pros and cons to using some of your super to repay your mortgage when you retire. This is what you need to consider.
How sequencing risk affects your retirement
Sequencing risk can ruin even the most carefully planned retirement. Losses and low returns just as you move into retirement mean you will have much less to spend.
Retiring early due to ill health? 6 steps to stay on track
Retiring early due to poor health can really have an impact on your retirement plans and finances, so here’s 7 tips on what to consider.
Case study: Recontribution of death benefits?
If your partner dies and you would like to combine your pension with their death benefits, this strategy could provide the way.
How to make the most of your super contributions
Choosing the optimal mix of before and after-tax super contributions can make a big difference to your retirement outcome. We show you how to work out the best solution for you.
How the government co-contribution scheme works (including calculator)
A free co-contribution payment made by the government into your super account can be a great way to boost your super account if you have some money to spare.
TBAR: Transfer balance account reporting for SMSFs
Understanding the transfer balance account rules, including timing and transaction reporting, is extremely important for SMSF trustees..
Recontribution strategy case study: How super tax components impact estate planning
Learn how to reduce or even eliminate the tax your adult children or other non-dependents pay when they receive your super death benefits.
What you need to know about investing an inheritance into super
Learn how investing a sudden financial gain in super can pay off, with detailed case studies and a look at important restrictions.
How much can I afford to spend in retirement?
Retirees often live more frugally than necessary due to fears their money will run out, but this simple rule of thumb could help many retirees spend and enjoy life more.
What are the current work test rules for super contributions?
Even though the work test has been abolished for most super contributions, if you are over age 67 there is still one type of contribution that needs to pass the test.
Case studies: How to make the most of higher contribution caps
Super fund members can make higher contributions this financial year, but the actual amount may depend on whether you’ve previously triggered the bring-forward rule.
Concessional super contributions guide (2024-25)
Concessional contributions make up most of the money going into your super account, so it’s important to understand what these are and how they work.
Non-concessional super contributions guide (2024–25)
Making a personal contribution into your super can be a great way to boost your retirement nest egg and enjoy the tax-effective benefits of the super system.
Your tax guide to accessing your super under age 60
If you’re eligible and thinking about tapping into your super before you turn 60, it’s worth checking the tax implications first. In some cases, you may be better holding off for a while.
The small business CGT retirement exemption explained
There are two ways you can use the sale proceeds from a business to boost your super, and the CGT retirement exemption is one of them.
