If you access your super when you’re under age 60, the tax man is going to get a share of it, so make sure you know the rules.
Set out below are all SuperGuide articles that relate to Case studies.
Your tax guide to accessing your super under age 60
If you access your super when you’re under age 60, the tax man is going to get a share of it, so make sure you know the rules.
Your tax guide to accessing your super over age 60
When you reach age 60, the rules change on how much tax you are required to pay when you withdraw your super savings.
Recontribution strategy case study: How superannuation tax components impact estate planning
By withdrawing and recontributing some of your super, you may be able to reduce the amount of tax paid by your beneficiaries. Here’s how it works.
SMSFs and property: A Super Guide
The ability to invest in real property is one of the attractions of SMSFs, but it’s tightly regulated.
A simple guide to what tax is payable on super death benefits
The tax on your super death benefit can be tricky to understand, but it’s important to know what’s what so your beneficiaries don’t end up paying too much tax.
Bring-forward vs carry-forward contributions: What’s the difference?
These case studies show you how to bring forward future super contributions and carry forward unused contributions from the past.
What super contributions are best for me?
Growing your retirement savings needs the right mix of super contributions. Here’s some case studies to get you thinking about what’s right for you.
Taking your super early due to ill health? 7 tips to help
Retiring due to ill health is much more common than you might think, and it can severely impact your super. We look at some tips that can help if the unexpected happens.
The pros and cons of investing your inheritance into super
Deciding whether to put an inheritance into super can be tricky, so think carefully before you act.
Salary sacrifice and super: How does it work?
Forgoing some of your salary into your super through a salary sacrifice arrangement can have valuable tax benefits and help boost your retirement nest egg.
A super guide to understanding the bring-forward rule
Using the bring-forward rules is a great way to put a large contribution into your super account in the same year. Here’s what you need to know about the rules.
How LISTO works (Low Income Superannuation Tax Offset)
If you can find spare cash to make a contribution into your super account, you could be eligible to receive the LISTO top-up of up to $500 from the government.
How the Division 293 tax works: Super surcharge for high earners
High-income earners pay extra tax on their concessional super contributions, so it’s important to understand the rules.
What to do if you exceed your super contributions caps
Going over your annual limits for super contributions can cause problems and cost you money, so it’s important to know what to do if you have.
