Proposed changes to the PLS could help more elderly Australians stay in their own home for longer.
Set out below are all SuperGuide articles that relate to Case studies.
What is the Pension Loans Scheme, and how does it work?
The Pension Loans Scheme can be a great way to boost your retirement income by taking out loan from the government against the equity in your home.
Work test: Making super contributions after you turn 67
In your late 60s, you may need to meet a work test before making contributions into your super account. Here’s the current rules and what they mean for you.
The definitive SMSF guide to franked dividends
Let’s be frank, at a time of historically low interest rates it’s no wonder SMSF investors have been flocking to franked dividends from shares.
Financial advice: What are the risks and benefits?
Despite the scandals of recent years, the evidence is clear that good financial advice can provide both material and intangible benefits.
Case study: How does transfer balance cap indexation affect death benefits from your spouse?
How to deal with a partner’s death benefits has just become more complicated. We use a case study to show why.
TBAR: Transfer balance account reporting for SMSFs
The bar has been raised on the amount you can transfer into a pension account, but don’t get tripped up by the details.
Case studies: How to make the most of higher contribution caps
From 1 July, the annual amount you can contribute to super will rise. If you are planning to make a large non-concessional contribution, it pays to think about timing.
Aged care: Guide to self-managing home care
Most retirees hope to stay in their own home for as long as possible. Government support is available but waiting lists are long for higher level care. For some, self-managing home care can significantly cut costs.
Case studies: How is the Age Pension assessed?
In this article we detail how the Age Pension is assessed, how the income and assets tests work, and illustrate with case studies for a Single and a Couple.
Case studies: How the Age Pension Work Bonus can boost income
You may be able to earn more income than you think without losing your Age Pension entitlements. We show you how.
How to take advantage of the increased Transfer Balance Cap (including calculator)
If you have already retired, or are close to it, from 1 July 2021 you may be able to boost the amount in your tax-free super pension account.
The lowdown on COVID-19 relief for SMSF borrowings
Answers to common questions from SMSF trustees about repayment relief for their LRBA loans.
In retirement case study: Boosting retirement income with downsizer contributions
Lee and Mandy are retired and want to see whether downsizing could increase their retirement income.
Retirement planning case study: Couple aged 47 and 48
Chris (47) earns $180,000 per year and has $430,000 in super. Lisa (48) earns $80,000 per year and has $220,000 in super. They have one daughter at university and are close to paying off their mortgage. They want to know if they are on track to retire when Chris turns 60.