How much can I afford to spend in retirement?
It’s a common question, but the answer to your optimum pension drawdown may be as simple as spend your age.
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In this section you can find articles which feature case studies to better illustrate how a super rule or strategy works.
Some of the topics covered include when you can afford to retire, how reverse mortgages work, how to reduce tax on TPD payments, the pros and cons of investing an inheritance into super, boosting retirement income with downsizer contributions, transferring shares into an SMSF, using a recontribution strategy, how to make the most of higher contribution caps and much more.
It’s a common question, but the answer to your optimum pension drawdown may be as simple as spend your age.
Using the bring-forward rule is a great way to put a larger contribution into your super account in a single year. Here’s what you need to know about the rules.
From 1 July this year, the window for making last minute contributions opens up all the way to age 75. These case studies show how.
If you withdraw your super before age 60 it’s important to understand the proportioning rule and how it will impact the amount of tax you pay.
The Home Equity Access Scheme (previously known as the Pension Loans Scheme) facilitates a loan from the government against the equity in your home.
If you’re finding it difficult to make ends meet in retirement, one way to free up some extra cash could be to take out a reverse mortgage.
SMSFs paying a pension may be able to reduce the overall tax liability of their fund. We explain how.
If you suffer a total and permanent disability, making the most of any TPD insurance you have in super is crucial.
Deciding whether to put an inheritance into super can be tricky, so think carefully before you act.
Small business owners often regard their business as their retirement ‘nest egg’, but did you know you can contribute some of the sale proceeds to super and save tax at the same time?
In your late 60s, you may need to meet a work test before making contributions into your super account. Here’s the current rules and what they mean for you.
Non-concessional contributions are a great way to top up your super retirement savings. Here’s our simple guide to how they work.
Lee and Mandy are retired and want to see whether downsizing could increase their retirement income.
When you start actively planning your retirement, it helps to do some rough calculations to work out how long your super might last under different scenarios.
If you’re retired and caring for an ill or frail partner or family member, the government’s Carer Allowance can provide some useful extra income.
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