How-to guides
Our how-to guides are designed to be easy-to-understand, comprehensive and actionable.
They can assist you with your research and understanding of various aspects about superannuation, including comparing super funds, tax-friendly super strategies, making super contributions, managing your SMSF, and what you need to consider when planning for your retirement.
See also our step-by-step guides and our SMSF checklists.
Essential how-to guides
How to boost your spouse’s super balance (including calculator)
This is a premium article, requiring a subscription or purchase to access fully.
How do tax-deductible superannuation contributions work?
This is a premium article, requiring a subscription or purchase to access fully.
How to make your super more socially aware
This is a premium article, requiring a subscription or purchase to access fully.
How to read a super fund PDS
This is a premium article, requiring a subscription or purchase to access fully.
How to compare super funds in 7 easy steps
This is a premium article, requiring a subscription or purchase to access fully.
How to benchmark your super fund
This is a premium article, requiring a subscription or purchase to access fully.
How to change your investment option: 6 points to check before you switch
This is a premium article, requiring a subscription or purchase to access fully.
SMSF how-to guides
SMSFs: How to start a pension
This is a premium article, requiring a subscription or purchase to access fully.
How to boost your SMSF’s immunity to cybersecurity threats
This is a premium article, requiring a subscription or purchase to access fully.
How to buy a commercial property and lease it through your SMSF
This is a premium article, requiring a subscription or purchase to access fully.
How to invest in infrastructure through an SMSF
This is a premium article, requiring a subscription or purchase to access fully.
Your SMSF calendar for 2025
This is a premium article, requiring a subscription or purchase to access fully.
Real DIY super: How to keep SMSF costs super low
This is a premium article, requiring a subscription or purchase to access fully.
How to record SMSF minutes
This is a premium article, requiring a subscription or purchase to access fully.
How to add a new member to your SMSF
This is a premium article, requiring a subscription or purchase to access fully.
Diversification and your SMSF: Why and how to do it
This is a premium article, requiring a subscription or purchase to access fully.
How to prepare for an SMSF auditor and fill in your SMSF tax return
This is a premium article, requiring a subscription or purchase to access fully.
How-to guides if you are planning your retirement
How a transition-to-retirement (TTR) pension works
This is a premium article, requiring a subscription or purchase to access fully.
Starting a pension from your super
This is a premium article, requiring a subscription or purchase to access fully.
How to find a super financial adviser
This is a premium article, requiring a subscription or purchase to access fully.
Retirement income rules of thumb: Do they measure up?
This is a premium article, requiring a subscription or purchase to access fully.
How to navigate the different stages of retirement
This is a premium article, requiring a subscription or purchase to access fully.
Selecting a retirement income calculator
This is a premium article, requiring a subscription or purchase to access fully.
How to use the Moneysmart Retirement Planner
This is a premium article, requiring a subscription or purchase to access fully.
How to plan your spending through the 3 stages of retirement
This is a premium article, requiring a subscription or purchase to access fully.
How-to guides for those in retirement
How to apply for the Home Equity Access Scheme (HEAS)
This is a premium article, requiring a subscription or purchase to access fully.
How can I top up my super pension?
This is a premium article, requiring a subscription or purchase to access fully.
How to maximise your Age Pension
This is a premium article, requiring a subscription or purchase to access fully.
How do I apply for the Age Pension?
This is a premium article, requiring a subscription or purchase to access fully.
How to choose an investment option for your super pension
This is a premium article, requiring a subscription or purchase to access fully.
How to create an investment portfolio in retirement
This is a premium article, requiring a subscription or purchase to access fully.
How do I arrange a Home Care Package?
This is a premium article, requiring a subscription or purchase to access fully.