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Superannuation and retirement planning information

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Superannuation Topics

Below are all the superannuation topics that we have covered so far. Click any topic to view all the articles that refer to this topic.

10% income test (2 articles)

15% pension tax offset (2 articles)

2016 Federal Election (1 articles)

2016/2017 year (1 articles)

2017/2018 year (1 articles)

2018/2019 year (20 articles)

2019 Federal Election (14 articles)

2019/2020 Contributions Guides (14 articles)

2019/2020 year (8 articles)

Accountants and superannuation (8 articles)

Accumulation phase (10 articles)

Actuarial certificates (1 articles)

Adequacy (2 articles)

Age Pension (54 articles)

Age Pension age (17 articles)

Age Pension assets test (16 articles)

Age Pension income test (18 articles)

Age-based Super Guide (45 articles)

Aged care (25 articles)

Annuities (9 articles)

APRA (11 articles)

APRA and ATO statistics (9 articles)

ASFA Retirement Standard (8 articles)

ASIC (14 articles)

Assessable income (1 articles)

ASX (4 articles)

ATO (41 articles)

ATO SMSF supervisory levy (2 articles)

Australian Financial Complaints Authority (AFCA) (3 articles)

Australian Financial Services Licence (AFSL) (3 articles)

Australian income tax rates and thresholds (18 articles)

Australian Labor Party (ALP) (4 articles)

Baby boomers (4 articles)

Benchmarking your super fund (5 articles)

Best interests (3 articles)

Best performing super funds (19 articles)

Bring-forward rule (5 articles)

Capital gains tax (CGT) and super (11 articles)

Carry-forward contributions (2 articles)

Case studies (6 articles)

Centrelink (18 articles)

CEPAR (Centre of Excellence in Population Ageing Research) (8 articles)

Choosing a super fund (fund choice) (35 articles)

Choosing an investment option (Investment choice) (55 articles)

Co-contributions (11 articles)

Collectibles (collectables) and personal use assets (4 articles)

Commissions (7 articles)

Commonwealth Seniors Health Card (CSHC) (4 articles)

Commutation (3 articles)

Compassionate grounds for accessing super early (2 articles)

Concessional (before-tax) contributions (23 articles)

Concessional contributions cap (8 articles)

Condition of release (15 articles)

Consumer Price Index (CPI) (4 articles)

Contributions caps (14 articles)

Deeming (deemed income) rules (7 articles)

Deeming rates (3 articles)

Defined benefit funds (5 articles)

Department of Human Services (DHS) (6 articles)

Division 293 tax (5 articles)

Divorce and superannuation (7 articles)

Downsizing and super (7 articles)

Estate planning (11 articles)

Excess contributions (6 articles)

Exempt current pension income (1 articles)

Federal Budget and superannuation (33 articles)

Financial Advisers Register (7 articles)

Financial Information Service (2 articles)

Financial Planning Association (FPA) (1 articles)

Financial services guide (FSG) (2 articles)

First Home Super Saver (FHSS) Scheme (5 articles)

Franked dividends (and franking credits) (13 articles)

Fund earnings (1 articles)

Future of Financial Advice (FoFA) (5 articles)

Gainfully employed (2 articles)

Global financial crisis (GFC) (9 articles)

Governance (1 articles)

Group cover (3 articles)

Guest articles (10 articles)

How much super is enough? (48 articles)

How-to Super Guides (36 articles)

In retirement (66 articles)

In specie contributions (1 articles)

Independent financial advice (22 articles)

Indexation (3 articles)

Insurance and superannuation (31 articles)

Intergenerational Report (2 articles)

Investing concepts (9 articles)

Investment income tax (superannuation earnings tax) (3 articles)

Investment Performance Reckoners (3 articles)

Latest super and retirement changes (18 articles)

Leaving or living or working outside Australia (9 articles)

Liberal Party (3 articles)

Life expectancy (23 articles)

Lost or unclaimed superannuation accounts (6 articles)

Low and Middle Income Tax Offset (LMITO) (6 articles)

Low Income Superannuation Tax Offset (LISTO) (3 articles)

Low Income Tax Offset (LITO) (7 articles)

Low-rate cap (1 articles)

Making superannuation contributions (40 articles)

Medicare Levy (3 articles)

Member statements (2 articles)

Mid-Year Economic and Fiscal Outlook (MYEFO) and superannuation (1 articles)

Minimum pension payments (5 articles)

MoneySmart (3 articles)

Most common causes of death (5 articles)

MySuper (5 articles)

Non-arms length income (NALI) (2 articles)

Non-concessional (after-tax) contributions (21 articles)

Non-concessional (after-tax) contributions cap (8 articles)

Non-payment of SG (2 articles)

Non-preserved benefits (2 articles)

Obtaining financial advice (32 articles)

Online service provider (1 articles)

Pension Bonus Scheme (2 articles)

Pension Loans Scheme (PLS) (2 articles)

Pension tax (4 articles)

Pensioner and Beneficiary Living Cost Index (1 articles)

Permanent disability or permanent incapacity (6 articles)

Pharmaceutical Benefits Scheme (2 articles)

Preparing for retirement (10 articles)

Preservation (3 articles)

Preserved benefits (7 articles)

Productivity Commission inquiry into superannuation (7 articles)

Profession of Independent Financial Advisers (PIFA) (5 articles)

Property and superannuation (9 articles)

Proportioning rule for super benefits (4 articles)

Public sector super funds (10 articles)

Reaching preservation age (18 articles)

Reportable employer super contributions (1 articles)

Reportable super contributions (2 articles)

Responsible investing (3 articles)

Restricted non-preserved benefits (1 articles)

Retirement Calculators and Reckoners (20 articles)

Retirement definition (20 articles)

Retirement income (46 articles)

Retirement Income Review (1 articles)

Retirement phase (formerly called Pension phase) (15 articles)

Retirement planning for beginners (21 articles)

Retirement strategies (70 articles)

Risk (11 articles)

Royal Commission into Banking and Superannuation and Financial Services (11 articles)

Salary sacrifice and super (15 articles)

Same-sex couples (3 articles)

Seniors and Pensioners Tax Offset (SAPTO) (3 articles)

Setting up an SMSF (21 articles)

Severe financial hardship and superannuation (2 articles)

SIS Act (3 articles)

SMSF administration (47 articles)

SMSF Association (2 articles)

SMSF audits (9 articles)

SMSF borrowing (gearing) (6 articles)

SMSF checklists (5 articles)

SMSF compliance (50 articles)

SMSF costs (11 articles)

SMSF event-based reporting (4 articles)

SMSF investment (66 articles)

SMSF penalties (6 articles)

SMSF pensions (11 articles)

SMSF Q and As (15 articles)

SMSF strategies (11 articles)

SMSF trustee (12 articles)

SMSF trustee declaration (3 articles)

Sole purpose test (6 articles)

Spouse (4 articles)

Spouse contributions (8 articles)

Super for the self-employed (3 articles)

Super fund performance (investment returns) (57 articles)

Super Guide for employees (4 articles)

Super Guide for employers (1 articles)

Super quizzes (6 articles)

Superannuation benefit payments tax (17 articles)

Superannuation Checklists (14 articles)

Superannuation Complaints (4 articles)

Superannuation Consumer Centre (1 articles)

Superannuation contributions strategies (36 articles)

Superannuation contributions tax (10 articles)

Superannuation death benefits (17 articles)

Superannuation fees and charges (30 articles)

Superannuation Guarantee (SG) (23 articles)

Superannuation Guarantee rate (6 articles)

Superannuation housekeeping strategies (42 articles)

Superannuation investment for beginners (13 articles)

Superannuation investment strategies (61 articles)

Superannuation News (26 articles)

Superannuation Q and As (19 articles)

Superannuation rates and thresholds (6 articles)

Superannuation ratings agencies (22 articles)

Superannuation Reviews (9 articles)

Superannuation splitting (contributions or benefits) (2 articles)

Superannuation strategies (22 articles)

SuperStream (3 articles)

Taking a super lump sum (10 articles)

Taking a super pension (42 articles)

Tax file number (TFN) (3 articles)

Tax offset (2 articles)

Tax returns (2 articles)

Tax-deductible super contributions (13 articles)

Tax-free super (20 articles)

Taxable income (4 articles)

Taxed source (2 articles)

Temporary resident (2 articles)

Terminal illness (2 articles)

Total superannuation balance (14 articles)

Transfer Balance Account Report (TBAR) (3 articles)

Transfer balance cap (16 articles)

Transition-to-retirement income streams (TTRs or TRISs) (12 articles)

Trust deeds (4 articles)

Turning 60 (4 articles)

Turning 65 and retirement (10 articles)

Types of investments for superannuation (58 articles)

Types of super benefits (7 articles)

Types of superannuation funds (35 articles)

Types of superannuation pensions (15 articles)

Unrestricted non-preserved benefits (3 articles)

Untaxed plan cap amount (1 articles)

Women and super (23 articles)

Work Bonus (4 articles)

Work test (14 articles)

Working in retirement (20 articles)

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  • How super works
    • How super works: A Super Guide
    • Latest super and retirement changes
      • Superannuation news
      • Super rates and thresholds
      • Super rules: Your guide for 2018/2019
      • Latest Age Pension changes
      • Federal Budget and superannuation
      • Royal Commission into Banking and Superannuation and Financial Services
      • Superannuation Reviews
    • Super for beginners
      • How super works: A beginners guide to superannuation
      • Age-based superannuation guide
      • Super tips and strategies
      • Superannuation investment for beginners
      • SMSFs for beginners
      • Finding lost super
      • Super Guide for women
    • Super rates and thresholds
    • Superannuation strategies
      • Super housekeeping strategies
      • Super contributions strategies
      • Super investment strategies
      • Age-based super strategies
      • Retirement strategies
    • Superannuation Guarantee rules
      • Superannuation Guarantee rules: An introduction
      • Simple guide to SG
      • SG for employers
      • Non-payment of SG
      • Salary sacrificing and SG
      • Tax-deductible super contributions
    • Comparing super funds
      • Types of super funds
      • What is MySuper?
      • Comparing super funds in 7 steps
      • Choosing a super fund (fund choice)
      • Completing a Standard Choice Form
      • Investment performance
      • Super fees and charges
      • Insurance and super
      • Considering an SMSF
    • How-to Super Guides
    • Super Quizzes
    • Superannuation Q&As
  • Making super contributions
    • Making super contributions: A Super Guide
    • Contributions strategies
    • 2018/2019 Contributions Guides
      • Concessional (before-tax) contributions
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      • Co-contributions
    • Super contributions caps
      • Concessional (before-tax) contributions cap
      • Catch-up concessional contributions
      • Non-concessional (after-tax) contributions cap
      • Bring-forward rule
      • Total superannuation balance and super contributions
    • Superannuation Guarantee (SG)
      • Simple guide to SG
      • SG for employers
      • Non-payment of SG
      • Salary sacrificing and SG
      • Tax-deductible super contributions and SG
    • Salary sacrifice and super
    • Tax-deductible super contributions
    • Spouse contributions
    • Total superannuation balance
    • Contributions tax
    • Excess contributions
  • Super fund performance
    • Super fund performance: A Super Guide
    • Superannuation investment for beginners
      • How super investing works
      • Benchmarking your super fund
      • What is your risk profile?
      • Choosing an investment option
      • Changing investment options
      • Responsible investing
      • Retirement investment options
    • Superannuation investment strategies
      • Choosing an investment option
      • Responsible investing
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      • Types of super investments
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      • Investing in retirement
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    • Latest super fund performance
      • Latest monthly results
      • Latest financial year results
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      • Investment performance Reckoners
    • Best performing super funds
    • Best performing pension funds
    • Investment performance Reckoners
      • Annual super fund performance Reckoner
      • Monthly super fund performance Reckoner
      • Asset Sector Performance Reckoner
    • Choosing an investment option
      • Should you change?
      • What is your risk profile?
      • Benchmarking your super fund
      • Buy/sell spread costs
      • Responsible investing
      • Changing investment options
      • Retirement investment options
      • SMSF guide to hedging
      • SMSF investment
    • SMSF investment
    • Super fees and charges
      • Types of super fees
      • Super funds with the lowest fees
      • Buy/sell spread costs
      • SMSF costs
      • Super taxes
      • Insurance premiums
      • Consolidating super saves fees
    • Insurance and super
      • Insurance through your super fund
      • Cheapest life insurance and TPD
      • Cheapest income protection
      • SMSFs and insurance
  • Super and tax
    • Super and tax: A Super Guide
    • Super and tax for beginners
    • Australian income tax rates and thresholds
      • Australian income tax rates
      • Low and Middle Income Tax Offset (LMITO)
      • Low Income Tax Offset (LITO)
      • Senior Australians & Pensioners Tax Offset (SAPTO)
      • Super rates and thresholds
      • Super tax rates for under-60s
      • Super tax rates for over-60s
      • Franked dividends (franking credits)
    • Contributions tax
      • How super is taxed
      • Division 293 tax
      • Low Income Superannuation Tax Offset (LISTO)
      • Excess contributions tax
    • Investment income tax (earnings tax)
      • How super is taxed
      • Capital gains tax and super
      • Franked dividends (franking credits)
      • Superannuation contributions tax
    • Retirement phase
      • How super is taxed
      • Transfer balance cap
      • Minimum pension payment rules
      • Superannuation benefit payments tax
      • SMSF pensions
      • Transition-to-retirement pensions
    • Superannuation benefit payments tax
    • Superannuation death benefits
  • SMSFs
    • SMSFs: A Super Guide
    • SMSFs for beginners
      • What is an SMSF?
      • Types of super funds
      • Is an SMSF right for you?
      • Enough super for an SMSF?
      • What type of people have SMSFs?
      • Setting up an SMSF
      • SMSF trustee declaration
      • Quiz: SMSFs for beginners
    • SMSF costs
      • What are typical SMSF fees?
      • Enough super for SMSF costs?
      • DIY (low-cost) SMSFs
      • SMSF ATO supervisory levy
      • SMSF audit fees
      • SMSF investment
      • Obtaining financial advice
      • SMSF penalties
    • SMSF administration and compliance
      • SMSF administration
      • SMSF compliance
      • DIY (low-cost) SMSFs
      • SMSF providers
      • Setting up an SMSF
      • SMSF reporting and record-keeping
      • SMSFs and accountants
      • SMSF audits
      • SMSF administrative penalties
    • SMSF investment
      • Creating an SMSF investment strategy (including samples)
      • SMSF asset allocation
      • Super investment strategies
      • Types of super investments
      • Asset Sector Performance Reckoner
      • SMSF investment rules
      • Franked dividends
      • SMSF borrowing rules
    • SMSF pensions
      • Retirement phase (formerly pension phase)
      • Types of super benefits
      • Starting an SMSF pension
      • Minimum super pension payments
      • Transition-to-retirement pensions
      • $1.6 million transfer balance cap
      • Actuarial certificates
    • SMSF borrowing
    • SMSF Q & As
  • Planning for retirement
    • Planning for retirement: A Super Guide
    • Retirement planning for beginners
      • How to plan for your retirement
      • When should you retire?
      • How long will you live?
      • How much super will you need?
      • What is retirement phase?
      • Is $1 million enough?
      • Retirement Calculators and Reckoners
    • What age can I retire?
    • Age-based Super Guide
    • How long will I live?
    • How much super is enough?
      • How much super do I need to retire?
      • Retiring on $60,000 a year
      • Retiring on $80,000 a year
      • Retiring on $100,000 a year
      • $1 million retirement
      • $1.6 million retirement
      • Retirement Calculators and Reckoners
    • $1.6 million transfer balance cap
    • Types of super benefits
      • Taking a lump sum
      • Taking a super pension
      • SMSF pensions
      • Superannuation benefit payments tax
    • Age Pension
    • Obtaining financial advice
    • Retirement Calculators and Reckoners
      • Age Pension calculator
      • Annual Minimum Pension Payment Calculator
      • Income from super Reckoner
      • Super to Income Reckoner
      • Retirement age calculator
      • Super fees and returns calculator
  • Accessing super
    • Accessing super: A Super Guide
    • When can I access my super?
    • Definition of retirement
    • Reaching preservation age
    • Turning 65 and super
    • Types of super benefits
      • Taking a super lump sum
      • Taking a super pension
      • SMSF pensions
      • Superannuation benefit payments tax
    • Accessing super early
      • All conditions of release explained
      • Preservation age
      • Severe financial hardship
      • Compassionate grounds
      • Terminal illness
      • Permanent incapacity
      • Claiming insurance from super
      • Death
    • Divorce and super
    • Insurance and super
    • Temporary resident departing Australia
  • In retirement
    • In retirement: A Super Guide
    • Retirement Calculators and Reckoners
      • Income from super Reckoner
      • Super to income Reckoner
      • Retirement age Reckoner
      • Age Pension calculator
      • Annual Minimum Pension Payment Calculator
    • Retirement phase (formerly called Pension phase)
      • How super is taxed
      • Types of super benefits
      • Transfer balance cap
      • Minimum pension payments rules
      • Franked dividends
      • Superannuation benefit payments tax
      • SMSF pensions
      • Transition-to-retirement pensions
    • Obtaining financial advice
    • Taking a super lump sum
    • Taking a super pension
      • Retirement phase
      • Types of super pensions
      • SMSF pensions
      • Transfer balance cap
      • Minimum super pension payments
      • Transition-to-retirement pensions
      • Defined benefit funds
      • Annuities
    • Age Pension rules
      • Latest Age Pension rates
      • Am I eligible for the Age Pension?
      • Age Pension age
      • How is the Age Pension assessed?
      • How do I apply for the Age Pension?
      • Age Pension assets test
      • Age Pension income test
      • Age Pension deeming rules
    • Commonwealth Seniors Health Card
    • Working in retirement
      • Turning 65 and super
      • Over-65s work test
      • Transition-to-retirement pensions
      • Age-based Super Guide
      • Age pension age
    • Life expectancy and super
    • Aged care
    • Estate planning
    • Superannuation death benefits
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