What is the cost of living in retirement?
Knowing what and where you will spend will make retirement planning much easier, and help you avoid retirees’ biggest fear: outliving their savings.
Superannuation Q and As
Set out below are the latest articles that relate to superannuation q and as.
Pension Q&As: How will super affect my Disability Support Pension and other benefits?
Sheena Stow-Smith from PensionHelp answers reader questions about how super affects disability support.
When can I access my super? All conditions of release explained
While super is designed to provide income in retirement, there are circumstances when you may be eligible to withdraw some or all of your savings.
Age Pension Q&As: Minimum drawdowns and the Age Pension
Sheena Stow-Smith from PensionHelp answers reader questions about how minimum drawdowns impact Age Pension entitlements.
Account-based pensions Q&A special (January 2022)
Aakash Mehta answers readers questions about account-based super pensions and when it’s appropriate to start one.
What are the different types of super funds?
When it comes to super funds, there’s a wealth of choice and your choice of fund can make a big difference to your wealth. So it pays to know what’s what.
Age Pension Q&As: Buying or selling the family home and the Age Pension
Sheena Stow-Smith from PensionHelp answers reader questions about the impact on Age Pension entitlements of buying or selling the family home.
What are average super fund fees?
An easy way to determine if you believe your super fund is good value, is to assess the cost of your super fund against the average costs for the different types of super funds available.
Centrelink Q&As: Super pensions and the Commonwealth Seniors Health Card (CSHC)
Sheena Stow-Smith from PensionHelp answers reader questions about super pensions and how they impact the Commonwealth Seniors Health Card.
What concession cards are available for seniors and pensioners?
A world of potential concessions and discounts opens up once you hit your 60s, even if you are not eligible for the Age Pension. We explain who gets what.
Retirement age calculator: When can you access your super or the Age Pension?
You may be able to retire whenever you choose in Australia, but age matters if you want to tap into your super or apply for the Age Pension.
What are unrestricted and restricted non-preserved super benefits?
If you have ever wondered why your super fund breaks down your balance into preserved and two types of non-preserved amounts, this explainer is for you.
How does SAPTO work? (Senior Australians and Pensioners Tax Offset)
SAPTO can help retirees reduce their tax bill but working out whether you are eligible and for how much is far from straightforward.
What super contributions are best for me?
Growing your retirement savings needs the right mix of super contributions. Here’s some case studies to get you thinking about what’s right for you.
Salary sacrifice and super: How does it work?
Forgoing some of your salary into your super through a salary sacrifice arrangement can have valuable tax benefits and help boost your retirement nest egg.
