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Estate planning when your child has a disability: What can I do?

Planning the distribution of your estate assets is rarely a straightforward task, but if you’re the parent of a child with a disability there is the added concern of how best to provide for your child once you’re gone.

The government’s Disability Support Pension (DSP) may provide sufficient income support to cover the basics, but the question remains. How do you bequeath your assets to ensure your child has what they need to enjoy a full life when you are no longer around to help out?

Unfortunately, there is no simple solution but experts in the area all agree it’s better for parents to start preparing an estate plan sooner rather than later, so their child – adult or a minor – has a secure future mapped out.

What is an estate plan?

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