We’d all like a crystal ball showing our nest egg at retirement. Failing that, a good place to start could be the retirement estimate on your annual statement.
How reliable are retirement income calculators?
Online calculators that work out how much you’ll have to spend in retirement are great, but you need to understand the assumptions they use.
What are defined benefit super funds?
Although defined benefit funds are disappearing in Australia, if you’re lucky enough to be a member, they can offer a valuable way to save for your retirement.
What’s the Carer Allowance and am I eligible?
If you’re retired and caring for an ill or frail partner or family member, the government’s Carer Allowance can provide some useful extra income.
A super guide to the bring-forward rule
Using the bring-forward rules is a great way to put a large contribution into your super account in the same year. Here’s what you need to know about the rules.
Indexing options in your super fund: What are they and do I want one?
Indexing is an increasingly popular investment strategy and many super funds offer it as an investment option, but how does it work and what are the benefits?
Taking your super early due to ill health? 7 tips to help
Retiring early due to poor health can have a real impact on your retirement plans and finances, so here’s 7 tips on what to consider.
How to make super contributions after you’ve retired
Once you retire super contributions get trickier, but not impossible. So it’s worth learning which contributions remain available to you.
How inflation affects your retirement income forecast
While markets are talking up interest rate rises, retirees should be more worried about the potential impact of rising inflation on their retirement income.
Commonwealth Seniors Health Card: What it is and how to apply
A government concession card to get cheaper health care can make a big difference to your retirement budget – and it’s not just for those on the Age Pension.
Small APRA funds: What are they and why would I need one?
Small APRA funds aren’t sexy, but they can offer valuable benefits if you want more control of your super investments without the trustee responsibilities.
How the 10/30/60 Rule can help achieve your retirement plans
The 10/30/60 Rule shows it’s just as important to use a carefully developed investment strategy in retirement as it is during your working life.
How to select a retirement income calculator
Choosing the right calculator to work out your retirement income is important, as different calculators provide different results and types of information.
5 ways sequencing risk affects your retirement
Sequencing risk can ruin even the most carefully planned retirement, with losses and low returns when you withdraw your super savings giving you less to spend.
10 hidden perks that make your super account even better
There are lots of overlooked benefits that come with your super account, so it’s worth checking out what it can provide.
