Employers are required to make SG contributions into your super account on a regular basis. But what can you do if they don’t pay?
10 points to check on your annual super fund statement
Checking your annual super fund statement is important. Here are 10 key points you need to review to ensure your super fund is working hard for you.
What is the Pension Loans Scheme, and how does it work?
Older Aussies looking to boost their retirement income can take advantage of the government’s Pension Loans Scheme to generate a non taxable fortnightly income stream that helps pay their bills.
Selecting your super fund: Can I make the choice?
Uncertain about whether or not you can choose your own super fund? Check out our simple guide to the current fund choice rules.
Your simple guide to Superannuation Guarantee (SG) contributions
The Superannuation Guarantee (SG) contributions made by your employer into your super account are the foundation of a successful retirement. So it’s worth understanding the SG rules and how they work.
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How the Division 293 tax works: Super surcharge for high earners
High income earners need to watch they don’t incur an extra 15% tax on their super contributions under the Division 293 rules. Here’s a simple guide to everything you need to know.
What is the maximum super contribution base for 2020/21?
While your employer is required to make regular Super Guarantee contributions on your behalf, higher income earners can miss out if they earn above the quarterly maximum super contribution base (MSCB) limit.
Your tax guide to accessing your super under age 60
Although you can retire and access your super if you’re under age 60, the tax man is going to want his cut, so ensure you understand the rules before acting.
Over age 60? A simple tax guide to accessing your super benefits
Knowing how much tax you’ll pay when you withdraw your super savings is important and the rules change once you reach age 60.
What super contributions are best for me?
Working out the best mix of super contributions to grow your nest egg can be confusing. Here are some simple case studies to help show you the impact for Aussies of different ages, incomes and work situations.
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How to make super contributions after you’ve retired
Once you’re in retirement, making super contributions gets a lot trickier. But it’s not impossible if you understand the rules and are willing to use different types of contributions.
What to do if you exceed your super contributions caps
Exceeding your annual super contributions cap can leave you with a big tax bill. So here’s a simple explainer of the process you’re likely to face.
What is a re-contribution strategy and how can I use it with my super?
Re-contribution strategies are all about how to withdraw money from your super account and re-contributing it to save tax. Here’s a simple explanation and 10 points to consider before taking the plunge.
Contributing to your super in your late 60s: What are the rules?
Once you get to your late 60s, the rules change when it comes to making personal contributions into your super account. Here’s a simple guide to who is eligible and who’s not.
A super guide to understanding the bring-forward rule
The bring-forward rule represents an important opportunity to put more money into your super account in a particular year if you receive an inheritance or are getting close to retirement. Here’s a simple guide to how it works.