Super fund fees and charges you need to know about
Minimising fees is an important step in maximising the returns you earn from your super, so it pays to know what to look out for.
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Janine has over 25 years’ experience writing about superannuation, including a decade as Managing Editor of the ASFA’s highly respected industry magazine, SuperFunds. She has worked with a range of super funds and leading institutional investment managers.
Her work has appeared in the Australian Financial Review personal finance section and she has been a regular contributor to Money Management and Financial Planning magazines.
Minimising fees is an important step in maximising the returns you earn from your super, so it pays to know what to look out for.
If you’re self-employed it’s easy to forget super, but making contributions for your retirement and into the super account of any staff you have is essential.
Navigating your way around the constant rule changes in the super system is tricky, so here’s our annual list of the modifications you need to know about.
When you reach your 50s, it’s time to get serious about your super, so here’s the key super rules for your age group.
Working out which employees are eligible for SG contributions can be tricky. Employers often think they know, but the ATO can have different ideas.
Retiring early due to poor health can really have an impact on your retirement plans and finances, so here’s 7 tips on what to consider.
Most employees now have the right to choose their own super fund, but employers still aren’t off the hook when it comes to offering choice of super fund.
Take this 10-question quiz to test your knowledge on the superannuation responsibilities for employers.
Small businessowners approaching retirement can take advantage of some valuable tax concessions when they sell up and then contribute the money into super.
Before withdrawing your super, it’s important to understand the proportioning rule and how it will impact the amount of tax you will pay on your super savings.
Salary sacrifice can be a convenient and simple way to boost your super and reduce your tax bill at the same time. Learn how to get it right and the alternative to consider.
High-income earners face a quarterly cap on the amount of income on which their employer must make SG contributions. Here’s the limit for 2024–25.
It can be confusing to understand all the different types of super contributions. But it’s worth learning the main types and what each one offers you.
The Low Income Super Tax Offset is a government rebate that can help boost your super and make saving for retirement a little easier.
Chasing your unpaid super contributions can be difficult but there are things you can do to get the money you’re owed and ensure your super account keeps growing.
Using the bring-forward rule is a great way to put a larger contribution into your super account in a single year. Here’s what you need to know about the rules.
High-income earners pay extra tax on their concessional super contributions, so it’s important to understand the rules.
Going over your annual limits for super contributions can cause problems and cost you money, so it’s important to know what to do if you have.
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