Workforce age discrimination and what it means for your super
If you’re still keen to work, age discrimination can seriously affect your retirement plans. We’re all being encouraged to work longer, but what if you can’t?
Managing capital gains to reduce tax and boost your super
Capital gains are an investment goal, but they leave you with a tax liability, so it’s worth checking some of the strategies for cutting your CGT bill.
A super guide to the bring-forward rule
Using the bring-forward rule is a great way to put a larger contribution into your super account in a single year. Here’s what you need to know about the rules.
10 super housekeeping tips for EOFY 2021–22
The end of the financial year isn’t far away, so it’s time to get your super contributions and paperwork in order with these 10 top tips.
Super recontribution strategy: How it works
Re-contribution strategies can reduce the tax on your super benefit and may eliminate tax for non-tax dependant beneficiaries like your adult children.
5-step guide to the different types of financial advice on offer
If you’re uncertain about your finances it makes sense to get some help, but it can be difficult to don’t know who to turn to for for unconflicted advice.
How much super should I have at my age?
Saving for retirement isn’t a competition, but it’s good to know if you’re falling behind people your own age and if you need to contribute a bit more.
Superannuation rule changes from July 2022 (and previous years)
Navigating your way around the constant rule changes in the super system is tricky, so here’s our annual list of the modifications you need to know about.
Strategies for boosting your super in the gig economy
While working in the gig economy can be more flexible, it can also be a recipe for a much smaller retirement savings pot if you don’t take steps to fix it.
Retirement cost-of-living: Tips to help improve your budget
Inflation is affecting more and more daily essentials but bank interest rates remain stubbornly low, so it may be time to revisit your retirement income plans.
Why super funds diversify and what you can learn from it
Diversification is one of the key principles behind good investing and there’s a lot you can learn from how successful super funds invest their members’ money.
Proportioning rule and super tax: What it is and why it matters
If you withdraw your super before age 60 it’s important to understand the proportioning rule and how it will impact the amount of tax you pay.
How the Home Equity Access Scheme works (formerly Pension Loans Scheme)
The Home Equity Access Scheme (previously known as the Pension Loans Scheme) facilitates a loan from the government against the equity in your home.
Reverse mortgages: What are they and how do they work?
If you’re finding it difficult to make ends meet in retirement, one way to free up some extra cash could be to take out a reverse mortgage.
How the 15-year small business CGT exemption can help boost your super
Small businessowners approaching retirement can take advantage of some valuable tax concessions when they sell up and then contribute the money into super.
