Articles by
Janine Mace
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ACT Seniors Card: Benefits, discounts and how to apply
Everyone loves a bargain, but many older people in the ACT forget to grab one of the best deals on offer – the ACT Seniors Card.
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Tasmanian Seniors Card: Benefits, discounts and how to apply
Everyone loves a bargain, but once they turn 60 many Tasmanians forget to grab one of the best deals on offer – their Tasmania Seniors Card.
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WA Seniors Card: Benefits, discounts and how to apply
Everyone loves a bargain, but many older West Australians forget to grab one of the best deals on offer – their WA Seniors Card.
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NT Seniors Card: Benefits, discounts and how to apply
Everyone loves a bargain, but once they turn 60 many people in the Northern Territory forget to grab one of the best deals on offer – their NT Seniors Card.
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SA Seniors Card: Benefits, discounts and how to apply
Everyone loves a bargain, but once they turn 60 many people in South Australia forget to grab one of the best deals on offer – their SA Seniors Card.
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NSW Seniors Card: Benefits, discounts and how to apply
Everyone loves a bargain, but once they turn 60 many people in NSW forget to grab one of the best deals on offer – their NSW Seniors Card or Seniors Savers Card.
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How to manage early retirement due to ill health
Retiring early due to poor health can really have an impact on your retirement plans and finances, so here’s 7 tips on what to consider.
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Super fund fees and charges you need to know about
Minimising fees is an important step in maximising the returns you earn from your super, so it pays to know what to look out for.
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Proportioning rule and super tax: What it is and why it matters
Before withdrawing your super, it’s important to understand the proportioning rule and how it will impact the amount of tax you will pay on your super savings.
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Planning to retire at 65? What you need to consider
While the Age Pension age has crept up to 67, the average age of retirement in Australia is closer to 65. Filling the income gap with super will require careful planning.
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Planning to retire at 60? What you need to consider
Once you turn 60 it is easier to access your super provided certain conditions are met.
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Planning to retire before turning 60? What you need to consider
If you want to retire early you will need sources of income other than super now that the super preservation age has increased to age 60.
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What to consider if you’re forced to retire early
Being forced into retirement earlier than planned is surprisingly common. Although it may upend your retirement plans, there are steps you can take to avoid it becoming a disaster.
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Workforce age discrimination and what it means for your super
When it comes to paid employment, age discrimination can seriously affect your retirement plans, so what if you find yourself facing an unplanned retirement?
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Winding up an estate: 11 steps to help get the job done
As you get older, you’re likely to find yourself undertaking the painful task of winding up an estate for a spouse or family member, so it pays to know the key responsibilities of an executor.
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What different types of financial advice should I consider?
Good advice can make a big difference to both your financial position and retirement plans, but it can be confusing to know what’s available and who to ask.
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Running multiple SMSFs: What are the pros and cons?
Deciding to run two or more SMSFs has both pros and cons, so you need to weigh them carefully and ensure it’s the right strategy for your personal situation.
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How investing in infrastructure adds to your super returns
If you’re a member of a big super fund, chances are you’re a part-owner in an airport, a pipeline, or a major shipping port. Learn why super funds have embraced infrastructure and what’s in it for you.


