Articles by

Janine Mace

Janine has over 25 years’ experience writing about superannuation, including a decade as Managing Editor of the ASFA’s highly respected industry magazine, SuperFunds. She has worked with a range of super funds and leading institutional investment managers. Her work has appeared in the Australian Financial Review personal finance section and she has been a regular contributor to Money Management and Financial Planning magazines.

MySuper funds: Everything an employer needs to know

When selecting a default super fund for your employees it’s essential it offers a MySuper product. Otherwise, you could find yourself in trouble with the ATO.
Strategies for boosting your super in the gig economy

While working in the gig economy can be more flexible, it can also be a recipe for a much smaller retirement savings pot if you don’t take steps to fix it.
Why super funds diversify and what you can learn from it

Diversification is one of the key principles behind good investing and there’s a lot you can learn from how successful super funds invest their members’ money.
Is it time to change your super investment option?

Your current investment option plays a big role in determining the investment return your super receives each year. Maybe it’s time to take a closer look.
What are defined benefit super funds?

Although defined benefit funds are disappearing in Australia, if you’re lucky enough to be a member, they can offer a valuable way to save for your retirement.
SMSF estate and succession planning: What’s the difference?

When planning who gets what when you die, many people forget about their SMSF. It’s not just about the distribution of fund assets, but who’s in control.
Had enough of your SMSF: What are your options?

Running an SMSF can sound appealing when you start out, but as the years pass there are many reasons you may want out. So, what are the alternatives?
TPD insurance through super: A definitive guide

TPD cover is a valuable benefit often provided as part of your insurance cover inside super. But there are important differences between funds, so ensure you check out the details.
Income protection insurance through super: A definitive guide

Income protection insurance through your super fund can be invaluable for paying the bills if you can’t work temporarily. But it’s important to understand exactly how these policies work.
How your super fund works and who’s who in your fund

Ever wondered why your super fund is set up like it is, or who provides all the services to members? We have the simple answers to all your questions.
How to change your investment option: 6 points to check before you switch

If you’re unhappy with how your super savings have grown, it’s worth considering whether you’re in the right investment option in your super fund. To help you work through the process of making an investment option switch, check out our simple explainer.
Revamp for super system: Financial Services Royal Commission recommends change

The final report from the Royal Commission is likely to result in major change for the superannuation industry – both for super fund members and for trustees and executives managing the large super funds.
Super’s next shake up? Productivity Commission gets tough

Australia’s current super system is “harming millions of members” through underperforming funds, multiple accounts and excessive fees.