Articles by
Janine Mace
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Getting financial advice? What your adviser needs to provide
UpdatedFinancial advice is strictly regulated, so it pays to understand what you can and can’t expect from an adviser before you set up your first meeting.
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Why financial literacy is vital for a good retirement
UpdatedIn an increasingly complex world, understanding finance and financial products can make a wealth of difference to your future health and happiness.
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Tax returns in retirement: Do I need to lodge one?
UpdatedIf you receive assessable income in retirement, you need to lodge a tax return. Even if you don’t, you may need to lodge a non-lodgment form. Confused? Read on.
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Checklist for employers to master your super responsibilities
UpdatedGetting the details right when it comes to paying employees’ super can be tricky, so use our 7-point checklist to ensure you meet your super obligations.
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3 steps to making a complaint about your super fund
UpdatedWhen you have an issue with your super fund or its insurer, it’s important to know who to turn to, including AFCA, and how to go about it.
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Who to turn to if you have a problem with your financial adviser
UpdatedThe financial advice sector has done a lot in recent years to improve the overall quality of advice, but when things go wrong there is a structured complaints process.
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Quiz: Employer super responsibilities
UpdatedTake this 10-question quiz to test your knowledge on the superannuation responsibilities for employers.
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What to do if your employer doesn’t pay your super
UpdatedChasing your unpaid super contributions can be difficult but there are things you can do to get the money you’re owed and ensure your super account keeps growing.
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What happens when you meet a financial adviser
UpdatedBefore you select a financial adviser, it’s important to understand what you want to achieve and how to prepare for your first meeting.
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What are the super and Age Pension rules for same-sex couples?
UpdatedNow that same-sex couples are equal under super and tax laws, it’s important to understand what that means for your retirement savings and Centrelink benefits.
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What’s the Carer Allowance and am I eligible?
UpdatedIf you’re retired and caring for an ill or frail partner or family member, the government’s Carer Allowance can provide some useful extra income.
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Estate planning when your child has a disability: What can I do?
UpdatedPlanning financial support for your children after you die is tricky, but a child with disability makes the task even harder. How do you ensure your child is cared for and financially secure?
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How sequencing risk affects your retirement
UpdatedSequencing risk can ruin even the most carefully planned retirement. Losses and low returns just as you move into retirement mean you will have much less to spend.
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Victorian Seniors Card: Benefits, discounts and how to apply
UpdatedEveryone loves a bargain, but once they turn 60 many Victorians forget to grab one of the best deals on offer – their Victoria Seniors Card.
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QLD Seniors Card: Benefits, discounts and how to apply
UpdatedEveryone loves a bargain, but once they turn 60 many Queenslanders forget to grab one of the best deals on offer – their QLD Seniors Card, Seniors Card+go or Seniors Business Discount Card.
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ACT Seniors Card: Benefits, discounts and how to apply
UpdatedEveryone loves a bargain, but many older people in the ACT forget to grab one of the best deals on offer – the ACT Seniors Card.
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Tasmanian Seniors Card: Benefits, discounts and how to apply
UpdatedEveryone loves a bargain, but once they turn 60 many Tasmanians forget to grab one of the best deals on offer – their Tasmania Seniors Card.
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NT Seniors Card: Benefits, discounts and how to apply
UpdatedEveryone loves a bargain, but once they turn 60 many people in the Northern Territory forget to grab one of the best deals on offer – their NT Seniors Card.
