Exceeding your annual super contributions cap can leave you with a big tax bill. So here’s a simple explainer of the process you’re likely to face.
What is a re-contribution strategy and how can I use it with my super?
Re-contribution strategies are all about how to withdraw money from your super account and re-contributing it to save tax. Here’s a simple explanation and 10 points to consider before taking the plunge.
Contributing to your super in your late 60s: What are the rules?
Once you get to your late 60s, the rules change when it comes to making personal contributions into your super account. Here’s a simple guide to who is eligible and who’s not.
A super guide to understanding the bring-forward rule
The bring-forward rule represents an important opportunity to put more money into your super account in a particular year if you receive an inheritance or are getting close to retirement. Here’s a simple guide to how it works.
How carry-forward (catch-up) super contributions work
If you feel like you’ve missed the boat when it comes to building your retirement savings, it could be time to use an often-overlooked contribution opportunity.
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Contribution splitting: How to boost your spouse’s super
Topping up your spouse’s super account can be an easy way to build the nest egg you have to share during your retirement. Here are two easy ways to boost your spouse’s super balance.
Work test: Making super contributions over 67
Making super contributions once you reach age 67 is more difficult as you need to meet the requirements of a work test. Here’s a simple guide to understanding the rules and how they affect you.
Superannuation rule changes: Your guide for 2020/21
If you are wondering how recent rule changes have affected your super and retirement plans, here’s a quick guide to the key changes and when they commenced.
SMSF trustee housekeeping checklist for 2020/21
Life is never quiet for SMSF trustees and 2020/21 looks like it will be no different, with a recession and lots of new legislative requirements to deal with.
How LISTO works (Low Income Superannuation Tax Offset)
Finding extra dollars to put into your super account can be difficult, so receiving a $500 payment from the government can be a welcome boost for your retirement savings.
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Retiring at 55? Your super simple guide to 12 common questions
If you plan on retiring at age 55, here’s a simple guide answering 12 common questions people ask about their super and other financial assistance retirees may be eligible to receive.
Retiring at 60? Your super simple guide to 12 common questions
For many people planning their retirement, age 60 sounds like a good time to leave the workforce. If that’s your plan, it’s important to ensure you understand the rules on accessing your super, how big your nest egg needs to be, the tax you might pay and any financial assistance you may be able to receive.
Retiring at 65? Your super simple guide to 12 common questions
For most Aussies, blowing out the birthday candles at 65 means it’s retirement time. To help you take the leap into life after work, we have put together a simple guide answering common questions asked by people retiring at age 65.
Countdown to retirement: Tips to help kickstart your retirement plans
This article lists of some of the key points to consider when planning your retirement – whether you have 15 years or three months to go before the big day.
10 EOFY housekeeping tips for your super
This financial year is like no other, but that doesn’t mean you should forget how important it is to get your super and tax affairs ready for 30 June. Here are our 10 top super tips for this EOFY.