Articles by
Janine Mace
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Super Guarantee Charge for employers: What is it and what are my options?
Failing to make your quarterly SG contributions on time and to the right fund will leave you with a Super Guarantee Charge bill, which can be expensive.
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Calculating your employees’ SG contributions? The rules to help get it right
Working out the right SG contributions for your employees can be confusing, but if you learn the rules there shouldn’t be any problems with the tax man.
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Making superannuation contributions: Super for beginners guide
It can be confusing to understand all the different types of super contributions. But it’s worth learning the main types and what each one offers you.
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Quiz: Employer super responsibilities
Take this 10-question quiz to test your knowledge on the superannuation responsibilities for employers.
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In your 50s or younger? The super rules that apply to you
When you reach your 50s, it’s time to get serious about your super, so here’s the key super rules for your age group.
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How carry-forward (catch-up) super contributions work
If you haven’t used all your concessional contributions cap in recent years you can play catch-up and get a handy tax concession to sweeten the deal. We explain how.
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Employee super contributions for the self-employed and micro businesses
If you’re self-employed it’s easy to forget super, but making contributions for your retirement and into the super account of any staff you have is essential.
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What to do if you exceed your super contributions caps
Going over your annual limits for super contributions can cause problems and cost you money, so it’s important to know what to do if you have.
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In your 70s? The super rules that apply to you
If you’re still adding to your retirement savings in your 70s, it’s important to know the super rules, as making contributions becomes tougher after age 75.
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What to do if your employer doesn’t pay your super
Chasing your unpaid super contributions can be difficult but there are things you can do to get the money you’re owed and ensure your super account keeps growing.
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What happens when you meet a financial adviser
Before you select a financial adviser, it’s important to understand what you want to achieve and how to prepare for your first meeting.
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Super housekeeping tips for EOFY
The end of the financial year is a good time to get your super house in order. Check our tips to make the most of your opportunities.
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What’s the Carer Payment and am I eligible?
If you care for an ill or disabled person full time, you may be eligible for regular income support payments.
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What are the super and Age Pension rules for same-sex couples?
Now that same-sex couples are equal under super and tax laws, it’s important to understand what that means for your retirement savings and Centrelink benefits.
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What’s the Carer Allowance and am I eligible?
If you’re retired and caring for an ill or frail partner or family member, the government’s Carer Allowance can provide some useful extra income.
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Estate planning when your child has a disability: What can I do?
Planning financial support for your children after you die is tricky, but a child with disability makes the task even harder. How do you ensure your child is cared for and financially secure?
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How long you can expect to live and what it means for your super
While none of us knows exactly how long we will live, you can narrow the possibilities with these life expectancy projections based on Australian numbers.
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How sequencing risk affects your retirement
Sequencing risk can ruin even the most carefully planned retirement. Losses and low returns just as you move into retirement mean you will have much less to spend.
