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Australian Retirement Trust

This is a SuperGuide profile of Australian Retirement Trust, including fund performance, value of assets under management, contact details, and administration details (such as ABN and USI).

This profile is factual information and is not an advertisement or recommendation for Australian Retirement Trust. View other super fund guides.

Australian Retirement Trust (ART) was formed through the merger of Sunsuper and QSuper, and has been in existence since February 2022.

Other super funds that have now merged into ART include Australia Post Superannuation Scheme (APSS), IPE Super (Incitec Pivot Employees Superannuation Fund), Woolworths and Endeavour Group Super, Commonwealth Bank Group Super and Oracle Superannuation Fund, Alcoa of Australia Retirement Plan, AvSuper and Qantas Super.

Australian Retirement Trust overview

Australian Retirement Trust is a Public offer Industry fund.

Learn more about MySuper funds and the different types of super funds.

Australian Retirement Trust ranks 2 in terms of total member benefits, which are valued at approximately $301.75 billion.

In terms of members, Australian Retirement Trust ranks 2, with 2,517,276 members. In the 2024 financial year, the number of Australian Retirement Trust members changed by 7%, which places them at 21 of 95 funds in terms of growth.

Australian Retirement Trust is one of the 15 super funds that has committed to achieving net-zero absolute carbon emissions in their investment portfolios by 2050, in alignment with the Paris Agreement.

Australian Retirement Trust ABN

The Australian Retirement Trust ABN number is 60905115063.

Australian Retirement Trust has the following USI numbers

Australian Retirement Trust Super Savings 60905115063003
QSuper 60905115063001
QSuper – Participating Employer 60905115063002

Note: A USI (Unique Superannuation Identifier) helps you or your employer know you are paying super contributions into the correct super fund.

Australian Retirement Trust performance

Australian Retirement Trust super investment options

Default option (MySuper)

Australian Retirement Trust Super Savings

Strategy type Lifecycle

Growth assets

Age 50 Age 50 growth asset 100%

Percentage of growth assets 100%
Investment category All growth

Fees

Admin fee fixed Admin fee % Admin fee cap General reserves Investment fees and costs Transaction costs
$62.4 0.1% $500 0.05% 0.65% 0.05%

Fee comparison is only available to SuperGuide members.

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Under Age 50 Under Age 50 growth asset 100%

Percentage of growth assets 100%
Investment category All growth

Fees

Admin fee fixed Admin fee % Admin fee cap General reserves Investment fees and costs Transaction costs
$62.4 0.1% $500 0.05% 0.65% 0.05%

Fee comparison is only available to SuperGuide members.

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Age 51 Age 51 growth asset 95.4%

Percentage of growth assets 95.4%
Investment category High growth

Fees

Admin fee fixed Admin fee % Admin fee cap General reserves Investment fees and costs Transaction costs
$62.4 0.1% $500 0.05% 0.64% 0.05%

Fee comparison is only available to SuperGuide members.

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Age 52 Age 52 growth asset 90.8%

Percentage of growth assets 90.8%
Investment category High growth

Fees

Admin fee fixed Admin fee % Admin fee cap General reserves Investment fees and costs Transaction costs
$62.4 0.1% $500 0.05% 0.63% 0.05%

Fee comparison is only available to SuperGuide members.

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Age 53 Age 53 growth asset 86.2%

Percentage of growth assets 86.2%
Investment category High growth

Fees

Admin fee fixed Admin fee % Admin fee cap General reserves Investment fees and costs Transaction costs
$62.4 0.1% $500 0.05% 0.62% 0.05%

Fee comparison is only available to SuperGuide members.

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Age 54 Age 54 growth asset 81.6%

Percentage of growth assets 81.6%
Investment category High growth

Fees

Admin fee fixed Admin fee % Admin fee cap General reserves Investment fees and costs Transaction costs
$62.4 0.1% $500 0.05% 0.61% 0.05%

Fee comparison is only available to SuperGuide members.

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Age 55 Age 55 growth asset 77%

Percentage of growth assets 77%
Investment category Growth

Fees

Admin fee fixed Admin fee % Admin fee cap General reserves Investment fees and costs Transaction costs
$62.4 0.1% $500 0.05% 0.59% 0.05%

Fee comparison is only available to SuperGuide members.

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Age 56 Age 56 growth asset 72.4%

Percentage of growth assets 72.4%
Investment category Growth

Fees

Admin fee fixed Admin fee % Admin fee cap General reserves Investment fees and costs Transaction costs
$62.4 0.1% $500 0.05% 0.58% 0.05%

Fee comparison is only available to SuperGuide members.

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Age 57 Age 57 growth asset 67.8%

Percentage of growth assets 67.8%
Investment category Growth

Fees

Admin fee fixed Admin fee % Admin fee cap General reserves Investment fees and costs Transaction costs
$62.4 0.1% $500 0.05% 0.57% 0.05%

Fee comparison is only available to SuperGuide members.

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Age 58 Age 58 growth asset 63.2%

Percentage of growth assets 63.2%
Investment category Growth

Fees

Admin fee fixed Admin fee % Admin fee cap General reserves Investment fees and costs Transaction costs
$62.4 0.1% $500 0.05% 0.56% 0.05%

Fee comparison is only available to SuperGuide members.

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Age 59 Age 59 growth asset 58.6%

Percentage of growth assets 58.6%
Investment category Balanced

Fees

Admin fee fixed Admin fee % Admin fee cap General reserves Investment fees and costs Transaction costs
$62.4 0.1% $500 0.05% 0.55% 0.05%

Fee comparison is only available to SuperGuide members.

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Age 60 Age 60 growth asset 54%

Percentage of growth assets 54%
Investment category Balanced

Fees

Admin fee fixed Admin fee % Admin fee cap General reserves Investment fees and costs Transaction costs
$62.4 0.1% $500 0.05% 0.54% 0.05%

Fee comparison is only available to SuperGuide members.

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Age 61 Age 61 growth asset 52.8%

Percentage of growth assets 52.8%
Investment category Balanced

Fees

Admin fee fixed Admin fee % Admin fee cap General reserves Investment fees and costs Transaction costs
$62.4 0.1% $500 0.05% 0.53% 0.05%

Fee comparison is only available to SuperGuide members.

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Age 62 Age 62 growth asset 51.6%

Percentage of growth assets 51.6%
Investment category Balanced

Fees

Admin fee fixed Admin fee % Admin fee cap General reserves Investment fees and costs Transaction costs
$62.4 0.1% $500 0.05% 0.52% 0.05%

Fee comparison is only available to SuperGuide members.

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Age 63 Age 63 growth asset 50.4%

Percentage of growth assets 50.4%
Investment category Balanced

Fees

Admin fee fixed Admin fee % Admin fee cap General reserves Investment fees and costs Transaction costs
$62.4 0.1% $500 0.05% 0.51% 0.05%

Fee comparison is only available to SuperGuide members.

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Age 64 Age 64 growth asset 49.2%

Percentage of growth assets 49.2%
Investment category Balanced

Fees

Admin fee fixed Admin fee % Admin fee cap General reserves Investment fees and costs Transaction costs
$62.4 0.1% $500 0.05% 0.5% 0.05%

Fee comparison is only available to SuperGuide members.

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Age 65 Age 65 growth asset 48%

Percentage of growth assets 48%
Investment category Balanced

Fees

Admin fee fixed Admin fee % Admin fee cap General reserves Investment fees and costs Transaction costs
$62.4 0.1% $500 0.05% 0.49% 0.05%

Fee comparison is only available to SuperGuide members.

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QSuper

Strategy type Lifecycle

Growth assets

Aspire 1 (ART – QSuper) Aspire 1 (ART – QSuper) growth asset 90%

Percentage of growth assets 90%

Fees

Admin fee fixed Admin fee % Admin fee cap General reserves Investment fees and costs Transaction costs
$62.4 0.06% $500 0.05% 0.52% 0.05%

Fee comparison is only available to SuperGuide members.

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Performance

Fund performance is only available to SuperGuide members.

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Outlook (ART – QSuper) Outlook (ART – QSuper) growth asset 89.875%

Percentage of growth assets 89.875%

Fees

Admin fee fixed Admin fee % Admin fee cap General reserves Investment fees and costs Transaction costs
$62.4 0.06% $500 0.05% 0.53% 0.05%

Fee comparison is only available to SuperGuide members.

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Performance

Fund performance is only available to SuperGuide members.

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Focus 1 (ART – QSuper) Focus 1 (ART – QSuper) growth asset 76.25%

Percentage of growth assets 76.25%

Fees

Admin fee fixed Admin fee % Admin fee cap General reserves Investment fees and costs Transaction costs
$62.4 0.06% $500 0.05% 0.45% 0.03%

Fee comparison is only available to SuperGuide members.

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Performance

Fund performance is only available to SuperGuide members.

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Aspire 2 (ART – QSuper) Aspire 2 (ART – QSuper) growth asset 76%

Percentage of growth assets 76%

Fees

Admin fee fixed Admin fee % Admin fee cap General reserves Investment fees and costs Transaction costs
$62.4 0.06% $500 0.05% 0.46% 0.04%

Fee comparison is only available to SuperGuide members.

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Performance

Fund performance is only available to SuperGuide members.

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Focus 2 (ART – QSuper) Focus 2 (ART – QSuper) growth asset 67.3125%

Percentage of growth assets 67.3125%

Fees

Admin fee fixed Admin fee % Admin fee cap General reserves Investment fees and costs Transaction costs
$62.4 0.06% $500 0.05% 0.42% 0.04%

Fee comparison is only available to SuperGuide members.

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Performance

Fund performance is only available to SuperGuide members.

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Focus 3 (ART – QSuper) Focus 3 (ART – QSuper) growth asset 58.4375%

Percentage of growth assets 58.4375%

Fees

Admin fee fixed Admin fee % Admin fee cap General reserves Investment fees and costs Transaction costs
$62.4 0.06% $500 0.05% 0.38% 0.03%

Fee comparison is only available to SuperGuide members.

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Performance

Fund performance is only available to SuperGuide members.

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Sustain 1 (ART – QSuper) Sustain 1 (ART – QSuper) growth asset 54% ESG

Percentage of growth assets 54%

Fees

Admin fee fixed Admin fee % Admin fee cap General reserves Investment fees and costs Transaction costs
$62.4 0.06% $500 0.05% 0.34% 0.03%

Fee comparison is only available to SuperGuide members.

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Performance

Fund performance is only available to SuperGuide members.

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Sustain 2 (ART – QSuper) Sustain 2 (ART – QSuper) growth asset 50% ESG

Percentage of growth assets 50%

Fees

Admin fee fixed Admin fee % Admin fee cap General reserves Investment fees and costs Transaction costs
$62.4 0.06% $500 0.05% 0.3% 0.02%

Fee comparison is only available to SuperGuide members.

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Performance

Fund performance is only available to SuperGuide members.

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Sustain 3 (ART – QSuper) Sustain 3 (ART – QSuper) growth asset 45% ESG

Percentage of growth assets 45%

Fees

Admin fee fixed Admin fee % Admin fee cap General reserves Investment fees and costs Transaction costs
$62.4 0.06% $500 0.05% 0.3% 0.03%

Fee comparison is only available to SuperGuide members.

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Other multi-sector super investment options

Australian Retirement Trust Super Savings

Growth assets

High Growth (ART – Super Savings) High Growth (ART – Super Savings) growth asset 85%

Percentage of growth assets 85%
Investment category High growth

Fees

Admin fee fixed Admin fee % Admin fee cap General reserves Investment fees and costs Transaction costs
$62.4 0.1% $500 0.05% 0.65% 0.05%

Fee comparison is only available to SuperGuide members.

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Performance

Fund performance is only available to SuperGuide members.

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Balanced (ART – Super Savings) Balanced (ART – Super Savings) growth asset 71%

Percentage of growth assets 71%
Investment category Growth

Fees

Admin fee fixed Admin fee % Admin fee cap General reserves Investment fees and costs Transaction costs
$62.4 0.1% $500 0.05% 0.59% 0.05%

Fee comparison is only available to SuperGuide members.

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Performance

Fund performance is only available to SuperGuide members.

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Balanced Risk-Adjusted (ART – Super Savings) Balanced Risk-Adjusted (ART – Super Savings) growth asset 63.8%

Percentage of growth assets 63.8%
Investment category Growth

Fees

Admin fee fixed Admin fee % Admin fee cap General reserves Investment fees and costs Transaction costs
$62.4 0.1% $500 0.05% 0.42% 0.05%

Fee comparison is only available to SuperGuide members.

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Performance

Fund performance is only available to SuperGuide members.

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Conservative-Balanced (ART – Super Savings) Conservative-Balanced (ART – Super Savings) growth asset 52%

Percentage of growth assets 52%
Investment category Balanced

Fees

Admin fee fixed Admin fee % Admin fee cap General reserves Investment fees and costs Transaction costs
$62.4 0.1% $500 0.05% 0.58% 0.06%

Fee comparison is only available to SuperGuide members.

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Performance

Fund performance is only available to SuperGuide members.

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Conservative (ART – Super Savings) Conservative (ART – Super Savings) growth asset 32.3%

Percentage of growth assets 32.3%
Investment category Conservative

Fees

Admin fee fixed Admin fee % Admin fee cap General reserves Investment fees and costs Transaction costs
$62.4 0.1% $500 0.05% 0.54% 0.05%

Fee comparison is only available to SuperGuide members.

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Performance

Fund performance is only available to SuperGuide members.

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Balanced – Index (ART – Super Savings)

Fees

Admin fee fixed Admin fee % Admin fee cap General reserves Investment fees and costs Transaction costs
$62.4 0.1% $500 0.05% 0.08% 0

Fee comparison is only available to SuperGuide members.

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High Growth Index (ART – Super Savings)

Fees

Admin fee fixed Admin fee % Admin fee cap General reserves Investment fees and costs Transaction costs
$62.4 0.1% $500 0.05% 0.08% 0

Fee comparison is only available to SuperGuide members.

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Socially Conscious Balanced (ART – Super Savings)ESG

Fees

Admin fee fixed Admin fee % Admin fee cap General reserves Investment fees and costs Transaction costs
$62.4 0.1% $500 0.05% 0.58% 0.05%

Fee comparison is only available to SuperGuide members.

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Unlisted Assets (ART – Super Savings)

Fees

Admin fee fixed Admin fee % Admin fee cap General reserves Investment fees and costs Transaction costs
$62.4 0.1% $500 0.05% 1.7% 0.06%

Fee comparison is only available to SuperGuide members.

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QSuper

Growth assets

Balanced (ART – QSuper) Balanced (ART – QSuper) growth asset 62.8%

Percentage of growth assets 62.8%
Investment category Growth

Fees

Admin fee fixed Admin fee % Admin fee cap General reserves Investment fees and costs Transaction costs
$62.4 0.06% $500 0.05% 0.59% 0.07%

Fee comparison is only available to SuperGuide members.

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Balanced Index (ART – QSuper)

Fees

Admin fee fixed Admin fee % Admin fee cap General reserves Investment fees and costs Transaction costs
$62.4 0.06% $500 0.05% 0.08% 0

Fee comparison is only available to SuperGuide members.

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Balanced Risk-Adjusted (ART – QSuper)

Fees

Admin fee fixed Admin fee % Admin fee cap General reserves Investment fees and costs Transaction costs
$62.4 0.06% $500 0.05% 0.46% 0.04%

Fee comparison is only available to SuperGuide members.

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Conservative (ART – QSuper)

Fees

Admin fee fixed Admin fee % Admin fee cap General reserves Investment fees and costs Transaction costs
$62.4 0.06% $500 0.05% 0.55% 0.07%

Fee comparison is only available to SuperGuide members.

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Conservative-Balanced

Investment category Balanced

Fees

Admin fee fixed Admin fee % Admin fee cap General reserves Investment fees and costs Transaction costs
$62.4 0.06% $500 0.05% 0.59% 0.07%

Fee comparison is only available to SuperGuide members.

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High Growth (ART – QSuper)

Fees

Admin fee fixed Admin fee % Admin fee cap General reserves Investment fees and costs Transaction costs
$62.4 0.06% $500 0.05% 0.66% 0.06%

Fee comparison is only available to SuperGuide members.

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High Growth Index (ART – QSuper)

Fees

Admin fee fixed Admin fee % Admin fee cap General reserves Investment fees and costs Transaction costs
$62.4 0.06% $500 0.05% 0.08% 0.01%

Fee comparison is only available to SuperGuide members.

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Socially Conscious Balanced (ART – QSuper)ESG

Fees

Admin fee fixed Admin fee % Admin fee cap General reserves Investment fees and costs Transaction costs
$62.4 0.06% $500 0.05% 0.65% 0.05%

Fee comparison is only available to SuperGuide members.

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Unlisted Assets (ART – QSuper)

Fees

Admin fee fixed Admin fee % Admin fee cap General reserves Investment fees and costs Transaction costs
$62.4 0.06% $500 0.05% 1.67% 0.06%

Fee comparison is only available to SuperGuide members.

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Other single sector super investment options

Australian Retirement Trust Super Savings

Australian Shares – Index (ART – Super Savings)

Fees

Admin fee fixed Admin fee % Admin fee cap General reserves Investment fees and costs Transaction costs
$62.4 0.1% $500 0.05% 0.08% 0

Fee comparison is only available to SuperGuide members.

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Bonds index (ART – Super Savings)

Fees

Admin fee fixed Admin fee % Admin fee cap General reserves Investment fees and costs Transaction costs
$62.4 0.1% $500 0.05% 0.08% 0

Fee comparison is only available to SuperGuide members.

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Cash (ART – Super Savings)

Fees

Admin fee fixed Admin fee % Admin fee cap General reserves Investment fees and costs Transaction costs
$62.4 0.1% $500 0.05% 0.07% 0

Fee comparison is only available to SuperGuide members.

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International Shares – Index Hedged Index (ART – Super Savings)

Fees

Admin fee fixed Admin fee % Admin fee cap General reserves Investment fees and costs Transaction costs
$62.4 0.1% $500 0.05% 0.08% 0

Fee comparison is only available to SuperGuide members.

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International Shares – Index Unhedged Index (ART – Super Savings)

Fees

Admin fee fixed Admin fee % Admin fee cap General reserves Investment fees and costs Transaction costs
$62.4 0.1% $500 0.05% 0.08% 0

Fee comparison is only available to SuperGuide members.

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Listed Property Index (ART – Super Savings)

Fees

Admin fee fixed Admin fee % Admin fee cap General reserves Investment fees and costs Transaction costs
$62.4 0.1% $500 0.05% 0.08% 0.02%

Fee comparison is only available to SuperGuide members.

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QSuper

Australian Shares Index (ART – QSuper)

Fees

Admin fee fixed Admin fee % Admin fee cap General reserves Investment fees and costs Transaction costs
$62.4 0.06% $500 0.05% 0.08% 0.01%

Fee comparison is only available to SuperGuide members.

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Bonds Index (ART – QSuper)

Fees

Admin fee fixed Admin fee % Admin fee cap General reserves Investment fees and costs Transaction costs
$62.4 0.06% $500 0.05% 0.08% 0

Fee comparison is only available to SuperGuide members.

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Cash (ART – QSuper)

Fees

Admin fee fixed Admin fee % Admin fee cap General reserves Investment fees and costs Transaction costs
$62.4 0.06% $500 0.05% 0.59% 0.07%

Fee comparison is only available to SuperGuide members.

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International Shares Hedged Index (ART – QSuper)

Fees

Admin fee fixed Admin fee % Admin fee cap General reserves Investment fees and costs Transaction costs
$62.4 0.06% $500 0.05% 0.08% 0.01%

Fee comparison is only available to SuperGuide members.

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International Shares Unhedged Index (ART – QSuper)

Fees

Admin fee fixed Admin fee % Admin fee cap General reserves Investment fees and costs Transaction costs
$62.4 0.06% $500 0.05% 0.08% 0.01%

Fee comparison is only available to SuperGuide members.

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Listed Property Index (ART – QSuper)

Fees

Admin fee fixed Admin fee % Admin fee cap General reserves Investment fees and costs Transaction costs
$62.4 0.06% $500 0.05% 0.08% 0

Fee comparison is only available to SuperGuide members.

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See also our guides to the best performing super funds and super fund rankings.

Offers TTR pension

Australian Retirement Trust also offers transition-to-retirement (TTR) pension investment options. Learn more

Australian Retirement Trust pension investment options

Multi-sector pension investment options

Australian Retirement Trust Super Savings

Growth assets

High Growth High Growth growth asset 85%

Percentage of growth assets 85%
Investment category High growth

Fees

Admin fee fixed Admin fee % Admin fee cap General reserves Investment fees and costs Transaction costs
$62.4 0.1% $500 0.05% 0.65% 0.05%

Fee comparison is only available to SuperGuide members.

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Performance

Fund performance is only available to SuperGuide members.

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Balanced (ART – Super Savings) Balanced (ART – Super Savings) growth asset 71%

Percentage of growth assets 71%
Investment category Growth

Fees

Admin fee fixed Admin fee % Admin fee cap General reserves Investment fees and costs Transaction costs
$62.4 0.1% $500 0.05% 0.59% 0.05%

Fee comparison is only available to SuperGuide members.

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Performance

Fund performance is only available to SuperGuide members.

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Balanced Risk-Adjusted (ART – Super Savings) Balanced Risk-Adjusted (ART – Super Savings) growth asset 63.8%

Percentage of growth assets 63.8%
Investment category Growth

Fees

Admin fee fixed Admin fee % Admin fee cap General reserves Investment fees and costs Transaction costs
$62.4 0.1% $500 0.05% 0.42% 0.05%

Fee comparison is only available to SuperGuide members.

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Performance

Fund performance is only available to SuperGuide members.

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Conservative Balanced Conservative Balanced growth asset 52%

Percentage of growth assets 52%
Investment category Balanced

Fees

Admin fee fixed Admin fee % Admin fee cap General reserves Investment fees and costs Transaction costs
$62.4 0.1% $500 0.05% 0.59% 0.07%

Fee comparison is only available to SuperGuide members.

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Performance

Fund performance is only available to SuperGuide members.

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Conservative (ART – Super Savings) Conservative (ART – Super Savings) growth asset 32.3%

Percentage of growth assets 32.3%
Investment category Conservative

Fees

Admin fee fixed Admin fee % Admin fee cap General reserves Investment fees and costs Transaction costs
$62.4 0.1% $500 0.05% 0.54% 0.05%

Fee comparison is only available to SuperGuide members.

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Performance

Fund performance is only available to SuperGuide members.

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Balanced – Index (ART – Super Savings)

Fees

Admin fee fixed Admin fee % Admin fee cap General reserves Investment fees and costs Transaction costs
$62.4 0.1% $500 0.05% 0.08% 0

Fee comparison is only available to SuperGuide members.

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Conservative-Balanced (ART – Super Savings)

Fees

Admin fee fixed Admin fee % Admin fee cap General reserves Investment fees and costs Transaction costs
$62.4 0.1% $500 0.05% 0.58% 0.05%

Fee comparison is only available to SuperGuide members.

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High Growth Index (ART – Super Savings)

Fees

Admin fee fixed Admin fee % Admin fee cap General reserves Investment fees and costs Transaction costs
$62.4 0.1% $500 0.05% 0.08% 0

Fee comparison is only available to SuperGuide members.

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Socially Conscious Balanced (ART – Super Savings)ESG

Fees

Admin fee fixed Admin fee % Admin fee cap General reserves Investment fees and costs Transaction costs
$62.4 0.1% $500 0.05% 0.58% 0.06%

Fee comparison is only available to SuperGuide members.

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QSuper

Growth assets

Balanced (ART – QSuper) Balanced (ART – QSuper) growth asset 62.8%

Percentage of growth assets 62.8%
Investment category Growth

Fees

Admin fee fixed Admin fee % Admin fee cap General reserves Investment fees and costs Transaction costs
$62 0.11% $500 0.07% 0.59% 0.07%

Fee comparison is only available to SuperGuide members.

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Balanced Index (ART – QSuper)

Fees

Admin fee fixed Admin fee % Admin fee cap General reserves Investment fees and costs Transaction costs
$55 0.11% $500 0.07% 0.48% 0.08%

Fee comparison is only available to SuperGuide members.

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Balanced Risk-Adjusted (ART – QSuper)

Fees

Admin fee fixed Admin fee % Admin fee cap General reserves Investment fees and costs Transaction costs
$55 0.11% $500 0.07% 0.48% 0.08%

Fee comparison is only available to SuperGuide members.

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Conservative (ART – QSuper)

Fees

Admin fee fixed Admin fee % Admin fee cap General reserves Investment fees and costs Transaction costs
$55 0.11% $500 0.07% 0.48% 0.08%

Fee comparison is only available to SuperGuide members.

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Conservative-Balanced

Fees

Admin fee fixed Admin fee % Admin fee cap General reserves Investment fees and costs Transaction costs
$55 0.11% $500 0.07% 0.48% 0.08%

Fee comparison is only available to SuperGuide members.

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High Growth (ART – QSuper)

Fees

Admin fee fixed Admin fee % Admin fee cap General reserves Investment fees and costs Transaction costs
$55 0.11% $500 0.07% 0.48% 0.08%

Fee comparison is only available to SuperGuide members.

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High Growth Index (ART – QSuper)

Fees

Admin fee fixed Admin fee % Admin fee cap General reserves Investment fees and costs Transaction costs
$55 0.11% $500 0.07% 0.48% 0.08%

Fee comparison is only available to SuperGuide members.

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Socially Conscious Balanced (ART – QSuper)ESG

Fees

Admin fee fixed Admin fee % Admin fee cap General reserves Investment fees and costs Transaction costs
$55 0.11% $500 0.07% 0.48% 0.08%

Fee comparison is only available to SuperGuide members.

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Single sector pension investment options

Australian Retirement Trust Super Savings

Australian Shares – Index (ART – Super Savings)

Fees

Admin fee fixed Admin fee % Admin fee cap General reserves Investment fees and costs Transaction costs
$62.4 0.1% $500 0.05% 0.08% 0

Fee comparison is only available to SuperGuide members.

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Bonds index (ART – Super Savings)

Fees

Admin fee fixed Admin fee % Admin fee cap General reserves Investment fees and costs Transaction costs
$62.4 0.1% $500 0.05% 0.08% 0

Fee comparison is only available to SuperGuide members.

Learn more

Cash (ART – Super Savings)

Fees

Admin fee fixed Admin fee % Admin fee cap General reserves Investment fees and costs Transaction costs
$62.4 0.1% $500 0.05% 0.07% 0

Fee comparison is only available to SuperGuide members.

Learn more

International Shares – Index Hedged Index (ART – Super Savings)

Fees

Admin fee fixed Admin fee % Admin fee cap General reserves Investment fees and costs Transaction costs
$62.4 0.1% $500 0.05% 0.08% 0

Fee comparison is only available to SuperGuide members.

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International Shares – Index Unhedged Index (ART – Super Savings)

Fees

Admin fee fixed Admin fee % Admin fee cap General reserves Investment fees and costs Transaction costs
$62.4 0.1% $500 0.05% 0.08% 0

Fee comparison is only available to SuperGuide members.

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Listed Property Index (ART – Super Savings)

Fees

Admin fee fixed Admin fee % Admin fee cap General reserves Investment fees and costs Transaction costs
$62.4 0.1% $500 0.05% 0.08% 0.02%

Fee comparison is only available to SuperGuide members.

Learn more

Unlisted Assets (ART – Super Savings)

Fees

Admin fee fixed Admin fee % Admin fee cap General reserves Investment fees and costs Transaction costs
$62.4 0.1% $500 0.05% 1.7% 0.06%

Fee comparison is only available to SuperGuide members.

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QSuper

Australian Shares Index (ART – QSuper)

Fees

Admin fee fixed Admin fee % Admin fee cap General reserves Investment fees and costs Transaction costs
$55 0.11% $500 0.07% 0.48% 0.08%

Fee comparison is only available to SuperGuide members.

Learn more

Bonds Index (ART – QSuper)

Fees

Admin fee fixed Admin fee % Admin fee cap General reserves Investment fees and costs Transaction costs
$55 0.11% $500 0.07% 0.48% 0.08%

Fee comparison is only available to SuperGuide members.

Learn more

Cash (ART – QSuper)

Fees

Admin fee fixed Admin fee % Admin fee cap General reserves Investment fees and costs Transaction costs
$55 0.11% $500 0.07% 0.48% 0.08%

Fee comparison is only available to SuperGuide members.

Learn more

International Shares Hedged Index (ART – QSuper)

Fees

Admin fee fixed Admin fee % Admin fee cap General reserves Investment fees and costs Transaction costs
$55 0.11% $500 0.07% 0.48% 0.08%

Fee comparison is only available to SuperGuide members.

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International Shares Unhedged Index (ART – QSuper)

Fees

Admin fee fixed Admin fee % Admin fee cap General reserves Investment fees and costs Transaction costs
$55 0.11% $500 0.07% 0.48% 0.08%

Fee comparison is only available to SuperGuide members.

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Listed Property Index (ART – QSuper)

Fees

Admin fee fixed Admin fee % Admin fee cap General reserves Investment fees and costs Transaction costs
$55 0.11% $500 0.07% 0.48% 0.08%

Fee comparison is only available to SuperGuide members.

Learn more

Unlisted Assets (ART – QSuper)

Fees

Admin fee fixed Admin fee % Admin fee cap General reserves Investment fees and costs Transaction costs
$55 0.11% $500 0.07% 0.48% 0.08%

Fee comparison is only available to SuperGuide members.

Learn more

See also our guides to the best performing pension funds and pension fund rankings.

If your fund is not listed as a top performer, check where it appears in our pension fund rankings.

Awards won by Australian Retirement Trust

In recent years Australian Retirement Trust has won the following awards:

2026

  • MySuper of the Year (SuperRatings)

2025

  • Lifetime Return (SuperRatings)
  • MySuper of the Year (SuperRatings)
  • Corporate Solutions Fund of the Year (Chant West)

2024

  • Best Fund: Advice Services (Chant West)
  • Corporate Solutions Fund of the Year (Chant West)
  • Best Super Fund as voted for by Financial Advisers (SuperRatings)

2023

  • Best Fund: Advice Services (Chant West)
  • Best Fund: Longevity Product (Chant West)
  • Corporate Solutions Fund of the Year (Chant West)

2022

  • Corporate Solutions Fund of the Year (Chant West)
  • Best Fund: Member Services (Chant West)
  • Best Fund: Longevity Product (Chant West)

2021

  • MyChoice Super of the year (Sunsuper) (SuperRatings)
  • Fund of the year (Sunsuper) (Chant West)
  • Fund of the year (Sunsuper) (SuperRatings)
  • Best Fund: Member Services (Sunsuper) (Chant West)
  • Smooth Ride (Qsuper) (SuperRatings)
  • Fund of the year (Qsuper) (SuperRatings)
  • Pension fund of the year (Qsuper) (SuperRatings)
  • Pension fund of the year (Qsuper) (Chant West)
  • Best Fund: Investments (Qsuper) (Chant West)
  • Pension of the year (Qsuper) (SuperRatings)

2020

  • Corporate Solutions Fund of the year (Sunsuper) (Chant West)
  • MyChoice Super of the year (Sunsuper) (SuperRatings)
  • Corporate Solutions Fund of the year (Sunsuper) (Chant West)
  • Best Fund: Member Services (Sunsuper) (Chant West)
  • Choice Super of the year (Sunsuper) (SuperRatings)
  • Smooth Ride (Qsuper) (SuperRatings)
  • Pension fund of the year (Qsuper) (Chant West)
  • Pension of the year (Qsuper) (SuperRatings)
  • Choice Super of the year (Qsuper) (SuperRatings)

2019

  • Best new innovation (for BEAM) (Sunsuper) (SuperRatings)
  • Fund of the year (Sunsuper) (Chant West)
  • Fund of the year (Sunsuper) (SuperRatings)
  • Pension of the year (Sunsuper) (SuperRatings)
  • Fund of the year (Qsuper) (SuperRatings)
  • Best Fund: Investments (Qsuper) (Chant West)

2018

  • Corporate Solutions Fund of the year (Sunsuper) (Chant West)
  • Best Fund: Advice Services (Sunsuper) (Chant West)
  • Fund of the year (Sunsuper) (Chant West)
  • Corporate Solutions Fund of the year (Sunsuper) (Chant West)
  • Best Fund: Member Services (Sunsuper) (Chant West)
  • MySuper of the year (Qsuper) (SuperRatings)

2017

  • Best new innovation (for Pre-Allocated Retirement Income) (Sunsuper) (SuperRatings)
  • Corporate Solutions Fund of the year (Sunsuper) (Chant West)
  • Best Fund: Integrity (Chant West)
  • Fund of the year (Qsuper) (SuperRatings)
  • Best Fund: Member Services (Sunsuper) (Chant West)
  • Best Fund: Innovation (Qsuper) (Chant West)
  • Best Fund: Member Services (Qsuper) (Chant West)

2016

  • Best Fund: Member Services (Sunsuper) (Chant West)
  • Fund of the year (Sunsuper) (SuperRatings)
  • MySuper of the year (Qsuper) (SuperRatings)
  • Pension fund of the year (Qsuper) (Chant West)
  • Pension fund of the year (Qsuper) (Chant West)
  • Best new innovation (for Money Map) (Qsuper) (SuperRatings)
  • Pension fund of the year (Qsuper) (Chant West)

2015

  • Best Fund: Member Services (Sunsuper) (Chant West)
  • Pension fund of the year (Qsuper) (Chant West)

2014

  • Best Fund: Insurance (Sunsuper) (Chant West)
  • Pension fund of the year (Qsuper) (Chant West)

2013

  • Fund of the year (Sunsuper) (SuperRatings)
  • Best Fund: Innovation (Qsuper) (Chant West)

Learn more about the Super funds of the year awards and Pension funds of the year awards.

Australian Retirement Trust insurance

Australian Retirement Trust provides the following types of insurance:

  • Life insurance (death cover)
  • Total and permanent disablement (TPD) cover
  • Income protection cover

Learn more about insurance through your super fund.

Australian Retirement Trust administration details

Below you can find the administration details for Australian Retirement Trust including whether the super fund is open to the general public (Public offer) or not (Non public offer) and how Australian Retirement Trust is structured. You can also learn how their expenses ratio compares to other super funds, as well as the gender ratio and remuneration of their board directors.

Fund’s RSE licensee Australian Retirement Trust Pty Ltd
Public offer status Public offer
Fund type Industry
RSE licensee ownership type Equal representation required by legislation
RSE licensee profit status Not for profit status
RSE licensee board structure Other ownership type
RSE licensee balance date 6/30/2024
Investment expenses ratio 0.3% (average is 0.18%)
Operating expenses ratio 0.3% (average is 0.49%)
Number (and percentage) of female directors 6 (50%% – average is 40.7%)
Number (and percentage) of male directors 7 (50%% – average is 59.3%)
Total remuneration of directors on trustee board $1,570,000 (average is $743,412)
Average remuneration of directors on trustee board $121,000 (average is $102,069)

Sources: APRA and publicly available information. Data contained in this table as of 30 June 2024

Australian Retirement Trust contact details

Below you can find contact details for Australian Retirement Trust including website, email and physical address as well as social media accounts if they are available.

Address

GPO Box 2924
Brisbane
QLD
4001

Phone number 131184
Website www.australianretirementtrust.com.au
Social media accounts

Articles mentioning Australian Retirement Trust

Copyright text: All explanatory text is the copyright of SuperGuide Pty Ltd. All data information is the copyright of Australian Prudential Regulation Authority (APRA) . All data information is licensed under the Creative Commons Attribution 3.0 Australia Licence (CCBY 3.0).

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