It’s tempting for SMSF investors to switch from passive investments to actively managed strategies when markets are volatile and falling. But it’s more important than ever to work out the right trade-off between performance and fees to help preserve precious capital.
What is a self-managed super fund (SMSF)?
An SMSF is a private super fund you manage yourself, giving you more control over how your retirement savings are invested. We look at how they work and some of the benefits and drawbacks of going it alone.
SMSF options: Should you remain invested or wind it up?
It’s an idea to do a regular cost benefit analysis to ensure if you have an SMSF, it’s still the right way for you to structure your assets.
How to invest in infrastructure through an SMSF
How to invest in infrastructure through a SMSF. We look at new ways of accessing this asset class.
Multi-generational SMSFs: Benefits and pitfalls
Is it a good idea to have a family SMSF? We look at the pros and cons of being a family that saves together.
Find out about the new contribution rules that help bump up SMSF balances and reduce tax
We look at two strategies that can help boost your SMSF and reduce your taxable income.
Making SMSF decisions at different life stages
Self-managed super funds (SMSFs) are not a set-and-forget proposition. They require constant tweaking at different life stages to ensure they still suit members’ retirement needs. Here, we explore some of the factors trustees should consider as members progress through their lives.
Which asset classes are popular with SMSFs?
Which investments are most popular with SMSFs? A short and simplistic answer is that shares and cash and term deposits compete as the most popular investments across the board for SMSFs.
SMSF investment rules: What every trustee should know
An SMSF is a very attractive superannuation savings vehicle but it also comes with plenty of responsibility for anyone that signs up to being a trustee.
How to create an SMSF investment strategy (including examples)
Self managed superannuation funds are required by law “to formulate, review regularly and give effect to an investment strategy.”
Guide to SMSF trust deeds
An SMSF trust deed is a legal document that outlines how the fund will be set up and how it will operate. An Australian SMSF must be established with a trust deed that is compliant with Australian superannuation legislation.
Is $1 million really the magic number to start an SMSF?
Depending on who you believe, self-managed superannuation funds range from being the greatest invention of the modern age or the most likely cause of the next financial crisis.