Home / How super works / Super tips and strategies / Q&A: What are the benefits of spouse super equalisation strategies?

Q&A: What are the benefits of spouse super equalisation strategies?

Q1: Nikki asks, I would like to understand what the benefit is for my husband to withdraw funds when he turns 60, and then I reinvest the funds back in my name.

Q2: Geoff asks, I have a super balance that’s very close to the $1.7 million cap. I wanted to know if I should transfer an amount to my wife’s super, so I stay under the cap.

A: This is another issue which has become very topical around these spouse equalisation strategies. There are a couple of admin issues or a couple of issues that need to be dealt with first.

Join SuperGuide to continue

Yes, you can plan your retirement without a financial adviser

Join thousands of Australians making their retirement goals a reality
  • Step-by-step guides help you plan and take action
  • Simple changes can make a big difference to your super balance
  • Calculators, case studies and Q&As give you greater confidence
  • Make sure your super is performing and lasts longer

Find out more

About the author

Related topics,

IMPORTANT: All information on SuperGuide is general in nature only and does not take into account your personal objectives, financial situation or needs. You should consider whether any information on SuperGuide is appropriate to you before acting on it. If SuperGuide refers to a financial product you should obtain the relevant product disclosure statement (PDS) or seek personal financial advice before making any investment decisions. Comments provided by readers that may include information relating to tax, superannuation or other rules cannot be relied upon as advice. SuperGuide does not verify the information provided within comments from readers. Learn more

© Copyright SuperGuide 2008-25. Copyright for this guide belongs to SuperGuide Pty Ltd, and cannot be reproduced without express and specific consent. Learn more

Leave a Reply