Articles by
Garth McNally
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Tax hike on super balances above $3 million: Is it time to rethink our retirement savings vehicles?
The new superannuation earnings tax is now law, which means you could soon be paying additional tax! Is super still the best retirement vehicle for you?
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EOFY: Getting your SMSF in order
If you want to get your SMSF shipshape for 30 June, then get cracking now.
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Contribution cap increases: Issues to consider
With contribution caps set to increase, people need to weigh up their options before topping up their super before and/or after 30 June.
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Choosing an appropriate SMSF auditor
When choosing an auditor for your SMSF, the cheapest and/or quickest is not necessarily the best for the job. Here’s what to look for.
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How to prepare for an SMSF auditor and fill in your SMSF tax return
Even if you outsource most of the boring SMSF admin, there are two annual tasks trustees can’t avoid.
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Super balance strategies and considerations for couples
Couples who adopt a combined approach to superannuation savings can often be much better off in retirement.
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Where are we now? Pending and recent superannuation changes
Sometimes it seems the super rules are in a constant state of flux, but for some measures the pace of change can be glacially slow.
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Transfer Balance Cap indexation: Opportunities for SMSF members?
The transfer balance cap is set to increase from 1 July 2026, creating opportunities to maximise your retirement income.
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Small APRA funds: What are they and why would I need one?
Small APRA funds are often overlooked, but they offer valuable benefits if you want more control of your super investments without the trustee responsibilities.
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What you need to know about six-member SMSFs
Take up of 6-member funds is small but growing due to the unique opportunities they can offer.
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SMSF loans: What are the SMSF borrowing rules?
The ability to borrow to invest gives SMSF trustees additional flexibility when choosing investment assets, but it’s not open slather. Strict rules apply.
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Q&A: Can property sale proceeds go into super after retirement?
Retirees with substantial investments both in and out of super often wonder whether they should start a super pension or draw income from investments outside super first. We look at the pros and cons of both options.
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What are the SMSF residency requirements?
Proposed legislation will relax the residency rules for SMSF members, but until then it pays to understand the current rules before heading overseas for an extended stay.
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SMSF death benefits: Who are my dependents and why does it matter?
SMSF trustees must have a good understanding of who death benefits can be paid to and how these payments are taxed. Knowing who your ‘dependents’ are is therefore essential.
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Your SMSF calendar for 2026
Forewarned is forearmed, as they say, so why not download our 2026 SMSF calendar to ensure you don’t miss any crucial dates, deadlines or opportunities in the year ahead.
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Diversification and your SMSF: Why and how to do it
Diversifying your portfolio is a golden rule of investing and a vital task for your SMSF as it can help reduce risk and smooth investment returns.
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Losing capacity: The issues for SMSF trustees and what you need to do
Have you considered the risk to your SMSF if you were to lose mental capacity due to accident or ageing? These are the steps you can take now to address this risk.
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Can I live or stay in my SMSF property?
Direct property investing is popular with SMSFs, but do you know the rules around staying or living in your SMSF owned property? What about the rules when you retire?
