SMSFs: Segregating assets in retirement phase
In some circumstances it can make sense to allocate assets to particular fund members. We explain the how and the why.
Articles by Garth McNally
SMSFs: Investing in private companies
Investing in unlisted or private companies is perfectly legitimate for SMSFs, but there are strict rules around how it’s done.
Q&A: Can we lend to our SMSF to buy a property?
Q: We’re looking to borrow money on our SMSF to purchase a property. Can we be the lender to the SMSF as we have surplus cash?
Managing capital gains tax in your SMSF
It’s possible to reduce or even eliminate the amount of tax your fund pays on asset sales with these simple strategies.
EOFY: Getting your SMSF in order
If you want to get your SMSF shipshape for June 30, then get cracking now.
Property development in your SMSF: What to consider
While property development is allowed in an SMSF, the rules restrict what can be done and how.
Divorce and superannuation: How it works
Super is an increasingly important marital asset and one that should not be overlooked when couples divorce.
SMSF property loan paid off? What next?
After maximum loan terms were placed on LRBAs, many SMSFs are nearing the end of their loan and wondering about their options.
How to buy a commercial property and lease it through your SMSF
Many restrictions that apply to the purchase of property via an SMSF don’t apply to commercial property. Here’s how it’s done.
SMSF property investment rules
One of the attractions of having an SMSF is the ability to invest in real property, but strict rules apply.
How can I top up my super pension?
It’s possible to contribute to super after you retire, but there are rules you
must follow if you want to use these contributions to top up your pension account.
SMSFs reserves: What are the rules?
Reserves can be a useful tool for SMSF trustees, but the ATO takes a dim view of anything that looks like tax avoidance.
What happens to my TTR when I turn 65?
When you turn 65 a number of things happen to your transition to retirement pension – mostly good but there are traps to avoid.
Q&A: How is an SMSF member’s Total Super Balance calculated?
Q: How is the Total Superannuation Balance calculated for each individual member for an SMSF on June 30th of the previous year?
Transfer Balance Cap indexation: Opportunities for SMSF members?
The amount you can get into a super pension is about to increase,
presenting some useful strategies for existing and prospective retirees.
Can my SMSF invest in gold?
Gold investments come in many forms, so SMSF trustees should understand the pros and cons, and compliance issues, with each.
What happens if I don’t pay the minimum pension from my SMSF?
Now updated with a handy video guide. Adverse tax and compliance outcomes can occur if you fail to take your minimum pension payment each year. Don’t get caught due to poor SMSF administration.
Where are we now? Pending and recent superannuation changes
While some super reforms are on the way, other proposed changes may struggle to get across the line before the upcoming federal election.
