Q&A: Does the frequency of my employer contributions affect my portfolio growth?
Q: Does my employer only have to pay across the super fund contributions in quarterly intervals, as this impacts on the amount invested and growth of my portfolio?
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Garth has worked in the Australian Superannuation industry for over 20 years with a specific focus on self-managed super funds. He provides ongoing support and training to individuals as well as to professionals working in the superannuation area, including advisers, accountants and lawyers. He is a regular contributor to industry publications and to the leading professional bodies including Chartered Accountants Australia & New Zealand (CA ANZ).
Q: Does my employer only have to pay across the super fund contributions in quarterly intervals, as this impacts on the amount invested and growth of my portfolio?
If you have previously reached your full transfer balance cap, but now you are well below the $1.9 million cap, can you undertake the bring forward rule and make a non-concessional contribution of $360,000?
In some circumstances it can make sense to allocate assets to particular fund members. We explain the how and the why.
Investing in unlisted or private companies is perfectly legitimate for SMSFs, but there are strict rules around how it’s done.
Q: We’re looking to borrow money on our SMSF to purchase a property. Can we be the lender to the SMSF as we have surplus cash?
It’s possible to reduce or even eliminate the amount of tax your fund pays on asset sales with these simple strategies.
If you want to get your SMSF shipshape for June 30, then get cracking now.
While property development is allowed in an SMSF, the rules restrict what can be done and how.
Super is an increasingly important marital asset and one that should not be overlooked when couples divorce.
After maximum loan terms were placed on LRBAs, many SMSFs are nearing the end of their loan and wondering about their options.
Many restrictions that apply to the purchase of property via an SMSF don’t apply to commercial property. Here’s how it’s done.
One of the attractions of having an SMSF is the ability to invest in real property, but strict rules apply.
It’s possible to contribute to super after you retire, but there are rules you
must follow if you want to use these contributions to top up your pension account.
Reserves can be a useful tool for SMSF trustees, but the ATO takes a dim view of anything that looks like tax avoidance.
When you turn 65 a number of things happen to your transition to retirement pension – mostly good but there are traps to avoid.
Q: How is the Total Superannuation Balance calculated for each individual member for an SMSF on June 30th of the previous year?
The amount you can get into a super pension is about to increase,
presenting some useful strategies for existing and prospective retirees.
Gold investments come in many forms, so SMSF trustees should understand the pros and cons, and compliance issues, with each.
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