Set out below are all SuperGuide articles that relate to Superannuation contributions strategies.
A super guide to the bring-forward rule
Using the bring-forward rules is a great way to put a large contribution into your super account in the same year. Here’s what you need to know about the rules.
The small business retirement exemption explained
Small business owners often regard their business as their retirement ‘nest egg’, but did you know you can contribute some of the sale proceeds to super and save tax at the same time?
How to make super contributions after you’ve retired
Once you retire super contributions get trickier, but not impossible. So it’s worth learning which contributions remain available to you.
What super contributions are best for me?
Growing your retirement savings needs the right mix of super contributions. Here’s some case studies to get you thinking about what’s right for you.
How do tax-deductible superannuation contributions work?
Making a tax-deductible super contribution can be a great way to boost your retirement savings. Find out whether they could be the right strategy for you.
The pros and cons of investing your inheritance into super
Deciding whether to put an inheritance into super can be tricky, so think carefully before you act.
Total Superannuation Balance: When it applies and what is included
Recent increases to contribution caps also impact your total super balance. Here’s how it works.
Salary sacrifice and super: How does it work?
Forgoing some of your salary into your super through a salary sacrifice arrangement can have valuable tax benefits and help boost your retirement nest egg.
How carry-forward (catch-up) super contributions work
Rolling forward any unused amounts from your annual concessional contribution cap can be an easy way to get more money into super tax-effectively.
What is a recontribution strategy and how can I use it with my super?
Re-contribution strategies can reduce the tax on your super benefit and may eliminate tax for non-tax dependant beneficiaries like your adult children.
How LISTO works (Low Income Superannuation Tax Offset)
If you can find spare cash to make a contribution into your super account, you could be eligible to receive the LISTO top-up of up to $500 from the government.
Contribution splitting: How to boost your spouse’s super
Splitting your super with your spouse or partner can be a great way to boost your joint retirement savings and possibly save yourself some tax as well.
What is the maximum super contribution base for 2021–22?
High income earners face a quarterly cap on the amount of income on which their employer must make SG contributions. Here’s the limit for 2021-22 and previous years.
How a government co-contribution can help boost your super savings
Getting the government to top up your super account can be easy way to boost your retirement savings. Here’s an easy guide to the tips and traps.
Work test: Making super contributions after you turn 67
In your late 60s, you may need to meet a work test before making contributions into your super account. Here’s the current rules and what they mean for you.
