Set out below are all SuperGuide articles that relate to Superannuation contributions strategies.
What is the maximum super contribution base for 2020/21?
While your employer is required to make regular Super Guarantee contributions on your behalf, higher income earners can miss out if they earn above the quarterly maximum super contribution base (MSCB) limit.
What super contributions are best for me?
Working out the best mix of super contributions to grow your nest egg can be confusing. Here are some simple case studies to help show you the impact for Aussies of different ages, incomes and work situations.
How to make super contributions after you’ve retired
Once you’re in retirement, making super contributions gets a lot trickier. But it’s not impossible if you understand the rules and are willing to use different types of contributions.
What is a re-contribution strategy and how can I use it with my super?
Re-contribution strategies are all about how to withdraw money from your super account and re-contributing it to save tax. Here’s a simple explanation and 10 points to consider before taking the plunge.
A super guide to understanding the bring-forward rule
The bring-forward rule represents an important opportunity to put more money into your super account in a particular year if you receive an inheritance or are getting close to retirement. Here’s a simple guide to how it works.
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How carry-forward (catch-up) super contributions work
If you feel like you’ve missed the boat when it comes to building your retirement savings, it could be time to use an often-overlooked contribution opportunity.
Contribution splitting: How to boost your spouse’s super
Topping up your spouse’s super account can be an easy way to build the nest egg you have to share during your retirement. Here are two easy ways to boost your spouse’s super balance.
Work test: Making super contributions over 67
Making super contributions once you reach age 67 is more difficult as you need to meet the requirements of a work test. Here’s a simple guide to understanding the rules and how they affect you.
How a government co-contribution can help boost your super savings
Free money from the government is pretty rare. But one of the simplest ways is by investing a few extra dollars into your super account to score a co-contribution payment.
How LISTO works (Low Income Superannuation Tax Offset)
Finding extra dollars to put into your super account can be difficult, so receiving a $500 payment from the government can be a welcome boost for your retirement savings.
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In your 70s? The super rules that apply to you
Once you reach age 70, your ability to make contributions into your super account is limited, so it’s important to ensure you know all the rules governing when you can make contributions and withdraw money.
In your 60s? The super rules that apply to you
Once you reach age 60, the rules of the super system change, so it’s important to know all the rules governing when you can make contributions and withdraw money from your account.
In your 50s? The super rules that apply to you
When you get to your 50s, you should be paying a lot more attention to your super savings. So you need to know all the rules about making contributions and withdrawing money from your account.
In your 20s, 30s or 40s? The super rules that apply to you
In the early to mid stages of your working life you need to pay attention to your super to ensure it’s growing steadily. But you also need to know the rules about making contributions and withdrawals.
In your teens? The super rules that apply to you
When you’re in your teens you are new to the super system, so it’s important to learn how much and when you can contribute and when you can get your hands on your savings.