Set out below are all SuperGuide articles that relate to Superannuation contributions strategies.
Work test: Making super contributions after you turn 67
In your late 60s, you may need to meet a work test before making contributions into your super account. Here’s the current rules and what they mean for you.
How does the First Home Super Saver (FHSS) Scheme work?
The government’s First Home Super Saver (FHSS) Scheme can be a handy tool when you are saving for your first home. But it’s not for everyone.
Making downsizer super contributions: 10 things you need to know
If you downsize your home, putting some of the proceeds into your super can help feather your retirement nest.
Capital gains and super: Using super contributions to reduce your CGT bill
Making super contributions not only helps with saving for your retirement; it can also be a useful tool for minimising your tax bill in the right situation.
What is the maximum super contribution base for 2020/21?
While your employer is required to make regular Super Guarantee contributions on your behalf, higher income earners can miss out if they earn above the quarterly maximum super contribution base (MSCB) limit.
What super contributions are best for me?
Working out the best mix of super contributions to grow your nest egg can be confusing. Here are some simple case studies to help show you the impact for Aussies of different ages, incomes and work situations.
How to make super contributions after you’ve retired
Once you’re in retirement, making super contributions gets a lot trickier. But it’s not impossible if you understand the rules and are willing to use different types of contributions.
What is a re-contribution strategy and how can I use it with my super?
Re-contribution strategies are all about how to withdraw money from your super account and re-contributing it to save tax. Here’s a simple explanation and 10 points to consider before taking the plunge.
A super guide to understanding the bring-forward rule
The bring-forward rule represents an important opportunity to put more money into your super account in a particular year if you receive an inheritance or are getting close to retirement. Here’s a simple guide to how it works.
How carry-forward (catch-up) super contributions work
If you feel like you’ve missed the boat when it comes to building your retirement savings, it could be time to use an often-overlooked contribution opportunity.
Contribution splitting: How to boost your spouse’s super
Topping up your spouse’s super account can be an easy way to build the nest egg you have to share during your retirement. Here are two easy ways to boost your spouse’s super balance.
How a government co-contribution can help boost your super savings
Free money from the government is pretty rare. But one of the simplest ways is by investing a few extra dollars into your super account to score a co-contribution payment.
How LISTO works (Low Income Superannuation Tax Offset)
Finding extra dollars to put into your super account can be difficult, so receiving a $500 payment from the government can be a welcome boost for your retirement savings.
How do tax-deductible superannuation contributions work?
Making a tax-deductible super contribution can be a great way to boost your retirement savings. Find out whether they could be the right strategy for you.
Salary sacrifice and super: How does it work?
From 1 January 2020, your salary sacrificed super contributions can’t be used by your employer to reduce their SG payment obligations, regardless of the amount you elect to salary sacrifice.