Set out below are all SuperGuide articles that relate to Retirement planning strategies.
Guide to transition-to-retirement pensions (TTRs or TRISs)
If you are looking to wind back working hours or boost your super in the lead-up to retirement, a TTR pension may be the answer.
How does your super affect the Age Pension?
Your superannuation can potentially affect how much, if any, Age Pension you receive in several ways. As well as the amount you have in super, your partner’s age can have an impact as can what you do with any super payments you access.
Am I eligible for the Age Pension?
A common question from people planning their retirement is if, and when, they will be eligible for the Age Pension.
What is the Pension Loans Scheme, and how does it work?
The Pension Loans Scheme can be a great way to boost your retirement income by taking out loan from the government against the equity in your home.
The definitive SMSF guide to franked dividends
Let’s be frank, at a time of historically low interest rates it’s no wonder SMSF investors have been flocking to franked dividends from shares.
How much super do I need to retire?
The amount of super YOU need to retire will depend on your personal circumstances, financial resources both inside and outside super and your lifestyle. So before you set an arbitrary super target, block out the fearmongers and think about the big picture.
Case studies: How is the Age Pension assessed?
In this article we detail how the Age Pension is assessed, how the income and assets tests work, and illustrate with case studies for a Single and a Couple.
Retirement planning case study: Couple aged 47 and 48
Chris (47) earns $180,000 per year and has $430,000 in super. Lisa (48) earns $80,000 per year and has $220,000 in super. They have one daughter at university and are close to paying off their mortgage. They want to know if they are on track to retire when Chris turns 60.
Retirement planning case study: Couple aged 58 and 60
Dan (60) is a freelance web designer who earns $76,000 a year. He hasn’t always put money aside for super, so his balance is a relatively low $120,000.
How to use the MoneySmart Retirement Planner
There can be a bit of a learning curve with MoneySmart’s Retirement Planner, and it may appear intimidating at first glance, so we created a short video to help you get an understanding of how the tool works.
Retirement planning case study: Single woman, aged 52
Deb is worried that she won’t have enough savings to live comfortably in retirement and, at age 52, wonders if she’s left it too late to catch up.
What age should I retire?
The decision about when to retire is rarely made overnight. It’s a major life event and deserves careful thought and planning. Finances play a big part, but so do your health, your partner’s circumstances and whether you still enjoy your work or are itching to leave.
Women and super: How to beat the odds
When it comes to super, it’s still a man’s world. That means it’s up to women to even the score. We show you how.
What to do if the market tanks and you’re retired, or close to it
These are challenging times for investors, especially if you’re about to retire or already drawing on your super.
How to maximise your Age Pension
There are many strategies you can employ to ensure that you’re making the most of your Age Pension, and in this article we’ll showcase some of the best options that may assist you.
