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Superannuation and retirement planning information

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  • Plan your retirement
    • Retirement planning for beginners
    • When should I retire?
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Home / Retirement planning strategies

Retirement planning strategies

In this section you can learn about the most critical retirement strategies you should consider when planning your retirement.

Some of the fundamental questions to ask yourself include when you should retire, whether you will continue working, how much you might spend in retirement, whether you could be eligible for the Age Pension and how long you might live for.

Learn more about key retirement planning strategies in the following SuperGuide articles:

Am I eligible for the Age Pension?

March 9, 2021

What age should I retire?

December 1, 2020

Super tips and strategies if you are in your 50s

October 6, 2020

Super tips and strategies if you are in your 60s or 70s

October 6, 2020

Countdown to retirement: Tips to help kickstart your retirement plans

June 1, 2020

What strategies can I consider to reduce tax on my super pension?

April 1, 2020

Is a bucket strategy the solution for your retirement income plan?

March 23, 2020

Guide to transition-to-retirement pensions (TTRs or TRISs)

March 22, 2020

Set out below are all SuperGuide articles that relate to Retirement planning strategies.

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How much super do I need to retire?

April 13, 2021 by Barbara Drury 3 Comments

The amount of super YOU need to retire will depend on your personal circumstances, financial resources both inside and outside super and your lifestyle. So before you set an arbitrary super target, block out the fearmongers and think about the big picture.

Case studies: How is the Age Pension assessed?

March 12, 2021 by Regan Welburn Leave a Comment

In this article we detail how the Age Pension is assessed, how the income and assets tests work, and illustrate with case studies for a Single and a Couple.

Am I eligible for the Age Pension?

March 9, 2021 by Barbara Drury Leave a Comment

A common question from people planning their retirement is if, and when, they will be eligible for the Age Pension.

Retirement planning case study: Couple aged 47 and 48

January 22, 2021 by Barbara Drury Leave a Comment

Chris (47) earns $180,000 per year and has $430,000 in super. Lisa (48) earns $80,000 per year and has $220,000 in super. They have one daughter at university and are close to paying off their mortgage. They want to know if they are on track to retire when Chris turns 60.

Retirement planning case study: Couple aged 58 and 60

January 22, 2021 by Barbara Drury 3 Comments

Dan (60) is a freelance web designer who earns $76,000 a year. He hasn’t always put money aside for super, so his balance is a relatively low $120,000.

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How to use the MoneySmart Retirement Planner

January 21, 2021 by Robert Barnes Leave a Comment

There can be a bit of a learning curve with MoneySmart’s Retirement Planner, and it may appear intimidating at first glance, so we created a short video to help you get an understanding of how the tool works.

Retirement planning case study: Single woman, aged 52

January 5, 2021 by Barbara Drury Leave a Comment

Deb is worried that she won’t have enough savings to live comfortably in retirement and, at age 52, wonders if she’s left it too late to catch up.

What age should I retire?

December 1, 2020 by Barbara Drury Leave a Comment

The decision about when to retire is rarely made overnight. It’s a major life event and deserves careful thought and planning. Finances play a big part, but so do your health, your partner’s circumstances and whether you still enjoy your work or are itching to leave.

Women and super: How to beat the odds

October 9, 2020 by Barbara Drury Leave a Comment

When it comes to super, it’s still a man’s world. That means it’s up to women to even the score. We show you how.

What to do if the market tanks and you’re retired, or close to it

October 1, 2020 by Barbara Drury Leave a Comment

These are challenging times for investors, especially if you’re about to retire or already drawing on your super.

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How to maximise your Age Pension

September 17, 2020 by Regan Welburn Leave a Comment

There are many strategies you can employ to ensure that you’re making the most of your Age Pension, and in this article we’ll showcase some of the best options that may assist you.

What is the Pension Loans Scheme, and how does it work?

September 2, 2020 by Janine Mace 1 Comment

Older Aussies looking to boost their retirement income can take advantage of the government’s Pension Loans Scheme to generate a non taxable fortnightly income stream that helps pay their bills.

Retiring at 60? Your super simple guide to 12 common questions

June 3, 2020 by Janine Mace Leave a Comment

For many people planning their retirement, age 60 sounds like a good time to leave the workforce. If that’s your plan, it’s important to ensure you understand the rules on accessing your super, how big your nest egg needs to be, the tax you might pay and any financial assistance you may be able to receive.

Retiring at 65? Your super simple guide to 12 common questions

June 3, 2020 by Janine Mace Leave a Comment

For most Aussies, blowing out the birthday candles at 65 means it’s retirement time. To help you take the leap into life after work, we have put together a simple guide answering common questions asked by people retiring at age 65.

Countdown to retirement: Tips to help kickstart your retirement plans

June 1, 2020 by Janine Mace Leave a Comment

This article lists of some of the key points to consider when planning your retirement – whether you have 15 years or three months to go before the big day.

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How super works
Super for beginners
Super rules
Employers guide to super
Super contributions
Super and tax
Accessing super
Super news
Women and super
Super tips and strategies
How-to guides
Super quizzes
Superannuation Q&As
Superannuation glossary
Super funds
Best performing super funds
Super fund rankings
Best performing pension funds
Pension fund rankings
Super fund average returns
Super investing strategies
Comparing super funds
Choosing a super fund
Choosing an investment option
Super fund fees
Insurance and super
Super fund profiles
SMSFs
SMSFs for beginners
SMSF administration
SMSF checklists
SMSF compliance
SMSF investing
SMSF pensions
SMSF strategies
SMSF Q&As
Plan your retirement
Retirement planning for beginners
When should I retire?
How long will I live?
How much super do I need?
Will I get the Age Pension?
How much will I spend in retirement?
Financial advice
Retiring overseas
Preparing for retirement
Retirement planning strategies
Retirement calculators and reckoners
In retirement
Income in retirement
Super lump sums
Super pensions
Age Pension
Working in retirement
Life in retirement
Senior concessions and services
Aged care
Estate planning
Super death benefits
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Compare super funds

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