Set out below are all SuperGuide articles that relate to Retirement planning strategies.
How the 10/30/60 Rule can help achieve your retirement plans
The 10/30/60 Rule shows it’s just as important to use a carefully developed investment strategy in retirement as it is during your working life.
How to select a retirement income calculator
Choosing the right calculator to work out your retirement income is important, as different calculators provide different results and types of information.
5 ways sequencing risk affects your retirement
Sequencing risk can ruin even the most carefully planned retirement, with losses and low returns when you withdraw your super savings giving you less to spend.
How to choose an investment option for your super pension
Selecting the right investment option for your super pension can have a big impact on how much money you have to spend during your retirement years.
How to plan your spending through the 3 stages of retirement
Your spending in retirement will depend not just on how much you have saved, but also on different spending patterns as you age.
Guide to transition-to-retirement pensions (TTRs or TRISs)
If you are looking to wind back working hours or boost your super in the lead-up to retirement, a TTR pension may be the answer.
How does your super affect the Age Pension?
Your superannuation can potentially affect how much, if any, Age Pension you receive in several ways. As well as the amount you have in super, your partner’s age can have an impact as can what you do with any super payments you access.
Am I eligible for the Age Pension?
A common question from people planning their retirement is if, and when, they will be eligible for the Age Pension.
What is the Pension Loans Scheme, and how does it work?
The Pension Loans Scheme can be a great way to boost your retirement income by taking out loan from the government against the equity in your home.
The definitive SMSF guide to franked dividends
Let’s be frank, at a time of historically low interest rates it’s no wonder SMSF investors have been flocking to franked dividends from shares.
How much super do I need to retire?
The amount of super YOU need to retire will depend on your personal circumstances, financial resources both inside and outside super and your lifestyle. So before you set an arbitrary super target, block out the fearmongers and think about the big picture.
Case studies: How is the Age Pension assessed?
In this article we detail how the Age Pension is assessed, how the income and assets tests work, and illustrate with case studies for a Single and a Couple.
Retirement planning case study: Couple aged 47 and 48
Chris (47) earns $180,000 per year and has $430,000 in super. Lisa (48) earns $80,000 per year and has $220,000 in super. They have one daughter at university and are close to paying off their mortgage. They want to know if they are on track to retire when Chris turns 60.
Retirement planning case study: Couple aged 58 and 60
Dan (60) is a freelance web designer who earns $76,000 a year. He hasn’t always put money aside for super, so his balance is a relatively low $120,000.
How to use the MoneySmart Retirement Planner
There can be a bit of a learning curve with MoneySmart’s Retirement Planner, and it may appear intimidating at first glance, so we created a short video to help you get an understanding of how the tool works.
