Life insurance is a must-have for many of us, or it should be. It can replace lost income if we’re off work sick or injured or provide a lump sum for disability, death or trauma.
Choosing the type and level of cover you need is one part of the puzzle but another frequently overlooked issue is choosing where to hold your insurance – inside or outside super.
Making the right choice for your circumstances could not only save you money, but also set your mind at ease that you and your family have protection if the worst happens.
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