Q&A: How is an SMSF member’s Total Super Balance calculated?
Q: How is the Total Superannuation Balance calculated for each individual member for an SMSF on June 30th of the previous year?
Posts
Super news for February 2025
Push for lifetime annuities, Cbus in APRA’s sights, new retirement savings targets, Investment scams warning.
Transfer Balance Cap indexation: Opportunities for SMSF members?
The amount you can get into a super pension is about to increase,
presenting some useful strategies for existing and prospective retirees.
Case study: Self-employed single seeking a comfortable and secure retirement income for life
Watch to see how free tools empower Justine to get her retirement savings on track and reduce her tax bill.
Tips to boost your super in retirement
Leaving work doesn’t mean the end of opportunities to add to your super
in your 60s and beyond.
Estate planning when your child has a disability: What can I do?
Planning financial support for your children after you die is tricky, but a child with disability makes the task even harder. How do you ensure your child is cared for and financially secure?
What is the cost of living in retirement in Australia?
To understand how much income you will need to fund your desired retirement lifestyle, first you need to work out how much you are likely to spend. Here’s how.
Writing your SMSF investment strategy (including templates)
As an SMSF trustee, your fund’s investment strategy is one of the most important documents you will ever create so it’s important to get it right.
Can my SMSF invest in gold?
Gold investments come in many forms, so SMSF trustees should understand the pros and cons, and compliance issues, with each.
Retirement income rules of thumb: Do they measure up?
If you are getting serious about planning your retirement income needs and don’t know where to start, these handy estimates could help.
Tips to boost your super when retirement is approaching
As retirement nears, setting your super on the right path is more important than ever.
What happens if I don’t pay the minimum pension from my SMSF?
Now updated with a handy video guide. Adverse tax and compliance outcomes can occur if you fail to take your minimum pension payment each year. Don’t get caught due to poor SMSF administration.
SMSFs and insurance: Rules and considerations
Even if you have life insurance outside super or in a pre-existing fund, SMSF trustees are still required to consider their insurance strategy.
Super or mortgage: Where should I put my extra savings?
It’s a common question with no simple answer; you will need to do your own sums. We show you how.
Best performing super funds: Growth category (61–80%)
While a host of new entrants made the top 10 in 2024, over 10 years the top performers are remarkably stable and a much better indicator of long-term excellence.
Super fund performance reckoners: Annual returns for 5 investment categories
In these reckoners you can view the median super fund returns for 1, 3, 5, 7, 10 and 15 years across five different investment options for the last 10 calendar years and 9 financial years.
Super fund performance over 32 calendar years (to December 2024)
Super funds went above and beyond in 2024, with the median Growth fund up 11.4% and even the most conservative investment options performing strongly.
Super news for January 2025
Support for payday super, Double digit super returns, Cash here to stay, Unlisted asset valuations
