Posts
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How much super do I need to retire on $80,000 a year?
How much super do you need to retire on $80,000 a year? Roughly $1 million to $1.4 million, depending on your age and investment approach.
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How much super do I need to retire on $60,000 a year?
How much super do you need to retire on $60,000 a year, a step up from the standard ‘comfortable’ benchmark? Expect $430,000 to $725,000.
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What are the current work test rules for super contributions?
If you are over age 67 there is still one type of contribution that needs to pass the test.
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Reversionary pensions: What they are and how they work
If you want your partner to continue receiving your super pension when you die, a reversionary pension can make the process easy for them at what can be a difficult time.
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Making super contributions after age 60: Even in retirement
If you have cash to spare or receive a windfall, there are many ways you can add to your super later in life, even if you are no longer working.
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Working out the best mix of super contributions
Choosing the optimal mix of before and after-tax super contributions can make a big difference to your retirement outcome. We show you how to work out the best solution for you.
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Investing an inheritance into super: What you need to know
Learn how investing a sudden financial gain in super can pay off, with detailed case studies and a look at important restrictions.
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Tax-saving strategies only available to SMSFs
Super is arguably the most tax-effective investment vehicle, but SMSFs have more flexibility than large funds when it comes to managing tax outcomes.
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Reducing tax on capital gains with super contributions
If you’ve made a capital gain this year, the tax office is knocking at the door. A personal tax-deductible super contribution could keep them at bay.
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Is $2 million in super enough to retire on?
If you expect to have about $2 million in super on retirement, how much income might this provide and for how long?
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Super recontribution strategy: How it works (including calculator)
Find out how a recontribution strategy can decrease tax for your beneficiaries and help you and your spouse share super balances more evenly.
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Salary sacrifice and super: How does it work?
By directing some of your pre-tax income to super, you could boost your retirement savings and reduce tax.
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How to get your super in shape for retirement
As retirement nears, setting your super on the right path is more important than ever.
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How much super do I need to retire on $50,000 a year?
How much super do you need for a $50,000 comfortable retirement? Expect $240,000 to $490,000, but you’ll need Age Pension support.
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How to take advantage of the increased transfer balance cap
An increased Transfer Balance Cap creates opportunities to transfer more into the tax-free retirement phase and contribute more to super but beware the fine print!
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Super balance strategies and considerations for couples
Couples who adopt a combined approach to superannuation savings can often be much better off in retirement.
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Small business 15-year exemption explained
If you’re 55+ or disabled and selling your small business, you could be eligible to avoid tax on the capital gain and make a large super contribution.
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Using small business CGT exemptions to boost your super
Small business CGT concessions could allow you to make a substantial super contribution from the sale of your business.
