Common ‘myth-conceptions’ about retirement income
Given the complexity of super and how it interacts with the Age Pension, it’s not surprising that misunderstandings abound. So let’s bust a few myths.
Posts
Super news for March 2025
AustralianSuper’s $27 million fine, Australia’s retirement savings juggernaut, Tighter super fund governance, Growing super insurance coverage.
Which are Australia’s largest super funds?
We’ve done the digging to help you make the most of what your super fund has to offer.Australia’s biggest super funds are getting even bigger, thanks to a spate of mergers and organic growth.
Age Pension calculator (March 2025 update)
Our Age Pension calculator gives you an estimate of your potential Age Pension entitlements based on your situation, assets and income.
Am I eligible for the Age Pension?
A common question for Australians planning their retirement is if, and when, they will be eligible for the Age Pension.
Age Pension income test rules (from March 2025)
A common question for those nearing or in retirement is “How much can a pensioner earn before it affects the pension?”.
Age Pension assets test rules (from March 2025)
This article details the rules and limits of the Age Pension assets test (how much your savings and other assets are worth), which is one half of the means test (along with the income test) that determines how much Age Pension you could be eligible for.
Hidden perks that make your super account even better
We’ve done the digging to help you make the most of what your super fund has to offer.
How to invest in infrastructure through an SMSF
Thanks to a growing list of specialist managed funds, SMSFs can invest like the pros in big infrastructure projects.
What to do if the market tanks and you’re retired, or close to it
Volatile financial markets make it difficult to plan ahead, but in uncertain times having a plan and sticking to it can make a big difference to your retirement outcome.
How can I top up my super pension?
It’s possible to contribute to super after you retire, but there are rules you
must follow if you want to use these contributions to top up your pension account.
SMSFs reserves: What are the rules?
Reserves can be a useful tool for SMSF trustees, but the ATO takes a dim view of anything that looks like tax avoidance.
How much super do I need if I don’t own a home?
As most retirement income estimates assume retirees own their home, you will need to make substantial adjustments to these estimates if you expect to be renting.
How to plan for your retirement
It can be difficult knowing where to start when you are ready to think seriously about retirement, but working through these easy steps will help.
Do SMSFs rely too heavily on bank shares for dividend income?
Interest rates are finally on the way down, raising concerns about bank profits and dividend payments. Should SMSF investors be worried?
What happens to my TTR when I turn 65?
When you turn 65 a number of things happen to your transition to retirement pension – mostly good but there are traps to avoid.
The why and how of direct investment super options
If more control over the investments and tax in your super is appealing but you don’t fancy the additional attention and time an SMSF requires, direct investing with a public-offer fund could be for you.
Pension fund rankings: Conservative category (21–40%)
On this page you can find the quartile performance and quartile rankings for pension funds in the Conservative category for the period to 31 December 2024.
