Posts
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3 steps to making a complaint about your super fund
When you have an issue with your super fund or its insurer, it’s important to know who to turn to and how to go about it.
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Who to turn to if you have a problem with your financial adviser
The financial advice sector has done a lot in recent years to improve the overall quality of advice, but when things go wrong there is a structured complaints process.
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SMSFs and cryptocurrency investments
As crypto investments surge in popularity, the ATO has issued guidance for SMSF trustees keen to dip a toe in the virtual asset water.
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Tax-saving strategies only available to SMSFs
Super is arguably the most tax-effective investment vehicle, but SMSFs have more flexibility than large funds when it comes to managing tax outcomes.
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Super fund mergers: What does it mean for members?
If your fund is involved in a merger, don’t panic. You could end up better off, but you do need to make sure your new fund is still a good fit.
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8 warning signs of a dodgy financial adviser
Bad financial advisers are thankfully the exception rather than the rule, but they do exist so it pays to be aware of some common red flags.
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Pension fund performance to June 2025
Pension fund members enjoyed robust returns in the latest financial year, with many retirees growing their balance even after making withdrawals.
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How long does my super need to last in retirement?
Most people think about retirement planning in terms of savings and income — but there’s one crucial question that doesn’t get enough attention: ‘How long will your retirement actually last?’
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Super fund performance: Annual returns to June 2025
Against all expectations and a backdrop of escalating trade and geopolitical tensions, super funds continued their three-year winning streak in 2025 financial year.
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Super contributions eligibility checker
Not sure what type of super contributions you’re eligible for? Find out fast and start making the most of your opportunities.
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Super news for July 2025
Super switching scams on the rise, Retirement standard rises as renter budgets added, Super satisfaction up, New super standard on insurance, Seniors support super system.
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Reducing tax on capital gains with super contributions
If you’ve made a capital gain this year, the tax office is knocking at the door. A personal tax-deductible super contribution could keep them at bay.
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Case study: Transferring shares into your SMSF (an in-specie transfer)
There can be substantial tax benefits in transferring shares into your SMSF, especially once you retire, but strict rules apply.
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My retirement planning diary (Part 4): Crunching the numbers
Now that I have a retirement income target in mind, it’s time to buckle up and test drive some retirement income calculators to see if my target is achievable.
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Understanding the difference between your total super balance and your transfer balance cap
The acronyms may be similar, but your total super balance (TSB) and transfer balance cap (TBC) are not the same thing. We clear up the confusion and explain how they affect what you can do with your super.
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Superannuation rule changes from July 2025 (and previous years)
Navigating your way around the constant rule changes in the super system is tricky, so here’s our annual list of the modifications you need to know about.
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Division 296: How the new super tax works (including calculator)
Under Division 296, individuals with superannuation balances above $3 million will face additional tax on their investment earnings. Find out how you could be affected (now and in the future).
