Posts
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5 strategies to help fix your total super balance problem
If a high super balance is limiting your ability to get more into the tax effective super environment, there are ways to reduce your balance and maximise contributions at the same time.
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The benefits of contributing extra to super earlier in life
Even small personal contributions can supercharge your retirement savings once compound interest and tax do the heavy lifting.
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How much super do I need to retire on $100,000 a year?
How much super do you need to retire on $100,000 a year? Depending on your age and investment approach, expect $1.4 million to $1.9 million.
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Total super balance vs Transfer balance cap explained
The acronyms may be similar, but these two terms are not the same. We clear up the confusion and explain how they affect what you can do with your super.
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Should you start a super pension when you are eligible, or wait?
Hundreds of thousands of Australians who are eligible to transfer their super into a tax-free pension account have not taken the opportunity. Are you one of them?
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Super death benefits and tax explained
Understand the rules so your beneficiaries don’t lose too much of your super to tax.
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How the government co-contribution scheme works (including calculator)
An extra payment from the government can be a great way to boost your super if you have some money to spare.
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What is the maximum super contribution base?
High-income earners face a cap on the amount of income on which their employer must make SG contributions.
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Making superannuation contributions: Super for beginners guide
It’s worth learning the main types of super contributions and what each one offers you.
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In your 50s or younger? The super rules that apply to you
Get to grips with the key super rules for people under 60.
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Superannuation Guarantee (SG) contributions rate and rules
It pays to understand the rules and the rate your employer is required to pay.
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Bring-forward rule explained: How to make large super contributions
Using the bring-forward rule is a great way to put a larger contribution into your super account in a single year. Here’s what you need to know.
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How superannuation works: Super for beginners guide
Never quite understood how super works? This beginner’s guide has superannuation explained: what it is, how much you get and how to grow it.
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What to do if you exceed your super contributions caps
Going over your annual limits for super contributions isn’t disastrous, but you should know the consequences and your options.
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How carry-forward (catch-up) super contributions work
If you haven’t used all your concessional contributions cap in recent years you can play catch-up and get a handy tax concession to sweeten the deal.
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TBAR: Transfer balance account reporting for SMSFs
Understanding the transfer balance account rules, including timing and transaction reporting, is extremely important for SMSF trustees..
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SMSF reporting and record-keeping requirements
SMSFs have many attractions but keeping up with the admin is not one of them. Here’s what you need to know to stay on the right side of the law.
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How to start a super pension and what to consider first
The process, benefits, and options available.
