Posts
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Minimum pension drawdown rates (2025–26) and calculator
Age-based minimum annual withdrawal rates apply to account-based pensions. Here’s how they are calculated.
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Deeming rates and calculator for the Age Pension income test
The days of ultra low deeming rates are over as they increase for the second year this financial year.
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How LISTO works (Low Income Superannuation Tax Offset)
The Low Income Super Tax Offset is a government rebate that can help boost your super and make saving for retirement a little easier.
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Division 296 super tax explained (including calculator)
The Albanese government has bowed to pressure to make amendments to its controversial tax on super funds with more than $3 million, and announced a short consultation period.
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Inside an SMSF audit: What auditors look for
Even if you outsource most of the boring SMSF admin, there are two annual tasks trustees can’t avoid.
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Division 296: What to consider before 30 June
With Division 296 on the horizon, many investors are wondering whether they need to act before 30 June. In reality, most won’t – but there are a few important decisions worth understanding.
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How to prepare for an SMSF auditor and fill in your SMSF tax return
Even if you outsource most of the boring SMSF admin, there are two annual tasks trustees can’t avoid.
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How much super do I need to retire?
Forget advice saying you need $1 million in super to retire. The amount you will need depends on your personal circumstances and preferences, and may be less than you think.
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Small business retirement exemption explained
Small business owners have an opportunity to use some of the sale proceeds from their business to boost their super without breaching contribution caps.
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Small business 15-year exemption explained
Small business owners approaching retirement can take advantage of some valuable tax concessions when they sell up and make a super contribution
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SuperGuide news for March 2026
Super tax changes passed, Life insurance gap, Family violence and super, Record-high financial complaints, ATO targets overdue SMSF returns.
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When can I access my super? All conditions of release explained
While super is designed to provide income in retirement, there are circumstances when you may be eligible to withdraw some or all of your savings.
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Using small business CGT exemptions to boost your super
Some small business CGT concessions can help eligible business owners to make a substantial contribution into their super after they sell, without having to worry about the normal super contribution limits.
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Am I eligible for the Age Pension?
A common question for Australians planning their retirement is if, and when, they will be eligible for the Age Pension.
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Age Pension assets test rules (from March 2026)
This article details the rules and limits of the Age Pension assets test (how much your savings and other assets are worth), which is one half of the means test (along with the income test) that determines how much Age Pension you could be eligible for.
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Age Pension income test rules (from March 2026)
A common question for those nearing or in retirement is “How much can a pensioner earn before it affects the pension?”.
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Age Pension calculator (March 2026 update)
Our Age Pension calculator gives you an estimate of your potential Age Pension entitlements based on your situation, assets and income.
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Age Pension rates (March 2026 to September 2026)
Age Pension rates are rising again. Check the latest rates for singles, couples and transitional pensions and learn what you may be entitled to.
