SMSF property loan paid off? What next?
After maximum loan terms were placed on LRBAs, many SMSFs are nearing the end of their loan and wondering about their options.
Posts
Women and super (Part 2): Strategies to boost your super in the lead up to retirement
Whether you are single or in a couple, when retirement beckons there are many ways to top up your super and maybe even reduce your tax bill at the same time.
Super strategies after losing your spouse in retirement: What are the rules?
Inheriting your spouse’s super in retirement needs careful planning to ensure you make the most of the tax-free pension phase without exceeding your limit.
How carry-forward (catch-up) super contributions work
If you haven’t used all your concessional contributions cap in recent years you can use them to play catch-up and get a handy tax concession to sweeten the deal. We explain how.
Australian income tax brackets and rates (2024-25 and previous years)
Now that the stage 3 tax cuts are law, most Australians will receive a tax cut in 2024-25. Until then, existing income tax rates and thresholds apply.
Federal Budget March 2025 overview
Jim Chalmers delivered his fourth Federal Budget on 25th March 2025, and once again “cost-of-living measures” took centre stage.
How much super do I need to retire on $100,000 a year?
Once you know how much retirement income you are aiming for, we show you how to calculate the amount of super you will need to fund it.
How much super do I need to retire on $50,000 a year?
Once you know how much retirement income you are aiming for, we show you how to calculate the amount of super you will need to fund it.
How much super do I need to retire on $80,000 a year?
Once you know how much retirement income you are aiming for, we show you how to calculate the amount of super you will need to fund it.
How much super do I need to retire on $60,000 a year?
Once you know how much retirement income you are aiming for, we show you how to calculate the amount of super you will need to fund it.
Age Pension rates (March 2025 to September 2025)
Age Pension rates increased on 20 March 2025. This article also explains how the Age Pension works, and includes the latest Age Pension rates for residents, non-residents, and the transitional Age Pension.
How to apply for the Home Equity Access Scheme (HEAS)
Tapping into the equity in your home is a great way to free up additional retirement income, but accessing the government’s HEAS scheme takes time and patience.
Pension fund performance to December 2024
Pension fund returns exceeded minimum withdrawal rates for most retirees in 2024, providing a buffer against volatile times ahead.
How much super do I need to retire?
The good news is you probably don’t need anywhere near the $1 million often touted to retire in the style to which you have become accustomed. Here’s how to set your savings target.
How to buy a commercial property and lease it through your SMSF
Many restrictions that apply to the purchase of property via an SMSF don’t apply to commercial property. Here’s how it’s done.
SMSF property investment rules
One of the attractions of having an SMSF is the ability to invest in real property, but strict rules apply.
A retiree’s dilemma: Pay off the mortgage or preserve super?
If you retire with a mortgage, choosing whether to clear it with your super or continue making payments can have significant impact on your retirement income and security.
SMSF returns are competitive with large funds
While lagging the performance of large super funds some years, SMSFs have outperformed them over the longer term.
