Posts
-
The why and how of direct investment super options
If more control over the investments and tax in your super is appealing but you don’t fancy the additional attention and time an SMSF requires, direct investing with a public-offer fund could be for you.
-
How super fund fees impact your net returns
Super fund returns may grab the limelight, but even small differences in fees can make a big difference to your retirement balance in the long run.
-
Q&A: Can we lend to our SMSF to buy a property?
Q: We’re looking to borrow money on our SMSF to purchase a property. Can we be the lender to the SMSF as we have surplus cash?
-
Managing capital gains tax in your SMSF
It’s possible to reduce or even eliminate the amount of tax your fund pays on asset sales with these simple strategies.
-
EOFY: Getting your SMSF in order
If you want to get your SMSF shipshape for June 30, then get cracking now.
-
Property development in your SMSF: What to consider
While property development is allowed in an SMSF, the rules restrict what can be done and how.
-
Salary sacrifice and super: How does it work?
By directing some of your pre-tax income to super, you not only boost your retirement savings but save tax at the same time.
-
Divorce and superannuation: How it works
Super is an increasingly important marital asset and one that should not be overlooked when couples divorce.
-
Super news for April 2025
Super funds’ cybersecurity alert, ‘Stay calm’ amid market storm, Death benefits handling under fire, Financial advice reforms, ASIC scam alert.
-
How much does financial advice cost?
Many Australians who admit they need financial advice are reluctant to get it due to the perceived cost, but are they right? We look at what’s available and what it costs.
-
The Age Pension when living apart: What you need to know
Many retired couples reach a point where one of them needs to go into aged care. What does this mean for their pension? For once, the news is good.
-
Super pensions: Trends in payment frequency, flexibility, fees and more
Despite calls for more innovative pension products, most super funds are tinkering around the edges of their retirement offerings.
-
My retirement planning diary (Part 1): Donald you shrunk my retirement!
After deciding I would retire this year, the current market turmoil has put a Trump-sized hole in my plans. If you’re in the same boat, come along for the ride as I review my situation over the coming months.
-
What’s the Carer Allowance and am I eligible?
If you’re retired and caring for an ill or frail partner or family member, the government’s Carer Allowance can provide some useful extra income.
-
Is $2 million in super enough to retire on?
If you’re aiming for a retirement lifestyle that some would consider luxurious, you may have wondered whether $2 million in super at retirement will hit the mark.
-
Is $1 million in super enough to retire on?
It’s often touted as the amount you need to secure an ideal retirement so we’ve calculated how much income $1 million will generate under a range of scenarios.
-
Is $700,000 in super enough to retire on?
If you’re thinking of aiming for a retirement super balance of $700,000, have you thought about how much income this might provide? Whether you are a couple or single, we run the numbers for you.
-
Is $500,000 in super enough to retire on?
We’ve run the numbers to find out what kind of retirement half a million dollars could provide.
