Posts
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Age Pension rates (March 2025 to September 2025)
Age Pension rates increased on 20 March 2025. This article also explains how the Age Pension works, and includes the latest Age Pension rates for residents, non-residents, and the transitional Age Pension.
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Age Pension assets test rules (from July 2025)
This article details the rules and limits of the Age Pension assets test (how much your savings and other assets are worth), which is one half of the means test (along with the income test) that determines how much Age Pension you could be eligible for.
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Age Pension income test rules (from July 2025)
A common question for those nearing or in retirement is “How much can a pensioner earn before it affects the pension?”.
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Q&A: Does my super fund need to disclose all it’s investments?
Q: Aware Super Fund told me that they do not disclose the products the super is invested in nor the quantity of units, but I have been told that this is incorrect and that they should disclose all these investment company names and the number of units that I hold in them?
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Age Pension Work Bonus: How it works and case studies
Age Pensioners may be surprised how much they can work and earn additional income without impacting their pension.
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My retirement planning diary (Part 3): How much am I likely to spend in retirement?
It’s easy to obsess about your super balance in the run-up to retirement, but how much you have is meaningless unless you know what you need.
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SMSF investors: How to avoid getting scammed
Scammers are constantly finding new ways to part people with their money, so make sure you know what to watch out for.
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How to avoid getting caught in the in-house asset trap
Falling foul of the in-house asset rules can be a costly mistake for SMSFs and continues to be a tricky area for trustees.
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Can my SMSF loan money to me or my business?
Loans made by your SMSF are the exception, not the rule, and getting it wrong can be costly.
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Q&A: What account authority should my accountant have?
My accountant, the SMSF administrator, has requested full third-party authority for our fund account. Is this common practice?
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How to boost your SMSF’s immunity to cybersecurity threats
As our super system and member balances grow, the cyber crooks targeting them are becoming more sophisticated. Forewarned is forearmed.
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Election outcomes for your SMSF
Now that the 2025 election is decided, which super policies will be enacted and what is now off the table as a result?
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Is it worth starting a pension from your super sooner rather than later?
Hundreds of thousands of Australians who are eligible to transfer their super into a tax-free pension account have not taken the opportunity. Are you one of them?
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Super funds of the year awards: Best super funds for 2025
Investment returns are important, but they are not the only feature that make a great super fund. Here are the funds that go above and beyond for their members.
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Pension fund of the year 2025: What makes a winner?
As more and more members move into retirement phase, innovation is slow, but a handful of funds are making all the right moves.
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Super fund mergers: What does it mean for members?
If your fund is involved in a merger, don’t panic. You could end up better off, but you do need to make sure your new fund is still a good fit.
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Q&A: Do I have to take my SMSF pension as regular payments?
My accountant says I should take it as a regular payment spread out over the financial year because the ATO prefers this.
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Q&A: Does the frequency of my employer contributions affect my portfolio growth?
Q: Does my employer only have to pay across the super fund contributions in quarterly intervals, as this impacts on the amount invested and growth of my portfolio?
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